{"id":12552,"date":"2021-10-26T07:15:22","date_gmt":"2021-10-26T07:15:22","guid":{"rendered":"https:\/\/www.5paisa.com\/finschool\/?post_type=markets&#038;p=12552"},"modified":"2025-10-10T21:25:04","modified_gmt":"2025-10-10T15:55:04","slug":"what-are-liquid-funds","status":"publish","type":"markets","link":"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/what-are-liquid-funds\/","title":{"rendered":"Learn more about Liquid Funds From Mutual Fund Course"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"12552\" class=\"elementor elementor-12552\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-23ba90b elementor-section-full_width tab_container elementor-section-height-default elementor-section-height-default\" data-id=\"23ba90b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column 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data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t<script>\n\t\tjQuery(document).ready(function(){\n\t\t\tjQuery(\"#post_chapters a[href*='\" + location.pathname + \"']\").addClass(\"current\");\n\t\t})\n\t<\/script>\n\t<div class=\"desktop_chapters\"><div id=\"post_chapters\"><div class=\"post_chapters-heading\">Chapters<\/div><ul><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/introduction-to-mutual-funds\/\">Introduction<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/nfo-offer-documents\/\">NFO & Offer Documents<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/mutual-funds-classification\/\">Learn About Classification of Mutual Funds From Mutual Fund Course<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/things-to-know-before-buying-mutual-funds\/\">Things To Know Before Buying MFs<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/measuring-risk-return-of-mutual-fund\/\">Understand Measures of Risk &#038; Return in Mutual Fund<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/what-are-exchange-traded-funds\/\">What Are ETFs<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/what-are-liquid-funds\/\">What Are Liquid Funds<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/taxation-of-mutual-funds\/\">Taxation of Mutual Funds<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/mutual-fund-investment-redemption-plan\/\">Mutual Fund Investment & Redemption Plan<\/a><\/li><li><i class=\"fa fa-chevron-right\"><\/i>&nbsp;&nbsp;&nbsp;<a href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/regulation-of-mutual-funds\/\">Regulation of Mutual Funds<\/a><\/li><\/ul><\/div><\/div><div class=\"chapters_toggle\" title=\"chapters\"><a title=\"chapters\" href=\"#\" id=\"open_chapters\"><span>View Chapters<\/span>&nbsp;&nbsp;&nbsp;<i class=\"fa fa-chevron-right\"><\/i><\/a><a title=\"chapters\" href=\"#\" id=\"close_chapters\" style=\"display:none;\"><span>Hide Chapters<\/span>&nbsp;&nbsp;&nbsp;<i class=\"fa 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data-title-link=\"study-tab\">\n\t\t\t\t        <p><div class='white' style='background:rgb(255, 255, 255); border:solid 0px rgb(255, 255, 255); border-radius:0px; padding:0px 0px 0px 1px;'>\n<div id='text_slider' class='owl-carousel sa_owl_theme owl-pagination-true' data-slider-id='text_slider' style='visibility: visible;visibility:visible;'>\n<div id='text_slider_slide01' class='sa_hover_container' data-hash='Liquid-Funds-&#038;-Its-features' style='padding:4.9% 5%; margin:0px 0%; background-color:rgb(255, 255, 255); min-height:400px; '><h2 style=\"text-align: left\"><strong>7.1 Liquid Funds &amp; Its features<\/strong><\/h2>\r\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-48862 size-full\" src=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-are-Liquid-Funds.png\" alt=\"What are Liquid Funds\" width=\"946\" height=\"886\" srcset=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-are-Liquid-Funds.png 946w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-are-Liquid-Funds-300x281.png 300w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-are-Liquid-Funds-768x719.png 768w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-are-Liquid-Funds-50x47.png 50w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-are-Liquid-Funds-100x94.png 100w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-are-Liquid-Funds-150x140.png 150w\" sizes=\"(max-width: 946px) 100vw, 946px\" \/><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><strong>Anand:<\/strong> What are liquid funds?<\/p>\r\n<p><strong>Ridhima<\/strong>: Liquid funds are funds that invest in short term securities with maturity up to 91 days.