UTI-Retirement Fund – Direct

₹ 500
Min SIP
₹ 500
Min Lumpsum
0.99 %
Expense Ratio
Rating
4,309
Fund Size (in Cr)
11 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 18 March 2024 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 21.8% 13.4% 11.1% 10.5%
Category Average 27.9% 15.3% 15.2% -

Scheme Allocation

By Holding
By Sector
By Asset
3.57%
3.11%
2.04%
Others
87.06%
View all Holdings
Holdings Sector Instrument Asset
HDFC Bank Banks Equity 3.57%
ICICI Bank Banks Equity 3.11%
Reliance Industr Refineries Equity 2.37%
Infosys IT - Software Equity 2.04%
Larsen & Toubro Infrastructure Developers & Operators Equity 1.85%
ITC Tobacco Products Equity 1.47%
M & M Automobile Equity 1.41%
Axis Bank Banks Equity 1.16%
HCL Technologies IT - Software Equity 1.11%
Tata Motors-DVR Automobile Equity 1.02%
Bharti Airtel Telecomm-Service Equity 1%
GAIL (India) Gas Distribution Equity 0.92%
IndusInd Bank Banks Equity 0.91%
St Bk of India Banks Equity 0.85%
Bajaj Auto Automobile Equity 0.7%
Hero Motocorp Automobile Equity 0.68%
Interglobe Aviat Air Transport Service Equity 0.68%
Oracle Fin.Serv. IT - Software Equity 0.59%
Shriram Finance Finance Equity 0.49%
Hindalco Inds. Non Ferrous Metals Equity 0.48%
Aditya Birla Cap Finance Equity 0.48%
Oil India Crude Oil & Natural Gas Equity 0.48%
Phoenix Mills Realty Equity 0.47%
Nippon Life Ind. Finance Equity 0.46%
Zydus Lifesci. Pharmaceuticals Equity 0.45%
Raymond Textiles Equity 0.44%
Cipla Pharmaceuticals Equity 0.43%
Ajanta Pharma Pharmaceuticals Equity 0.43%
Federal Bank Banks Equity 0.42%
Apollo Tyres Tyres Equity 0.41%
G R Infraproject Infrastructure Developers & Operators Equity 0.4%
GE Shipping Co Shipping Equity 0.4%
Indian Bank Banks Equity 0.39%
Max Financial Finance Equity 0.39%
Dalmia BharatLtd Cement Equity 0.38%
Gland Pharma Pharmaceuticals Equity 0.38%
Aurobindo Pharma Pharmaceuticals Equity 0.37%
Marksans Pharma Pharmaceuticals Equity 0.37%
NMDC Mining & Mineral products Equity 0.33%
Emami FMCG Equity 0.32%
Fortis Health. Healthcare Equity 0.28%
Mahindra Holiday Hotels & Restaurants Equity 0.28%
Sundaram Finance Finance Equity 0.28%
Indo Count Inds. Textiles Equity 0.25%
Jindal Stain. Steel Equity 0.25%
GHCL Chemicals Equity 0.24%
Caplin Point Lab Pharmaceuticals Equity 0.24%
Coromandel Inter Fertilizers Equity 0.24%
Biocon Pharmaceuticals Equity 0.24%
Star Health Insu Insurance Equity 0.22%
Crompton Gr. Con Consumer Durables Equity 0.2%
Indraprastha Gas Gas Distribution Equity 0.2%
Bharti Airtel PP Telecomm-Service Equity 0.2%
S P Apparels Textiles Equity 0.17%
Indus Towers Telecomm Equipment & Infra Services Equity 0.09%
NIIT Learning IT - Software Equity 0.09%
GHCL Textiles Textiles Equity 0.06%
Escorts Kubota Automobile Equity 0.04%
Information Tech - Equity 0%
Debt
57.46%
Banks
10.41%
Cash & Others
4.18%
Automobiles
3.81%
IT-Software
3.74%
Others
20.4%
View all Sectors
Sectors Asset
Debt 57.46%
Banks 10.41%
Cash & Others 4.18%
Automobiles 3.81%
IT-Software 3.74%
Pharmaceuticals & Biotech 2.91%
Petroleum Products 2.37%
Construction 2.25%
Diversified FMCG 1.47%
Telecom-Services 1.29%
Finance 1.25%
Gas 1.12%
Transport Services 1.08%
Textiles & Apparels 0.92%
Insurance 0.61%
Oil 0.48%
Non-Ferrous Metals 0.48%
Realty 0.47%
Capital Markets 0.46%
Auto Components 0.41%
Cement & Cement Products 0.38%
Minerals & Mining 0.33%
Personal Products 0.32%
Leisure Services 0.28%
Healthcare Services 0.28%
Ferrous Metals 0.25%
Fertilisers & Agrochemica 0.24%
Chemicals & Petrochemical 0.24%
Consumer Durables 0.2%
Others 0.18%
Other Consumer Services 0.09%
Agricultural, Commercial 0.04%
Equity
38.18%
Govt Securities / Sovereign
32.06%
Non Convertable Debenture
24.68%
Net Curr Ass/Net Receivables
4.18%
Certificate of Deposit
0.43%
Others
0.47%
View all Assets
Assets Asset
Equity 38.18%
Govt Securities / Sovereign 32.06%
Non Convertable Debenture 24.68%
Net Curr Ass/Net Receivables 4.18%
Certificate of Deposit 0.43%
T-Bills 0.29%
Mutual Funds Units 0.11%
Fixed Deposit 0.07%

