General Insurance

Assure - Critical Illness & Personal Accidental Cover

Eligibility Criteria

Minimum Entry Age 18 years of age
Maximum Entry Age 65 years of age
 

Highlights

20 Critical Illness
Personal Accident
Child Education Cover
Annual Health Check up
Second Opinion
Tax Benefit
 
 

Product Features

Sum Insured (in Rs.)

 5 lacs / 10 lacs / 15 lacs / 20 lacs / 30 lacs / 50 lacs / 75 lacs / 1 cr

Cancer Paralysis
End Stage Renal Failure Myocardial Infarction
Multiple Sclerosis Major Burns
Benign Brain Tumor Coma
Motor Neurone Disorder Blindness
End Stage Lung disease Parkinson’s Disease before age of 50
Major Organ Transplant Alzheimer’s Disease before age of 50
Heart Valve Replacement End stage liver disease
Coronary Artery Bypass Graft Bacterial Meningitis
Stroke Aplastic Anemia
Critical Illness, Medical Events and Surgical Procedures

 100% of Sum Insured
Company will pay a lump sum amount equal to sum insured in the event of Accidental death or Permanent Total Disablement of Sum Insured which is equal to 100% of Sum Insured
In case, if any insured person suffers from any of the specified Critical Illnesses or unfortunate accident leading to death or permanent total disablement, company pay an additional lump sum amount which is 10% of Sum Insured
In this policy, company provides free health check up every year
If an insured person is suffering from any of the above critical illness and he wish to get a second opinion of an expert/doctor company arranges a one for them with no extra cost.
 

Exclusions

  • Any pre existing illness
  • Any diagnosis of diseases/ undergoing of surgery/ occurrence of event, whose signs or symptoms first occur within 90 days of Policy Period start date.
  • Expenses attributable to self inflicted injury (resulting from suicide, attempted suicide)
  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
  • Medical expenses incurred for treatment of AIDS
  • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
  • Congenital disease
 
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