HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth

Solution Oriented · Retirement
 · ★★★★★
₹ 100
Min SIP
₹ 100
Min Lumpsum
0.95 %
Expense Ratio
★★★★★
Rating
1,338
Fund Size (in Cr)
8 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 18 March 2024 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 30.8% 17.2% 16.6% 17.8%
Category Average 27.9% 15.3% 15.2% -

Scheme Allocation

By Holding
By Sector
By Asset
5.11%
4.82%
2.59%
Others
81.42%
View all Holdings
Holdings Sector Instrument Asset
ICICI Bank Banks Equity 5.11%
HDFC Bank Banks Equity 4.82%
Reliance Industr Refineries Equity 3.27%
St Bk of India Banks Equity 2.79%
Infosys IT - Software Equity 2.59%
Larsen & Toubro Infrastructure Developers & Operators Equity 2.55%
Axis Bank Banks Equity 2.13%
Bharti Airtel Telecomm-Service Equity 2.1%
Bajaj Auto Automobile Equity 2.07%
HCL Technologies IT - Software Equity 1.86%
ITC Tobacco Products Equity 1.82%
Cipla Pharmaceuticals Equity 1.66%
M & M Automobile Equity 1.44%
ICICI Lombard Insurance Equity 1.28%
Kotak Mah. Bank Banks Equity 1.26%
Volt.Transform. Capital Goods - Electrical Equipment Equity 1.18%
Power Grid Corpn Power Generation & Distribution Equity 1.13%
Torrent Pharma. Pharmaceuticals Equity 1%
Global Health Healthcare Equity 0.97%
Suprajit Engg. Auto Ancillaries Equity 0.95%
Godrej Consumer FMCG Equity 0.94%
Max Financial Finance Equity 0.94%
Firstsour.Solu. IT - Software Equity 0.92%
Hind.Aeronautics Aerospace & Defence Equity 0.92%
Sonata Software IT - Software Equity 0.91%
Vesuvius India Refractories Equity 0.87%
Bajaj Electrical Consumer Durables Equity 0.87%
Equitas Sma. Fin Banks Equity 0.86%
H P C L Refineries Equity 0.86%
Guj.St.Petronet Gas Distribution Equity 0.83%
Aurobindo Pharma Pharmaceuticals Equity 0.77%
Wipro IT - Software Equity 0.77%
Bharat Electron Aerospace & Defence Equity 0.77%
Crompton Gr. Con Consumer Durables Equity 0.76%
United Spirits Alcoholic Beverages Equity 0.74%
Balrampur Chini Sugar Equity 0.7%
K E C Intl. Capital Goods - Electrical Equipment Equity 0.69%
Gland Pharma Pharmaceuticals Equity 0.66%
Tata Steel Steel Equity 0.65%
The Anup Enginee Engineering Equity 0.64%
Sanofi India Pharmaceuticals Equity 0.64%
Bayer Crop Sci. Agro Chemicals Equity 0.64%
Goodyear India Tyres Equity 0.6%
Max Healthcare Healthcare Equity 0.59%
Transport Corp. Logistics Equity 0.58%
CIE Automotive Castings, Forgings & Fastners Equity 0.56%
Alembic Pharma Pharmaceuticals Equity 0.53%
PVR Inox Entertainment Equity 0.51%
Finolex Inds. Plastic products Equity 0.49%
Cyient IT - Software Equity 0.48%
Lumax Industries Auto Ancillaries Equity 0.48%
Mahindra Holiday Hotels & Restaurants Equity 0.47%
Rolex Rings Auto Ancillaries Equity 0.46%
P & G Health Ltd Pharmaceuticals Equity 0.46%
UTI AMC Finance Equity 0.44%
Sterling Tools Castings, Forgings & Fastners Equity 0.42%
GNA Axles Auto Ancillaries Equity 0.4%
Kalpataru Proj. Capital Goods - Electrical Equipment Equity 0.4%
T N Newsprint Paper Equity 0.4%
Redington Trading Equity 0.37%
Oriental Carbon Chemicals Equity 0.33%
Timken India Bearings Equity 0.31%
Apar Inds. Capital Goods - Electrical Equipment Equity 0.28%
AIA Engineering Castings, Forgings & Fastners Equity 0.27%
Nilkamal Ltd Plastic products Equity 0.22%
Debt
29.12%
Banks
16.97%
IT-Software
6.13%
Pharmaceuticals & Biotech
5.72%
Petroleum Products
4.13%
Others
37.93%
View all Sectors
Sectors Asset
Debt 29.12%
Banks 16.97%
IT-Software 6.13%
Pharmaceuticals & Biotech 5.72%
Petroleum Products 4.13%
Auto Components 3.87%
Automobiles 3.51%
Construction 2.95%
Insurance 2.22%
Electrical Equipments 2.15%
Telecom-Services 2.1%
Industrial Products 1.94%
Consumer Durables 1.85%
Diversified FMCG 1.82%
Aerospace & Defense 1.69%
Healthcare Services 1.56%
Commercial Services & Sup 1.29%
Power 1.13%
Personal Products 0.94%
Gas 0.83%
Beverages 0.74%
Agricultural Food & other 0.7%
Ferrous Metals 0.65%
Industrial Manufacturing 0.64%
Fertilisers & Agrochemica 0.64%
Transport Services 0.58%
Cash & Others 0.52%
Entertainment 0.51%
IT-Services 0.48%
Leisure Services 0.47%
Capital Markets 0.44%
Paper, Forest & Jute Prod 0.4%
Chemicals & Petrochemical 0.33%
Equity
69.38%
Reverse Repos
12.29%
Govt Securities / Sovereign
11.38%
Non Convertable Debenture
5.45%
REITs
0.98%
Others
0.52%
View all Assets
Assets Asset
Equity 69.38%
Reverse Repos 12.29%
Govt Securities / Sovereign 11.38%
Non Convertable Debenture 5.45%
REITs 0.98%
Net Curr Ass/Net Receivables 0.52%

