Finschool By 5paisa

Underwriter

Underwriter

Underwriting services are provided by some large financial institutions, such as banks, insurance companies and investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. An underwriter is a member of a financial organization. They work for mortgage, insurance, loan or … Read more

Consumer Price Index

Index

What is Consumer Price Index ? A measure used for estimation of price changes in a basket of goods and services in an economy is called Consumer Price Index. It is a statistical estimate constructed using the prices of sample of representative items whose prices are collected periodically.  Where CPI are used ? Measuring Retail … Read more

Escrow

escrow

What Is An Escrow ? Escrow means an arrangement where third party (who is neither a buyer nor a seller) handles the funds, documents and tasks between two transacting parties and only releases the funds when all the terms of the agreement are met.  The Third Party is known as an escrow agent or officer. … Read more

Hyperinflation

Hyperinflation

Hyperinflation is when the prices of goods and services rise more than 50% per month. At that rate, a loaf of bread could cost one amount in the morning and a higher one in the afternoon. The severity of cost increases distinguishes it from the other types of inflation. The next worst, galloping inflation, sends … Read more

Money Market

Money Market

The money market is an organized exchange market where participants can lend and borrow short-term, high-quality debt securities with average maturities of one year or less. It enables governments, banks, and other large institutions to sell short-term securities to fund their short-term cash flow needs. Money markets also allow individual investors to invest small amounts … Read more

Fibonacci Retracement

Fibonacci Retracement

A Fibonacci retracement is a technical indicator used to identify support and resistance levels in a time series of prices or index levels. Unlike many technical indicators, Fibonacci retracements cannot be used directly to generate buy and sell signals. Instead, they are used as guides in conjunction with other indicators to make trading decisions. The … Read more

Put Call Ratio

Put-Call Ratio

Put/Call ratio (PCR) is a popular derivative indicator, specifically designed to help traders gauge the overall sentiment (mood) of the market. The ratio is calculated either on the basis of options trading volumes or on the basis of the open interest for a particular period. If the ratio is more than 1, it means that … Read more

Bollinger Bands

Bollinger Bands

Bollinger Opens in a new window. (Price envelopes define upper and lower price range levels.) Bollinger Bands are envelopes plotted at a standard deviation level above and below a simple moving average of the price. Because the distance of the bands is based on standard deviation, they adjust to volatility swings in the underlying price. … Read more

Zero Based Budgeting

Zero-Based Budgeting

As the name says “Zero-based budgeting” is an approach to plan and prepare the budget from the scratch. Zero-based budgeting starts from zero, rather than a traditional budget that is based on previous budgets. With this budgeting approach, you need to justify each and every expense before adding it to the actual budget. The primary … Read more

Private Banking

Private Banking

Private banking involves providing banking, investment, tax management, and other financial services to high-net-worth individuals (HNWIs). Unlike mass-market retail banking, private banking focuses on providing more personalized financial services to its clients, through banking personnel specifically dedicated to providing such individual services. How private banking works- Private banking includes common financial services like checking and … Read more