<\/p>\r\n<p><strong>Anand<\/strong>: Do funds have lock in periods?<\/p>\r\n<p><strong>Ridhima:<\/strong> No liquid funds are highly liquid you can withdraw your money from funds anytime.<\/p>\r\n<p><strong>Anand:<\/strong> Are funds risky?<\/p>\r\n<p><strong>Ridhima:<\/strong> Liquid funds are low risk the Net Asset Value of liquid funds stays steady and the returns on liquid funds are usually 7 to 9 percent, which is better than savings accounts.<\/p>\r\n<p>Liquid funds are a type of mutual fund that invests in securities with a residual maturity of up to 91 days. Because of this short maturity profile, liquid funds carry no lock-in period, so your money is never tied up for long.<\/p>\r\n<p><strong><b>The main features these funds have<\/b><\/strong><\/p>\r\n<ul>\r\n<li>These funds generally carry no entry or exit load, since they\u2019re built to be highly liquid.<\/li>\r\n<li>Liquid funds offer both growth and dividend options \u2014 and if you choose the dividend option, payouts can be made daily, monthly, or quarterly.<\/li>\r\n<li>As the name suggests, they\u2019re highly liquid, letting investors withdraw money within a short period of time.<\/li>\r\n<li>No TDS applies to these funds.<\/li>\r\n<li>Liquid funds typically offer higher returns than a savings account and compare reasonably well with fixed deposits, with returns generally ranging from 7% to 9%.<\/li>\r\n<li>Risk is relatively low, since liquid funds don\u2019t experience much volatility and their NAV stays fairly steady. Their short maturities also make them less exposed to interest rate risk compared with other debt funds.<\/li>\r\n<li>They\u2019re generally considered low-cost debt funds, since they aren\u2019t actively managed to the same degree as other fund categories.<\/li>\r\n<li>These funds are commonly used to park an emergency fund or manage a sudden inflow of cash.<\/li>\r\n<\/ul><\/div>\n<div id='text_slider_slide02' class='sa_hover_container' data-hash='What-Is-Portfolio-Churning-In-Liquid-Funds' style='padding:4.9% 5%; margin:0px 0%; background-color:rgb(255, 255, 255); min-height:400px; '><h2 style=\"text-align: left\"><strong>7.2 What Is Portfolio Churning In Liquid Funds?<\/strong><\/h2>\r\n<p><img decoding=\"async\" class=\"aligncenter wp-image-48863 size-full\" src=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds.png\" alt=\"What-is-Portfolio-Churning-In-Liquid-Funds.\" width=\"1080\" height=\"506\" srcset=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds.png 1080w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds-300x141.png 300w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds-1024x480.png 1024w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds-768x360.png 768w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds-50x23.png 50w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds-100x47.png 100w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/What-is-Portfolio-Churning-In-Liquid-Funds-150x70.png 150w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/p>\r\n<p><strong>Anand:<\/strong> What is portfolio churning in funds?<\/p>\r\n<p><strong>Ridhima:<\/strong> Since liquid funds invest in short term papers the securities in funds keep maturing so the fund manager reinvests the money in liquid funds, which means the portfolio of liquid funds changes frequently.<\/p>\r\n<p><strong>Anand:<\/strong> So the turnover is high in funds?<\/p>\r\n<p><strong>Ridhima:<\/strong> Yes liquid funds see inflows and outflows of money which makes the back end activity in liquid funds quite heavy.<\/p>\r\n<ul>\r\n<li>A liquid fund\u2019s portfolio is in near-constant motion, simply because the securities it holds are extremely short-term in nature. Instruments frequently mature, the scheme receives the money back, and the fund manager reinvests it in new securities \u2014 a cycle that keeps the portfolio continually changing.<\/li>\r\n<li>As a result, liquid funds tend to have unusually high portfolio turnover, with frequent inflows and outflows as a routine part of how they operate.<\/li>\r\n<li>Investors also often prefer daily or weekly dividend options, which adds further to the volume of back-end activity \u2014 the scale of transactions and their frequency both stay high. Much as equities have separate indices for small-cap, mid-cap, and large-cap stocks, the debt market has its own indices organised by the maturity profile of the underlying bonds.<\/li>\r\n<\/ul><\/div>\n<div id='text_slider_slide03' class='sa_hover_container' data-hash='How-Do-liquid-Fund-Work' style='padding:4.9% 5%; margin:0px 0%; min-height:400px; '><h2 style=\"text-align: left\"><strong>7.3 How Do liquid Fund Work?