Day Care Treatments
These are treatments that don’t require a 24-hr hospitalisation and conducted in a hospital or day-care center. |
This plan covers the expenses of specified day care treatments up to Sum Insured. |
Ambulance Cover
In case of an emergency, the ambulance charges are covered by the insurance company. |
This plan covers ambulance charges up to Rs. 750/- per hospitalization and overall policy limit of Rs. 1500/-. |
Tax Benefit
Customer can avail tax benefit for this insurance |
Amount paid by any mode other than cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
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No-claim Bonus
If the policyholder does not make any claim during the year, he is entitled to a bonus in addition to his sum insured. |
A no claim discount of 10% on claim free year is allowable on renewal of premium. This is the maximum discount and it is not cumulative.
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Out Patient Department expenses
These are the expenses which includes doctor’s consultation fees, health check ups, pharmacy bills, dental treatment, diagnostics tests, etc. |
The policy provides for payment out patient up to specified limit. It can be carried forward for immediately succeeding one year only. Any unutilized amount will automatically lapsed.
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