Advance Ratio

6.61
Alpha
2.42
SD
0.55
Beta
1.25
Sharpe

Exit Load

Exit Load Nil

Fund Objective

The Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

Fund Managers

Srinivasan Ramamurthy - Fund Manager

Mr Srinivasan Ramamurthy is an engineer by qualification from Jadavpur University and has completed his MBA from IIM – Calcutta. Before joining HDFC Asset Management Company Limited, he worked with other known fund houses, including Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory. He manages 19 schemes in total with an AUM of ₹11,782 Cr.

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

HDFC Mutual Fund
AUM:
5,56,006 Cr
Address:
HDFC House, 2nd Flr, H.T.Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Contact:
022 - 6631 6333
Email ID:
cliser@hdfcfund.com

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Frequently Asked Questions

How to invest in HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth ?

You can invest in HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth ?

The NAV of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth is ₹37.6 as of 18 March 2024.

How to redeem HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth?

The minimum SIP amount of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth is ₹100

What are the top sectors HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth has invested in?

The top sectors HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth has invested in are
  1. Debt - 29.12%
  2. Banks - 16.97%
  3. IT-Software - 6.13%
  4. Pharmaceuticals & Biotech - 5.72%
  5. Petroleum Products - 4.13%

Can I make investments in both the SIP and Lump Sum schemes of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth?

Yes, You can select both SIP or Lumpsum investment of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth based on your investment objective and risk tolerance.

How much returns have HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth generated ?

The HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth has delivered 17.8% since inception

What is the expense ratio of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth ?

The expense ratio of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth is 0.95 % as of 18 March 2024.

What is the AUM of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth?

The AUM of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth is ₹5,56,006 Cr as of 18 March 2024

What are the top stock holdings of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth?

The top stock holdings of HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth are
  1. ICICI Bank - 5.11%
  2. HDFC Bank - 4.82%
  3. Reliance Industr - 3.27%
  4. St Bk of India - 2.79%
  5. Infosys - 2.59%

How can I redeem my investments in HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth in Scheme, enter the redemption amount, and click on submit button.
Invest Now