<\/strong><\/h2>\r\n<p><img decoding=\"async\" class=\"aligncenter wp-image-48864 size-full\" src=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/How-Do-Liquid-Funds-work.png\" alt=\"How-Do-Liquid-Funds-work.\" width=\"796\" height=\"810\" srcset=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/How-Do-Liquid-Funds-work.png 796w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/How-Do-Liquid-Funds-work-295x300.png 295w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/How-Do-Liquid-Funds-work-768x782.png 768w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/How-Do-Liquid-Funds-work-50x50.png 50w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/How-Do-Liquid-Funds-work-98x100.png 98w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/How-Do-Liquid-Funds-work-150x153.png 150w\" sizes=\"(max-width: 796px) 100vw, 796px\" \/><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><strong>Anand<\/strong>: How do liquid funds process investments in funds?<\/p>\r\n<p><strong>Ridhima:<\/strong> If you invest your money in funds before 2 pm you get the previous days Net Asset Value of liquid funds and the redemption of liquid funds is credited the next working day.<\/p>\r\n<p><strong>Anand:<\/strong> How do liquid funds earn returns on investments?<\/p>\r\n<p><strong>Ridhima:<\/strong> Liquid funds mainly earn returns through interest on debt holdings in funds capital gains are minimal in liquid funds since the maturities are short.<\/p>\r\n<p><strong>Anand<\/strong>: Are liquid funds completely risk free?<\/p>\r\n<p><strong>Ridhima<\/strong>: No liquid funds are not entirely risk free liquid funds face interest rate and credit risk. Investing in government or AAA rated securities in liquid funds reduces the risk.<\/p>\r\n<p>An investment made in a liquid fund before 2:00 pm on a trading day is processed at the previous day\u2019s NAV, provided the funds reach the AMC\u2019s collection account before that cutoff. In other words, a purchase submitted on a given day is allotted units at the prior day\u2019s NAV.<\/p>\r\n<p>On redemption, the proceeds are credited to the investor\u2019s account on the next working day \u2014 for instance, a redemption request submitted on Friday before 3:00 pm is typically processed against Sunday\u2019s NAV, with the payout landing on Monday.<\/p>\r\n<p>The primary source of income for a liquid fund is interest earned on its debt holdings, with only a small portion coming from capital gains. Since interest rates and bond prices move inversely, falling rates push bond prices up and rising rates push them down.<\/p>\r\n<ul>\r\n<li>Because a liquid fund invests in short-term securities, its market value doesn\u2019t fluctuate much when interest rates change.<\/li>\r\n<li>This means liquid funds are unlikely to see significant capital gains or losses.<\/li>\r\n<li>In a rising rate environment, liquid funds often outperform other debt funds, since their interest income rises as maturing short-tenure securities get reinvested at higher rates, while their market value is only marginally affected thanks to lower sensitivity to interest rate movements.<\/li>\r\n<\/ul>\r\n<p>Liquid funds aren\u2019t entirely risk-free. Because they invest predominantly in debt instruments, they remain exposed to interest rate risk \u2014 any shift in prevailing rates can push the price of the underlying debt instruments up or down, affecting daily returns. Debt instruments also carry credit risk, though this can be significantly reduced through a conservative investment approach \u2014 for instance, sticking to government securities and high-grade instruments such as AAA-rated paper.<\/p><\/div>\n<div id='text_slider_slide04' class='sa_hover_container' data-hash='Types-of-Liquid-Fund-&#038;-Features' style='padding:4.9% 5%; margin:0px 0%; min-height:400px; '><h2 style=\"text-align: left\"><strong>7.4 Types of Liquid Fund &amp; Features<\/strong><\/h2>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-48861 size-full\" src=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features.png\" alt=\"Liquid Fund and its Features\" width=\"1119\" height=\"844\" srcset=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features.png 1119w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features-300x226.png 300w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features-1024x772.png 1024w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features-768x579.png 768w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features-50x38.png 50w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features-100x75.png 100w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Liquid-Fund-and-Features-150x113.png 150w\" sizes=\"(max-width: 1119px) 100vw, 1119px\" \/><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><strong>Anand:<\/strong> What debt instruments do liquid funds invest in?