Affordable Investments to Plan Your Dream Retirement

Published : 16 August 2023

By : Sachin Gupta

National Pension Scheme (NPS)

Another government-offered instrument that invests in different debt, equity, etc. Investors can choose which type of NPS to choose based on their preferences. The minimum annual investment requirement is Rs. 6000. 

Mutual Funds

These are easy-to-invest options and anyone can start investing with as low as Rs. 500 per month for their retirement. 

Public Provident Fund (PPF)

The minimum investment amount is Rs. 500 and it is considered one of the safest investment options. 

Senior Citizen Savings Scheme (SCSS)

It is offered by the Indian government and is tax-free and risk-free and offers higher returns. 

Guaranteed Investment Plans

It is great for long-term wealth generation for retirement and offers customization such as guaranteed income and savings till a certain age. The Investment amount differs based on the provider and type of plan chosen.