{"id":14879,"date":"2021-12-14T20:37:08","date_gmt":"2021-12-14T20:37:08","guid":{"rendered":"https:\/\/www.5paisa.com\/finschool\/?p=14879"},"modified":"2025-03-10T12:12:38","modified_gmt":"2025-03-10T06:42:38","slug":"karwa-chauth-gift-for-your-wife-investment-options-for-securing-her-future","status":"publish","type":"post","link":"https:\/\/www.5paisa.com\/finschool\/karwa-chauth-gift-for-your-wife-investment-options-for-securing-her-future\/","title":{"rendered":"Karwa Chauth Gift for Your Wife: Investment Options for Securing Her Future"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14879\" class=\"elementor elementor-14879\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d225321 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d225321\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d57371\" data-id=\"2d57371\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff5ddc0 elementor-widget elementor-widget-text-editor\" data-id=\"ff5ddc0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">Every year on Karwa Chauth, your wife observes one of the most difficult fasts, praying for your long life. Isn\u2019t it only fair then that you give her a gift that\u2019s precious enough to last her entire life? Historically, the lure of clothes and jewellery has remained the brightest for Indians. But, these fade away with time, and as we have all learnt during the COVID-19 pandemic, life can turn unpredictable within a blink of an eye! Thus, we believe it is time to add some invaluable investment products to secure your wife\u2019s future.<\/span><\/p><p>\u00a0<\/p><h5 class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span style=\"color: #000080;\"><strong><span lang=\"EN-US\">Stock Systematic Investment Plan (SIP)<\/span><\/strong><\/span><\/h5><p>\u00a0<\/p><p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">You might be familiar with mutual fund SIPs, but did you know you can also make SIP investments in stocks? Under this strategy, investors can buy a fixed number of shares or invest a fixed amount in an individual stock on a fixed date of every week, month or year. Basically, SIP is a buy and hold method, which encourages regular savings and also provides tax efficiency. It saves you the hassle of timing markets, protecting your hard-earned money. So, what are you waiting for? Buy a stock SIP in your wife\u2019s name.<\/span><\/p><p>\u00a0<\/p><h5 class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span style=\"color: #000080;\"><strong><span lang=\"EN-US\">Mutual Fund Systematic Investment Plan (SIP)<\/span><\/strong><\/span><\/h5><p>\u00a0<\/p><p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">SIPs have become the most preferred mode of investments for retail investors as they safeguard them from extreme volatility in the market. You can invest small amounts in your wife\u2019s name, regularly. The amount can be as small as Rs. 500. Click here to know more.<\/span><\/p><p>\u00a0<\/p><h5 class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><strong><span lang=\"EN-US\" style=\"color: #000080;\">Sovereign Gold Bonds (SGB)<\/span><\/strong><\/h5><p>\u00a0<\/p><p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">You can continue with the tradition of gifting your wife her favorite yellow metal, albeit in a different form. Unlike gold jewellery, SGBs are more profitable, more liquid and provide tax benefits. SGBs are issued by the Government of India at different points. You can invest in denominations of 1 gm and units are allotted in the form of gold bond certificates. The seventh tranche of SGBs is open for subscription from October 25, click here to apply.<\/span><\/p><p>\u00a0<\/p><h5 class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><strong><span lang=\"EN-US\" style=\"color: #000080;\">Term Insurance<\/span><\/strong><\/h5><p>\u00a0<\/p><p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">This product helps secure the future of a family in the unfortunate event of untimely death of the main bread-earner of the family. It helps to pay for important events such as a child\u2019s education or marriage, repaying existing loans, among others. Know more here.<\/span><\/p><p>\u00a0<\/p><h5 class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span style=\"color: #000080;\"><strong><span lang=\"EN-US\">Health Insurance<\/span><\/strong><\/span><\/h5><p>\u00a0<\/p><p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">In the post pandemic world, there is increased awareness about investing in one\u2019s health and healthcare. A good health insurance policy can provide cover for large, unforeseen medical expenses and provide some comfort during a health crisis.<\/span><\/p><p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">You can also consider gifting Corona Rashak, Corona Kavach and other health policies to your wife.<\/span><\/p><p class=\"MsoNormal\" style=\"margin: 1.0pt 0cm 0cm 0cm;\"><span lang=\"EN-US\">This Karwa Chauth, gift your wife one or more of these products and see her smile with pride and contentment.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Every year on Karwa Chauth, your wife observes one of the most difficult fasts, praying for your long life. Isn\u2019t it only fair then that you give her a gift that\u2019s precious enough to last her entire life? Historically, the lure of clothes and jewellery has remained the brightest for Indians. But, these fade away &#8230; <a title=\"Karwa Chauth Gift for Your Wife: Investment Options for Securing Her Future\" class=\"read-more\" href=\"https:\/\/www.5paisa.com\/finschool\/karwa-chauth-gift-for-your-wife-investment-options-for-securing-her-future\/\" aria-label=\"Read more about Karwa Chauth Gift for Your Wife: Investment Options for Securing Her Future\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":15074,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[18,74],"tags":[],"class_list":["post-14879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs","category-everything-you-should-about-personal-finance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/posts\/14879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/comments?post=14879"}],"version-history":[{"count":5,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/posts\/14879\/revisions"}],"predecessor-version":[{"id":14884,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/posts\/14879\/revisions\/14884"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/media\/15074"}],"wp:attachment":[{"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/media?parent=14879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/categories?post=14879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.5paisa.com\/finschool\/wp-json\/wp\/v2\/tags?post=14879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}