{"id":70199,"date":"2025-04-12T23:00:00","date_gmt":"2025-04-12T17:30:00","guid":{"rendered":"https://www.5paisa.com/finschool/?post_type=finance-dictionary\u0026#038;p=70199"},"modified":"2025-04-12T23:17:39","modified_gmt":"2025-04-12T17:47:39","slug":"automatic-investment-plan","status":"publish","type":"finance-dictionary","link":"https://www.5paisa.com/finschool/finance-dictionary/automatic-investment-plan/","title":{"rendered":"Automatic Investment Plan"},"content":{"rendered":"\u003cdiv data-elementor-type=\u0022wp-post\u0022 data-elementor-id=\u002270199\u0022 class=\u0022elementor elementor-70199\u0022\u003e\u003csection class=\u0022elementor-section elementor-top-section elementor-element elementor-element-77af019 elementor-section-boxed elementor-section-height-default elementor-section-height-default\u0022 data-id=\u002277af019\u0022 data-element_type=\u0022section\u0022\u003e\u003cdiv class=\u0022elementor-container elementor-column-gap-default\u0022\u003e\u003cdiv class=\u0022elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4235cd\u0022 data-id=\u0022e4235cd\u0022 data-element_type=\u0022column\u0022\u003e\u003cdiv class=\u0022elementor-widget-wrap elementor-element-populated\u0022\u003e\u003cdiv class=\u0022elementor-element elementor-element-95c1795 elementor-widget elementor-widget-text-editor\u0022 data-id=\u002295c1795\u0022 data-element_type=\u0022widget\u0022 data-widget_type=\u0022text-editor.default\u0022\u003e\u003cdiv class=\u0022elementor-widget-container\u0022\u003e\u003ch2\u003e\u003cstrong\u003e\u003cb\u003eWhat Is an Automatic Investment Plan (AIP)?\u003c/b\u003e\u003c/strong\u003e\u003c/h2\u003e\u003cp\u003eAn Automatic Investment Plan (AIP) is a structured investment strategy that allows an individual to invest a fixed amount of money at regular, pre-determined intervals—such as weekly, monthly, or quarterly—into a specific financial instrument like mutual funds, stocks, exchange-traded funds (ETFs), or retirement accounts. The process is automated through standing instructions to a bank or investment platform, ensuring consistent contributions without requiring the investor to manually execute each transaction. The core purpose of an AIP is to promote disciplined investing by spreading investments over time, thereby mitigating the risks associated with market volatility and emotional decision-making. It also leverages the principle of rupee (or dollar) cost averaging, wherein more units are bought when prices are low and fewer when prices are high, resulting in a lower average purchase cost over time. AIPs are particularly favoured by long-term investors and beginners looking for a simple, passive, and reliable way to build wealth systematically.\u003c/p\u003e\u003ch2\u003e\u003cstrong\u003e\u003cb\u003eUnderstanding the Basics of AIP\u003c/b\u003e\u003c/strong\u003e\u003c/h2\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eDefinition and Core Idea\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cp\u003eAn Automatic Investment Plan (AIP) is a strategy where a fixed amount of money is automatically invested at regular intervals — like weekly, monthly, or quarterly — into chosen investment instruments such as mutual funds, ETFs, or retirement accounts.\u003c/p\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eHow AIPs Work\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cp\u003eYou link your bank account with your investment platform. Then, you choose the investment vehicle, set the amount and frequency, and the platform automatically deducts and invests that amount on schedule. It’s the finance version of “set it and forget it.”\u003c/p\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eThe Psychology Behind Automatic Investing\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cp\u003eHumans are emotional when it comes to money — fear, greed, doubt. AIPs eliminate these feelings by automating the process. No more second-guessing or timing the market. It builds discipline silently.\u003c/p\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eKey Features of Automatic Investment Plans\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cul\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eFixed, Recurring Contributions:\u003c/b\u003e\u003c/strong\u003eAIPs involve investing a pre-decided amount at regular intervals—commonly monthly or quarterly—ensuring consistent wealth-building over time without the need for market timing.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eAutomation and Convenience:\u003c/b\u003e\u003c/strong\u003eThe entire investment process is automated through a standing instruction to a bank or investment platform, reducing manual effort and the possibility of missed investments due to forgetfulness or market hesitation.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eCustomizable Frequency and Amount:\u003c/b\u003e\u003c/strong\u003eInvestors can tailor the investment schedule and contribution amount based on their financial goals, income level, and risk tolerance, offering flexibility and control.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eCost Averaging Benefit:\u003c/b\u003e\u003c/strong\u003eBy investing consistently across market cycles, AIPs help reduce the average cost per unit over time, a strategy known as rupee (or dollar) cost averaging.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eEmotion-Free Investing:\u003c/b\u003e\u003c/strong\u003eAIPs eliminate emotional decision-making by following a systematic schedule, helping investors stay committed to their long-term financial goals despite short-term market volatility.