Advance Ratio

3.57
Alpha
1.58
SD
0.38
Beta
1.14
Sharpe

Exit Load

Exit Load Nil

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved

Fund Managers

Sunil Patil

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

UTI Mutual Fund
AUM:
2,73,057 Cr
Address:
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051
Contact:
66786666
Email ID:
service@uti.co.in

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Frequently Asked Questions

How to invest in UTI-Retirement Fund – Direct ?

You can invest in UTI-Retirement Fund – Direct in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for UTI-Retirement Fund – Direct in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of UTI-Retirement Fund – Direct ?

The NAV of UTI-Retirement Fund – Direct is ₹46 as of 18 March 2024.

How to redeem UTI-Retirement Fund – Direct holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of UTI-Retirement Fund – Direct?

The minimum SIP amount of UTI-Retirement Fund – Direct is ₹500

What are the top sectors UTI-Retirement Fund – Direct has invested in?

The top sectors UTI-Retirement Fund – Direct has invested in are
  1. Debt - 57.46%
  2. Banks - 10.41%
  3. Cash & Others - 4.18%
  4. Automobiles - 3.81%
  5. IT-Software - 3.74%

Can I make investments in both the SIP and Lump Sum schemes of UTI-Retirement Fund – Direct?

Yes, You can select both SIP or Lumpsum investment of UTI-Retirement Fund – Direct based on your investment objective and risk tolerance.

How much returns have UTI-Retirement Fund – Direct generated ?

The UTI-Retirement Fund – Direct has delivered 10.5% since inception

What is the expense ratio of UTI-Retirement Fund – Direct ?

The expense ratio of UTI-Retirement Fund – Direct is 0.99 % as of 18 March 2024.

What is the AUM of UTI-Retirement Fund – Direct?

The AUM of UTI-Retirement Fund – Direct is ₹2,73,057 Cr as of 18 March 2024

What are the top stock holdings of UTI-Retirement Fund – Direct?

The top stock holdings of UTI-Retirement Fund – Direct are
  1. HDFC Bank - 3.57%
  2. ICICI Bank - 3.11%
  3. Reliance Industr - 2.37%
  4. Infosys - 2.04%
  5. Larsen & Toubro - 1.85%

How can I redeem my investments in UTI-Retirement Fund – Direct?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select UTI-Retirement Fund – Direct in Scheme, enter the redemption amount, and click on submit button.
Invest Now