General Insurance

Easy Health Premium Plan

Eligibility Criteria

Minimum Entry Age 91 days for children, 18 years for adults
Maximum Entry Age 65 years

Daily Cash for choosing shared accommodation

In the event of hospitalization, a daily hospital cash amounting to:

3,4,5 lakhs 7.5,10 lakhs 15,20,25,50 lakhs
Rs. 500 per day; maximum Rs. 3000 Rs. 800 per day; maximum Rs. 4800 Rs. 1000 per day; maximum Rs. 6000
Ayush Benefit

AYUSH treatment are forms of treatments other than treatment “Allopathy” or “modern medicine” and includes Ayurveda, Unani, Sidha and Homeopathy in the Indian context.

3,4,5 lakhs 7.5,10 lakhs 15,20,25,50 lakhs
Upto Rs. 25000/- Upto Rs. 25000/- Upto Rs. 50000/-

Product Features

Key Features
Sum Insured

Sum Insured is the amount of cover provided by the insurance company.
The plan provides a cover of Rs. 3,4,5,7.5,10,15,20,25 and 50 lakhs.
In-patient hospitalisation

This covers hospitalisation expenses due to an illness or accident.
The plan covers hospital accommodation up to Single private room, charges for stay in Intensive Care Unit, related hospitalization expenses such as surgeon’s fees, nursing, anesthesia, blood, oxygen, operation theater charges, surgical appliances, medicines, drugs and consumables up to the sum insured.

It covers the medical expenses due to an illness before the insured is hospitalised.
The plan covers pre-hospitalization expenses of up to 60 days.

It covers the medical expenses due to an illness after the insured is discharged from hospitalisation.
The plan covers post-hospitalization expenses of up to 90 days.
Health check-up

A free medical check-up is provided by the insurance companies to its policyholders.
This plan provides free health check-up up to 1% of Sum Insured; subject to maximum of Rs. 5000 only once at the end of a block of every continuous 3 claim free years.
Room Rent

Room rent specifies the sub-limit on room rent charges you can avail in case of hospitalization.
In the event of hospitalization, the policyholder is entitled to a single private room under this plan.
Other Features
Day Care Treatments

These are treatments that don’t require a 24-hr hospitalization and conducted in a hospital or day-care center.
This plan covers the expenses of day care treatments up to Sum Insured.
Ambulance Cover

In case of an emergency, the ambulance charges are covered by the insurance company.
Ambulance expenses up to Rs. 2,000/- hospitalization is covered under this plan.
Domiciliary Hospitalization

If a patient is in a condition that he cannot be moved to the hospital or there is lack of accommodation in the hospital, he is been treated at home and this process is known as domiciliary hospitalization.
The plan covers domiciliary hospitalization up to Sum Insured.
Maternity Cover

If the policy holder wish to claim under maternity benefit he can after a specific waiting period.
This plan covers maternity benefit as well after 6 years waiting period:
3,4,5 lakhs 7.5,10 lakhs 15,20,25,50 lakhs
Normal delivery Rs. 15000, C Section Rs. 25000 Normal delivery Rs. 25000; C Section Rs. 45000 Normal delivery Rs. 30000; C Section Rs. 45000
No-claim Bonus

If the policyholder does not make any claim during the year, he is entitled to a bonus in addition to his sum insured.
With every claim-free year, the plan provides an additional 10% bonus on sum insured.
Organ Donor Cover

The medical expenses for an organ donor's treatment in the event of organ transplantation.
This policy covers the expenses for organ donor’s treatment up to Sum Insured.