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eWide Asset Class Compatibility:\u003c/b\u003e\u003c/strong\u003eAIPs can be set up for various asset classes including mutual funds, ETFs, stocks, retirement plans, and more, allowing for portfolio diversification and goal-specific planning.\u003c/li\u003e\u003c/ul\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eTypes of Automatic Investment Plans\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cul\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eSystematic Investment Plans (SIPs):\u003c/b\u003e\u003c/strong\u003eCommonly used in mutual fund investing, SIPs allow individuals to invest a fixed amount at regular intervals, typically monthly. They are widely used in countries like India and offer the benefit of disciplined investing with low entry amounts.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eEmployer-Sponsored Retirement Contributions (e.g., 401(k) Plans):\u003c/b\u003e\u003c/strong\u003eIn many countries, employers offer automatic payroll deductions into retirement accounts such as 401(k) plans. These contributions are often matched partially by the employer and invested in diversified retirement funds.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eDirect Stock Purchase Plans (DSPPs):\u003c/b\u003e\u003c/strong\u003eSome publicly traded companies allow investors to purchase shares directly from them through an automatic plan. Investors can schedule recurring purchases without going through a broker, often avoiding transaction fees.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eRobo-Advisory Platforms:\u003c/b\u003e\u003c/strong\u003eThese digital investment platforms offer automated portfolio management and allow users to set up recurring deposits. Based on the investor’s goals and risk profile, the platform allocates funds into diversified asset classes using algorithms.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eRecurring Deposits and Auto-Debit to Investment Accounts:\u003c/b\u003e\u003c/strong\u003eIn traditional banking setups, recurring deposits or auto-debit facilities are linked to investment instruments like fixed deposits, gold savings schemes, or ULIPs, where a fixed amount is deducted periodically and invested accordingly.\u003c/li\u003e\u003c/ul\u003e\u003ch2\u003e\u003cstrong\u003e\u003cb\u003eWhy Use an Automatic Investment Plan?\u003c/b\u003e\u003c/strong\u003e\u003c/h2\u003e\u003cul\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eEncourages Financial Discipline:\u003c/b\u003e\u003c/strong\u003eAIPs instill a habit of regular saving and investing by automating contributions, helping individuals stay committed to their long-term financial goals without procrastination or second-guessing.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eAvoids Market Timing Risks:\u003c/b\u003e\u003c/strong\u003eBy investing consistently over time, AIPs eliminate the need to predict market highs and lows, reducing the risk of making poor investment decisions based on market volatility or emotion.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eHarnesses the Power of Compounding:\u003c/b\u003e\u003c/strong\u003eRegular investments, when left to grow over time, allow returns to generate additional returns — a compounding effect that significantly increases wealth in the long run.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eReduces Emotional Investing:\u003c/b\u003e\u003c/strong\u003eAIPs prevent reactive decision-making driven by fear or greed, as the automatic mechanism removes the investor’s direct involvement in day-to-day market movements.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eMakes Investing Accessible:\u003c/b\u003e\u003c/strong\u003eWith low minimum contribution requirements, AIPs enable even small investors to begin building wealth systematically without needing a large lump sum upfront.\u003c/li\u003e\u003c/ul\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003ePros and Cons of AIPs\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cp\u003e\u003cstrong\u003e\u003cb\u003ePros:\u003c/b\u003e\u003c/strong\u003e\u003c/p\u003e\u003cul\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eConsistent Investing Behavior:\u003c/b\u003e\u003c/strong\u003eAIPs promote disciplined and regular investing, helping individuals stay committed to their financial goals without being influenced by market noise or emotional biases.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eRupee/Dollar Cost Averaging:\u003c/b\u003e\u003c/strong\u003eBy investing fixed amounts periodically, AIPs average out the purchase cost of units, reducing the impact of market volatility and avoiding the risks of poor market timing.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eConvenience and Automation:\u003c/b\u003e\u003c/strong\u003eOnce set up, the investment process runs automatically, saving time and effort while ensuring no investment opportunity is missed due to forgetfulness or market hesitation.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eLow Entry Barriers:\u003c/b\u003e\u003c/strong\u003eMost AIPs have minimal investment requirements, making them accessible to beginner investors or those with limited capital.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eEncourages Long-Term Growth:\u003c/b\u003e\u003c/strong\u003eAIPs align well with long-term wealth-building strategies by taking advantage of compounding returns over extended investment horizons.