General Insurance

Dengue Care Plan

Eligibility Criteria

Minimum Entry Age 91 days for children, 18 years for adults
Maximum Entry Age 65 years
 

Benefits

  • One premium irrespective of age
  • No medicals irrespective of age
  • Only 15 days waiting period from date of inception of policy
  • Cover for OPD expenses up to Rs. 10,000/- if dengue is diagnosed - coverage for consultations, diagnostic tests, pharmacy and home nursing for dengue treatment taken at home.
  • Lifelong renewal
 

Product Features

Key Features

Sum Insured

Sum Insured is the amount of cover provided by the insurance company.
The plan provides a cover of Rs. 50,000 and Rs. 1,00,000 sum insured.
In-patient hospitalisation

This covers hospitalisation expenses due to an illness or accident.
The plan covers hospital accommodation, charges for stay in Intensive Care Unit, related hospitalization expenses such as surgeon’s fees, nursing, anesthesia, blood, oxygen, operation theater charges, surgical appliances, medicines, drugs and consumables up to the sum insured.
Pre-hospitalisation

It covers the medical expenses due to an illness before the insured is hospitalised.
The plan covers pre-hospitalisation expenses of up to 15 days.
Post-hospitalisation

It covers the medical expenses due to an illness after the insured is discharged from hospitalisation.
The plan covers post-hospitalisation expenses of up to 15 days.
Room Rent

Room rent specifies the sub-limit on room rent charges you can avail in case of hospitalisation.
In the event of hospitalisation, the policyholder is entitled to a single private room under this plan.
 

Annual Premium

Sum Insured 50,000 1,00,000
91 days - 65 years Rs. 444/- (excluding service tax) Rs.578/- (excluding service tax)
 
 

Exclusions

  • Any Treatment other than for Dengue fever.
  • Vitamins and tonics unless certified to be required by the attending Medical Practitioner as a direct consequence of an otherwise covered claim.
  • Specified healthcare providers (Hospitals/ Medical Practitioners).
  • Treatment rendered by a Medical Practitioner which is outside his discipline or the discipline for which he is licensed.
  • Any treatment or part of a treatment that is not of a reasonable charge, not Medically Necessary; drugs or treatments which are not supported by a prescription.
  • Charges related to a Hospital stay not expressly mentioned as being covered, including but not limited to charges for admission, discharge, administration, registration, documentation and filing.
  • Any non medical expenses mentioned in Annexure I of Policy wordings