<\/p>\r\n<p><strong>Ridhima:<\/strong> There are two debt instruments that liquid funds invest in:<\/p>\r\n<ul>\r\n<li>Commercial Papers which are short term debt issued by companies,<\/li>\r\n<li>Treasury Bills which are short term borrowing by the government up to 91 days.<\/li>\r\n<\/ul>\r\n<p><strong>Anand:<\/strong> So maturity is the key for investments in funds?<\/p>\r\n<p><strong>Ridhima<\/strong>: only securities with maturity up to 91 days qualify for investments in liquid funds.<\/p>\r\n<p>Liquid funds invest in debt instruments, and deciding which ones qualify comes down to understanding a few core features of debt securities.<\/p>\r\n<h3><strong><b>Main Features<\/b><\/strong><\/h3>\r\n<h3><strong><b>Issue date and issue price<\/b><\/strong><\/h3>\r\n<p>Every debt security carries an issue date and an issue price, the price at which investors buy the security when it\u2019s first offered.<\/p>\r\n<h3><strong><b>Coupon rate<\/b><\/strong><\/h3>\r\n<p>Issuers are also required to pay a fixed rate of interest, known as the coupon rate, which stays constant throughout the security\u2019s life. Coupons are usually expressed either as a flat figure (say, 8%) or relative to a benchmark rate (say, LIBOR + 0.5%), typically shown as a percentage of the bond\u2019s face or par value.<\/p>\r\n<h3><strong><b>Maturity date<\/b><\/strong><\/h3>\r\n<p>The maturity date is when the issuer must repay the principal along with any remaining interest.<\/p>\r\n<p>The maturity date is the critical factor determining whether a particular instrument qualifies for a liquid fund. Since liquid funds can only invest in securities maturing within 91 days, the debt instruments that qualify include:<\/p>\r\n<p><strong><b>Commercial Papers<\/b><\/strong>\u00a0\u2014 Sometimes called \u201ccommercial bills,\u201d these are unsecured, short-term debt instruments that corporations and other private organisations issue to ensure they have adequate cash on hand for operating expenses. They usually carry very short maturities, sometimes even overnight, and are issued at prevailing market interest rates.<\/p>\r\n<p><strong><b>Treasury Bills<\/b><\/strong>\u00a0\u2014 Just as a private organisation issues commercial paper when it needs funds, the government issues treasury bills when it needs to borrow from the public. These are short-term borrowing instruments (with maturities under one year) issued by the Central Government. Currently, active T-Bills come with maturities of 91, 182, or 364 days, though liquid funds can only invest in T-Bills maturing within 91 days.<\/p><\/div>\n<div id='text_slider_slide05' class='sa_hover_container' data-hash='Who-Should-Invest-In-Liquid-Fund' style='padding:4.9% 5%; margin:0px 0%; min-height:400px; '><h2 style=\"text-align: left\"><strong>7.5 Who Should Invest In Liquid Fund?<\/strong><\/h2>\r\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-48867 size-full\" src=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund.png\" alt=\"Why-should-You-Invest-in-Liquid-Fund\" width=\"1092\" height=\"923\" srcset=\"https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund.png 1092w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund-300x254.png 300w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund-1024x866.png 1024w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund-768x649.png 768w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund-50x42.png 50w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund-100x85.png 100w, https:\/\/www.5paisa.com\/finschool\/wp-content\/uploads\/2021\/10\/Why-should-You-Invest-in-Liquid-Fund-150x127.png 150w\" sizes=\"(max-width: 1092px) 100vw, 1092px\" \/><\/p>\r\n<p>&nbsp;<\/p>\r\n<p><strong>Anand:<\/strong> Who should consider investing in funds?<\/p>\r\n<p><strong>Ridhima:<\/strong> People with cash who want better returns than savings accounts should consider investing in liquid funds liquid funds are great, for emergency funds or short term parking of money.<\/p>\r\n<p><strong>Anand:<\/strong> Can liquid funds be linked to equity investments?