\u003c/li\u003e\u003c/ul\u003e\u003cp\u003e\u003cstrong\u003e\u003cb\u003eCons:\u003c/b\u003e\u003c/strong\u003e\u003c/p\u003e\u003cul\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eLack of Flexibility in Timing:\u003c/b\u003e\u003c/strong\u003eSince investments are made on a fixed schedule, AIPs may sometimes purchase assets at unfavorable market prices, missing better entry points.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eNeglect of Portfolio Review:\u003c/b\u003e\u003c/strong\u003eInvestors may become overly passive and forget to review or rebalance their portfolios, potentially leading to misalignment with changing financial goals or risk tolerance.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eLimited Control:\u003c/b\u003e\u003c/strong\u003eAutomated investing might not suit active investors who prefer to time the market, make tactical asset allocations, or respond quickly to macroeconomic events.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003ePotential for Overexposure:\u003c/b\u003e\u003c/strong\u003eWithout monitoring, AIPs can lead to over-concentration in a particular asset class or fund, especially if market dynamics change significantly.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eTransaction Fees (If Any):\u003c/b\u003e\u003c/strong\u003eDepending on the platform or investment vehicle, recurring transaction or management fees may reduce overall returns if not properly evaluated.\u003c/li\u003e\u003c/ul\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eHow to Set Up an Automatic Investment Plan\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cul\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eChoose a Trusted Investment Platform:\u003c/b\u003e\u003c/strong\u003eBegin by selecting a reliable brokerage, mutual fund house, robo-advisory platform, or banking institution that offers automatic investment services with low fees and a user-friendly interface.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eLink Your Bank Account:\u003c/b\u003e\u003c/strong\u003eSet up a direct debit or auto-debit mandate from your savings or salary account to ensure seamless and timely fund transfers to the investment plan.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eSelect Your Investment Vehicle:\u003c/b\u003e\u003c/strong\u003eDecide where your money will be invested — such as mutual funds, ETFs, retirement accounts, or direct stock plans — based on your financial goals, risk appetite, and investment horizon.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eDetermine the Investment Amount and Frequency:\u003c/b\u003e\u003c/strong\u003eChoose how much you want to invest and how often — monthly, weekly, or quarterly. Start small if needed, and gradually scale up as your income and confidence grow.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eDefine the Investment Date:\u003c/b\u003e\u003c/strong\u003eSet a specific date for the recurring investment that aligns well with your cash flow cycle (e.g., just after salary credit).\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eEnable Auto-Invest and Confirm Details:\u003c/b\u003e\u003c/strong\u003eActivate the plan through your chosen platform, verify all input details, and confirm that the auto-invest feature is working correctly.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eMonitor and Reassess Periodically:\u003c/b\u003e\u003c/strong\u003eWhile AIPs are “set and forget,” it\u0026#8217;s crucial to review your portfolio performance, rebalance allocations, and adjust contributions at least once or twice a year to stay aligned with your financial goals.\u003c/li\u003e\u003c/ul\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eReal-Life Example: AIP in Action\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003cul\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eMonthly SIP in Mutual Funds:\u003c/b\u003e\u003c/strong\u003eConsider Ramesh, a 28-year-old IT professional in Bangalore, who sets up a Systematic Investment Plan (SIP)—a common form of Automatic Investment Plan in India. He invests ₹5,000 every month into a diversified equity mutual fund through an online investment platform. The amount is auto-debited from his bank account on the 5th of each month and allocated to his chosen fund, regardless of market conditions.\u003c/li\u003e\u003cli\u003e\u003cb\u003e\u003c/b\u003e\u003cstrong\u003e\u003cb\u003eCost Averaging Benefits:\u003c/b\u003e\u003c/strong\u003eOver time, the net asset value (NAV) of the mutual fund fluctuates due to market dynamics. Sometimes Ramesh’s ₹5,000 buys more units when prices are low and fewer when prices are high, averaging out the cost per unit and reducing the impact of volatility.