HDFC Index Fund-Nifty 50 Plan – Direct

Other · Index
 · ★★★
₹ 100
Min SIP
₹ 100
Min Lumpsum
0.2 %
Expense Ratio
★★★
Rating
12,613
Fund Size (in Cr)
11 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 27 March 2024 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 31% 15.9% 14.8% 13.4%
Category Average 31.7% 15.6% 15.4% -

Scheme Allocation

By Holding
By Sector
By Asset
10.98%
7.68%
6.22%
TCS
4.32%
Others
60.51%
View all Holdings
Holdings Sector Instrument Asset
HDFC Bank Banks Equity 10.98%
Reliance Industr Refineries Equity 10.29%
ICICI Bank Banks Equity 7.68%
Infosys IT - Software Equity 6.22%
TCS IT - Software Equity 4.32%
Larsen & Toubro Infrastructure Developers & Operators Equity 4.28%
ITC Tobacco Products Equity 3.75%
Axis Bank Banks Equity 3.11%
St Bk of India Banks Equity 2.99%
Bharti Airtel Telecomm-Service Equity 2.96%
Kotak Mah. Bank Banks Equity 2.59%
Hind. Unilever FMCG Equity 2.24%
Bajaj Finance Finance Equity 1.88%
HCL Technologies IT - Software Equity 1.83%
M & M Automobile Equity 1.8%
Sun Pharma.Inds. Pharmaceuticals Equity 1.77%
Tata Motors Automobile Equity 1.74%
NTPC Power Generation & Distribution Equity 1.66%
Titan Company Diamond, Gems and Jewellery Equity 1.57%
Maruti Suzuki Automobile Equity 1.55%
Power Grid Corpn Power Generation & Distribution Equity 1.34%
Asian Paints Paints/Varnish Equity 1.32%
Tata Steel Steel Equity 1.21%
UltraTech Cem. Cement Equity 1.19%
O N G C Crude Oil & Natural Gas Equity 1.07%
Coal India Mining & Mineral products Equity 1.04%
IndusInd Bank Banks Equity 1.02%
Adani Ports Marine Port & Services Equity 1.01%
Nestle India FMCG Equity 0.96%
Bajaj Auto Automobile Equity 0.93%
Bajaj Finserv Finance Equity 0.9%
Adani Enterp. Trading Equity 0.9%
Grasim Inds Textiles Equity 0.84%
Tech Mahindra IT - Software Equity 0.83%
Cipla Pharmaceuticals Equity 0.81%
Dr Reddy's Labs Pharmaceuticals Equity 0.81%
JSW Steel Steel Equity 0.79%
Tata Consumer Plantation & Plantation Products Equity 0.78%
Hindalco Inds. Non Ferrous Metals Equity 0.77%
Wipro IT - Software Equity 0.76%
SBI Life Insuran Insurance Equity 0.73%
HDFC Life Insur. Insurance Equity 0.64%
Apollo Hospitals Healthcare Equity 0.64%
Britannia Inds. FMCG Equity 0.61%
Hero Motocorp Automobile Equity 0.6%
B P C L Refineries Equity 0.6%
Eicher Motors Automobile Equity 0.54%
LTIMindtree IT - Software Equity 0.51%
Divi's Lab. Pharmaceuticals Equity 0.46%
UPL Agro Chemicals Equity 0.25%
Banks
28.37%
IT-Software
14.47%
Petroleum Products
10.89%
Automobiles
7.16%
Diversified FMCG
5.99%
Others
33.12%
View all Sectors
Sectors Asset
Banks 28.37%
IT-Software 14.47%
Petroleum Products 10.89%
Automobiles 7.16%
Diversified FMCG 5.99%
Construction 4.28%
Pharmaceuticals & Biotech 3.85%
Power 3%
Telecom-Services 2.96%
Consumer Durables 2.89%
Finance 2.78%
Cement & Cement Products 2.03%
Ferrous Metals 2%
Food Products 1.57%
Insurance 1.37%
Oil 1.07%
Consumable Fuels 1.04%
Transport Infrastructure 1.01%
Metals & Minerals Trading 0.9%
Agricultural Food & other 0.78%
Non-Ferrous Metals 0.77%
Healthcare Services 0.64%
Fertilisers & Agrochemica 0.25%
Debt 0.11%
Cash & Others -0.18%
Equity
100.06%
Reverse Repos
0.11%
Net Curr Ass/Net Receivables
-0.18%
Others
0.01%

Advance Ratio

-0.26
Alpha
3.72
SD
1
Beta
0.68
Sharpe

Exit Load

Exit Load 0.25% - If units are redeemed / switched out within 3 Days from the date of allotment. Nil - If units are redeemed / switched out after 3 days from the date of allotment.

Fund Objective

The HDFC Nifty 50 Index Fund has 99.95% investment in domestic equities, of which 85.78% is in Large Cap stocks, and 2.47% is in Mid Cap stocks. Launched on January 1, 2013, the fund has grown to the size of ₹ 7,411 crores, with a portfolio Turnover Ratio of 8.94% as against 41.04% in the category average turnover ratio.
Its benchmark is marked against the Nifty 50 Total Return, and there is no lock-in for the investment. This ten-year and one-month-old scheme from the house of HDFC Mutual Funds is under the management of Mr. Arun Agarwal.

Pros and Cons

Pros

Cons

The expense ratio is less in the case of this fund, so investors have more cash with them. The Standard Deviation ratio shows high market volatility of 22.37 against the category average of 16.27.
The fund has displayed the ability to deliver returns consistently in a moderate way.  
It provides diversification without the need for much knowledge on the investor’s part.  

 

How to Invest in HDFC Nifty 50 Index?