<\/p>\r\n<p><strong>Ridhima:<\/strong> Yes liquid funds can be linked to equity investments through Systematic Transfer Plans you can park your money in funds and gradually move it into equity, which reduces the risk of investing in equity.<\/p>\r\n<ul>\r\n<li>Liquid funds suit anyone with idle cash looking for a short-term investment that offers better returns than a typical savings account. They can also be used to gradually channel money into equity funds through a Systematic Transfer Plan (STP).<\/li>\r\n<li>An STP offers a two-fold benefit: it earns some return on the money parked in the liquid fund, and it helps average down the cost of investing in equity over time, reducing the risk associated with equity markets. Liquid funds are also a natural home for windfall gains or a lump sum an investor hasn\u2019t yet decided where to deploy \u2014 a safe, short-term parking spot while a longer-term plan takes shape.<\/li>\r\n<\/ul><\/div>\n<\/div>\n<\/div>\n<script type='text\/javascript'>\n\tjQuery(document).ready(function() {\n\t\tjQuery('#text_slider').owlCarousel({\n\t\t\titems : 1,\n\t\t\tsmartSpeed : 400,\n\t\t\tautoplay : false,\n\t\t\tautoplayHoverPause : false,\n\t\t\tsmartSpeed : 400,\n\t\t\tfluidSpeed : 400,\n\t\t\tautoplaySpeed : 400,\n\t\t\tnavSpeed : 400,\n\t\t\tdotsSpeed : 400,\n\t\t\tdotsEach : 1,\n\t\t\tloop : false,\n\t\t\tnav : true,\n\t\t\tnavText : ['Previous','Next'],\n\t\t\tdots : true,\n\t\t\tresponsiveRefreshRate : 200,\n\t\t\tslideBy : 1,\n\t\t\tmergeFit : true,\n\t\t\tautoHeight : true,\n\t\t\tmouseDrag : false,\n\t\t\ttouchDrag : true\n\t\t});\n\t\tjQuery('#text_slider').css('visibility', 'visible');\n\t\tvar owl_goto = jQuery('#text_slider');\n\t\tjQuery('.text_slider_goto1').click(function(event){\n\t\t\towl_goto.trigger('to.owl.carousel', 0);\n\t\t});\n\t\tjQuery('.text_slider_goto2').click(function(event){\n\t\t\towl_goto.trigger('to.owl.carousel', 1);\n\t\t});\n\t\tjQuery('.text_slider_goto3').click(function(event){\n\t\t\towl_goto.trigger('to.owl.carousel', 2);\n\t\t});\n\t\tjQuery('.text_slider_goto4').click(function(event){\n\t\t\towl_goto.trigger('to.owl.carousel', 3);\n\t\t});\n\t\tjQuery('.text_slider_goto5').click(function(event){\n\t\t\towl_goto.trigger('to.owl.carousel', 4);\n\t\t});\n\t\tvar resize_11803 = jQuery('.owl-carousel');\n\t\tresize_11803.on('initialized.owl.carousel', function(e) {\n\t\t\tif (typeof(Event) === 'function') {\n\t\t\t\twindow.dispatchEvent(new Event('resize'));\n\t\t\t} else {\n\t\t\t\tvar evt = window.document.createEvent('UIEvents');\n\t\t\t\tevt.initUIEvent('resize', true, false, window, 0);\n\t\t\t\twindow.dispatchEvent(evt);\n\t\t\t}\n\t\t});\n\t});\n<\/script>\n<\/p>                    <\/div>\n\t\t        \n                    <div id=\"slides-tab\" class=\"clearfix eael-tab-content-item \" data-title-link=\"slides-tab\">\n\t\t\t\t        <p><div class='white' style='background:rgba(0,0,0,0); 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Its features Liquid funds are a type of mutual funds that invest in securities with a residual maturity of up to 91 days. Assets invested are not tied up for a long time as liquid funds do not have a lock-in period. The main Features these funds have. &#8230; <a title=\"Learn more about Liquid Funds From Mutual Fund Course\" class=\"read-more\" href=\"https:\/\/www.5paisa.com\/finschool\/course\/mutual-fund-course\/what-are-liquid-funds\/\" aria-label=\"Read more about Learn more about Liquid Funds From Mutual Fund Course\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":22158,"parent":12525,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-12552","markets","type-markets","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/markets\/12552","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/markets"}],"about":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/types\/markets"}],"author":[{"embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/comments?post=12552"}],"version-history":[{"count":16,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/markets\/12552\/revisions"}],"predecessor-version":[{"id":59570,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/markets\/12552\/revisions\/59570"}],"up":[{"embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/markets\/12525"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/media\/22158"}],"wp:attachment":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/media?parent=12552"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/categories?post=12552"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}