\u003c/li\u003e\u003c/ul\u003e\u003ch3\u003e\u003cstrong\u003e\u003cb\u003eAIP vs Lump Sum Investing\u003c/b\u003e\u003c/strong\u003e\u003c/h3\u003e\u003ctable\u003e\u003ctbody\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003e\u003cstrong\u003e\u003cb\u003eAutomatic Investment Plan (AIP)\u003c/b\u003e\u003c/strong\u003e\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003e\u003cstrong\u003e\u003cb\u003eLump Sum Investing\u003c/b\u003e\u003c/strong\u003e\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eInvests small, fixed amounts regularly over time\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eInvests a large amount at once\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eMinimizes the need for market timing through cost averaging\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eHighly sensitive to timing; poor timing can reduce returns\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eSpreads risk across different market conditions\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eHigher exposure to market volatility at the time of investment\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eLow emotional influence; automated and disciplined\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eCan lead to emotional decisions based on market movements\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eSalaried individuals or those starting with limited capital\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eInvestors with large funds ready to deploy\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eGradual compounding with growing contributions\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eFull compounding benefit from the start due to large base amount\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eSimple to automate; runs in the background\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eOne-time setup, but requires market analysis and confidence\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eHigh flexibility to increase, decrease, or pause contributions\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eLow flexibility after initial investment is made\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eHigh — reduces average cost per unit over time\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eNone — purchase made at one market price\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eMinimal ongoing attention required\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eRequires active monitoring post-investment\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eLow entry barrier; suitable for beginners\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eRequires significant initial capital\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003e\u003cp\u003eTax events spread over time\u003c/p\u003e\u003c/td\u003e\u003ctd\u003e\u003cp\u003eTax events may be triggered all at once\u003c/p\u003e\u003c/td\u003e\u003c/tr\u003e\u003c/tbody\u003e\u003c/table\u003e\u003ch2\u003e\u003cstrong\u003e\u003cb\u003eConclusion\u003c/b\u003e\u003c/strong\u003e\u003c/h2\u003e\u003cp\u003eAn Automatic Investment Plan (AIP) is more than just a financial tool—it’s a disciplined approach to wealth creation tailored for modern investors who value consistency, automation, and long-term results. By allowing individuals to invest small, fixed amounts regularly without the stress of market timing or emotional decision-making, AIPs help build a stable financial future with minimal effort. Whether you’re a beginner starting with a few hundred rupees or a seasoned investor seeking a hands-off strategy, AIPs offer flexibility, cost averaging benefits, and the power of compounding—all of which contribute to smarter and more sustainable investing. In today’s fast-paced world where time and attention are in short supply, the simplicity and reliability of AIPs make them an ideal choice for anyone looking to grow their wealth steadily and efficiently. Just like brushing your teeth or setting an alarm, investing should become a habit—and AIPs make that habit rewarding.\u003c/p\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/section\u003e\u003c/div\u003e","protected":false},"excerpt":{"rendered":"\u003cp\u003eWhat Is an Automatic Investment Plan (AIP)? An Automatic Investment Plan (AIP) is a structured investment strategy that allows an individual to invest a fixed amount of money at regular, pre-determined intervals—such as weekly, monthly, or quarterly—into a specific financial instrument like mutual funds, stocks, exchange-traded funds (ETFs), or retirement accounts. The process is automated through … \u003ca title=\u0022Automatic Investment Plan\u0022 class=\u0022read-more\u0022 href=\u0022https://www.5paisa.com/marathi/finschool/finance-dictionary/automatic-investment-plan/\u0022 aria-label=\u0022Read more about Automatic Investment Plan\u0022\u003eRead more\u003c/a\u003e\u003c/p\u003e","protected":false},"author":1,"featured_media":70212,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-70199","finance-dictionary","type-finance-dictionary","status-publish","format-standard","has-post-thumbnail","hentry","finance-dictionary-terms-a"],"acf":[],"_links":{"self":[{"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/finance-dictionary/70199","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/finance-dictionary"}],"about":[{"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/types/finance-dictionary"}],"author":[{"embeddable":true,"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/users/1"}],"replies":[{"embeddable":true,"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/comments?post=70199"}],"version-history":[{"count":5,"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/finance-dictionary/70199/revisions"}],"predecessor-version":[{"id":70213,"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/finance-dictionary/70199/revisions/70213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/media/70212"}],"wp:attachment":[{"href":"https://www.5paisa.com/finschool/wp-json/wp/v2/media?parent=70199"}],"curies":[{"name":"wp","href":"https://api.w.org/{rel}","templated":true}]}}