The HDFC Nifty 50 Index Fund belongs to a subcategory of mutual funds that have a portfolio built to closely resemble or follow the components of a market index. Investors should take due note of the market and portfolio compositions before investing. The percentage of stocks in index funds will be identical to that of the Benchmark they represent.
For instance, this index fund that follows the Nifty Index will contain all the equities in precisely the same proportion as the Nifty index.

The returns given by the index and the returns supplied by the scheme, however, can occasionally differ slightly. The term’ tracking error’ is referred to as this phenomenon, and the lesser the tracking error, the better the fund proves to be. So, investors should always go for the fund showing fewer tracking errors.

What is the expense ratio?

The connotation’ Expense Ratio’ means the yearly sum of money one needs to pay as remuneration to the company for managing your investments in that mutual fund. It will help if investors go for a lesser expense ratio, as the fund operating fees get deducted by this, leading to greater returns.

Who should invest in HDFC Nifty 50 Index?

Investors who are not comfortable with exercising technical decision-making about the stock market, or are new to the game, must choose the HDFC Nifty 50 Index Fund. Investment in this fund is very easy and simple and doesn’t require a person to be too well-versed in the nitty-gritty of the investment process.
Since the portfolio of this fund is designed such that it adheres to the NIFTY 50 index and resembles its composition closely, it is suitable for investors who do not wish to deviate much from the benchmark while, at the same time, wanting diversification.
At least seven years of time-period is required for the capital to mature when invested in this fund as otherwise, it may face fluctuations when invested in for a shorter term. Only over the long run, the returns in the range of 10% to 12% can be foreseen. Hence, this fund is ideal for investors who are looking at a long-term investment horizon for themselves.

Benefits

● To ensure that investors receive the highest possible returns on their investments made, the HDFC fund managers make every effort with their professionalism to lower the tracking error of index funds. Investors benefited much in their endeavour from this.
● Since the fund is passively managed, the expense ratio turns out to be much lower than most other funds in its category. Resultantly, investors are left with a higher profit margin as much less cash is expended from their pockets before the returns begin accruing.
● The tax structure of this fund is very affordable and flexible. Newer investors who may not have very strong financial backing are benefitted from this. Under the fund, the redemption of the units of index funds will earn you capital gains which are taxable and dependent on the duration of the investment.
● Being of a diversified nature, HDFC Nifty 50 Index Fund reduces the risk associated with the investment portfolio. It is less vulnerable to risks and volatilities associated with equity as they replicate an index benchmark. Hence, they are ideal in times of a market rally and can fetch lucrative returns.
● This fund is easier to manage relatively than others since investors do not feel the need to worry about the performance of specific funds other than what they are concerned with. It is germane for well-organised markets as well.
● Its trailing returns over different time periods are -5.5% (1yr), 15.22% (3yr), 11.65% (5yr), and 14.6% (since launch), as against Category returns for the same time duration, such as: -5.36% (1yr), 15.29% (3yr) and 10.82% (5yr). Overall, it is guaranteed to exceed the average expectations of an investor.

 

Fund Managers

Nirman Morakhia

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

HDFC Mutual Fund
AUM:
5,56,006 Cr
Address:
HDFC House, 2nd Flr, H.T.Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Contact:
022 - 6631 6333
Email ID:
cliser@hdfcfund.com

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Frequently Asked Questions

How to invest in HDFC Index Fund-Nifty 50 Plan – Direct ?

You can invest in HDFC Index Fund-Nifty 50 Plan – Direct in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for HDFC Index Fund-Nifty 50 Plan – Direct in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of HDFC Index Fund-Nifty 50 Plan – Direct ?

The NAV of HDFC Index Fund-Nifty 50 Plan – Direct is ₹211.2 as of 27 March 2024.

How to redeem HDFC Index Fund-Nifty 50 Plan – Direct holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of HDFC Index Fund-Nifty 50 Plan – Direct?

The minimum SIP amount of HDFC Index Fund-Nifty 50 Plan – Direct is ₹100

What are the top sectors HDFC Index Fund-Nifty 50 Plan – Direct has invested in?

The top sectors HDFC Index Fund-Nifty 50 Plan – Direct has invested in are
  1. Banks - 28.37%
  2. IT-Software - 14.47%
  3. Petroleum Products - 10.89%
  4. Automobiles - 7.16%
  5. Diversified FMCG - 5.99%

Can I make investments in both the SIP and Lump Sum schemes of HDFC Index Fund-Nifty 50 Plan – Direct?

Yes, You can select both SIP or Lumpsum investment of HDFC Index Fund-Nifty 50 Plan – Direct based on your investment objective and risk tolerance.

How much returns have HDFC Index Fund-Nifty 50 Plan – Direct generated ?

The HDFC Index Fund-Nifty 50 Plan – Direct has delivered 13.4% since inception

What is the expense ratio of HDFC Index Fund-Nifty 50 Plan – Direct ?

The expense ratio of HDFC Index Fund-Nifty 50 Plan – Direct is 0.2 % as of 27 March 2024.

What is the AUM of HDFC Index Fund-Nifty 50 Plan – Direct?

The AUM of HDFC Index Fund-Nifty 50 Plan – Direct is ₹5,56,006 Cr as of 27 March 2024

What are the top stock holdings of HDFC Index Fund-Nifty 50 Plan – Direct?

The top stock holdings of HDFC Index Fund-Nifty 50 Plan – Direct are
  1. HDFC Bank - 10.98%
  2. Reliance Industr - 10.29%
  3. ICICI Bank - 7.68%
  4. Infosys - 6.22%
  5. TCS - 4.32%

How can I redeem my investments in HDFC Index Fund-Nifty 50 Plan – Direct?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Index Fund-Nifty 50 Plan – Direct in Scheme, enter the redemption amount, and click on submit button.
Invest Now