SBICARD

Sbi Cards And Payment Services Share Price SBI Cards and Payment Services

₹722.15
-7.25 (-0.99%)
05 May, 2024 05:32 BSE: 543066 NSE: SBICARDISIN: INE018E01016

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SBI Cards and Payment Services Performance

Day Range

  • Low 720
  • High 735
₹ 722

52 Week Range

  • Low 679
  • High 933
₹ 722
  • Open Price730
  • Previous Close729
  • Volume867523

SBI Cards and Payment Services Share Price

  • Over 1 Month +3.88%
  • Over 3 Month +1.53%
  • Over 6 Month -3.35%
  • Over 1 Year -8.21%

SBI Cards and Payment Services Key Statistics

P/E Ratio 28.5
PEG Ratio 4.3
Market Cap Cr 68,674
Price to Book Ratio 7
EPS 23.7
Dividend 0.3
Relative Strength Index 47.74
Money Flow Index 39.49
MACD Signal 6.93
Average True Range 16.64
SBI Cards and Payment Services Financials
IndicatorMar 2024Dec 2023Sep 2023Jun 2023Mar 2023
Oper Rev Qtr Cr 4,3484,6224,0873,9123,762
Operating Expenses Qtr Cr 1,8672,3752,0191,9121,935
Operating Profit Qtr Cr 1,5371,3641,3271,2811,198
Depreciation Qtr Cr 5251474845
Interest Qtr Cr 724695605571507
Tax Qtr Cr 226189206203203
Net Profit Qtr Cr 662549603593596
IndicatorMar 2024Mar 2023
Total Revenue Annual Cr 17,48414,286
Operating Expenses Annual Cr 11,4609,444
Operating Profit Annual in Cr 5,5094,223
Depreciation Cr 197164
Interest Annual Cr 2,5951,648
Tax Annual Cr 824772
Net Profit Annual Cr 2,4082,258
IndicatorMar 2024Mar 2023
Cash from Operating Activity Annual Cr -6,671
Cash from Investing Activity Annual Cr -921
Cash from Financing Annual Activity Cr 7,824
Net Cash Flow Annual Cr 232
IndicatorMar 2024Mar 2023
Total ShareHolders Funds Annual Cr 09,830
Fixed Assets Annual Cr 0574
Total Non Current Assets Annual Cr 3552,132
Total Current Assets Annual Cr 2,97343,414
Total Assets Annual Cr 3,32745,546
IndicatorMar 2024Mar 2023
Book Value Per Share Annual Rs 104104
ROE Annual % 2323
ROCE Annual % 2424
Total Debt to Total Equity Annual --
EBDIT Annual Margin % 3535
IndicatorMar 2024Dec 2023Sep 2023Jun 2023Mar 2023
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Depreciation Qtr Cr
Interest Qtr Cr
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IndicatorMar 2024Mar 2023
Total Revenue Annual Cr
Operating Expenses Annual Cr
Operating Profit Annual in Cr
Depreciation Cr
Interest Annual Cr
Tax Annual Cr
Net Profit Annual Cr
IndicatorMar 2024Mar 2023
Cash from Operating Activity Annual Cr
Cash from Investing Activity Annual Cr
Cash from Financing Annual Activity Cr
Net Cash Flow Annual Cr
IndicatorMar 2024Mar 2023
Total ShareHolders Funds Annual Cr
Fixed Assets Annual Cr
Total Non Current Assets Annual Cr
Total Current Assets Annual Cr
Total Assets Annual Cr
IndicatorMar 2024Mar 2023
Book Value Per Share Annual Rs
ROE Annual %
ROCE Annual %
Total Debt to Total Equity Annual --
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SBI Cards and Payment Services Technicals

EMA & SMA

Current Price
₹722.15
-7.25 (-0.99%)
pointer
  • Bullish Moving Average
  • ___
  • 2
  • Bearish Moving Average
  • ___
  • 14
  • 20 Day
  • ₹729.39
  • 50 Day
  • ₹725.46
  • 100 Day
  • ₹735.18
  • 200 Day
  • ₹757.74
  • 20 Day
  • ₹731.79
  • 50 Day
  • ₹719.18
  • 100 Day
  • ₹733.73
  • 200 Day
  • ₹769.82

SBI Cards and Payment Services Resistance and Support

PIVOT
₹725.69
Resistance
First Resistance 731.52
Second Resistance 740.78
Third Resistance 746.62
RSI 47.74
MFI 39.49
MACD Single Line 6.93
MACD 5.07
Support
First Resistance 716.42
Second Resistance 710.58
Third Resistance 701.32

SBI Cards and Payment Services Delivery and Volume

Period NSE + BSE Volume Avg NSE + BSE Delivery Volume Avg NSE + BSE Delivery Volume %
Day 902,355 40,109,680 44.45
Week 3,007,565 125,926,757 41.87
1 Month 2,275,281 96,016,867 42.2
6 Month 2,036,392 111,268,441 54.64

SBI Cards and Payment Services Result Highlights

SBI Cards and Payment Services Synopsis

NSE-Finance-CrdtCard/PmtPr

Sbi Cards And Pay is involved in the business activities of Other financial activities. Company’s Total Operating Revenue is Rs. 13666.64 Cr. and Equity Capital is Rs. 946.07 Cr. for the Year ended 31/03/2023. SBI Cards and Payment Services Ltd. is a Public Limited Listed company incorporated on 15/05/1998 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L65999DL1998PLC093849 and registration number is 093849.
Market Cap 68,684
Sales 16,969
Shares in Float 29.48
No of funds 514
Yield 0.33
Book Value 6.96
U/D Vol ratio 0.8
LTDebt / Equity 81
Alpha -0.1
Beta 0.72

SBI Cards and Payment Services

Owner NameMar-24Dec-23Sep-23Jun-23
Promoters 68.63%68.75%68.94%68.96%
Mutual Funds 9.95%10.66%11.73%11.79%
Insurance Companies 6.27%5.11%5.02%4.66%
Foreign Portfolio Investors 8.59%9.35%9.08%9.48%
Financial Institutions/ Banks 0.02%0.02%0.01%
Individual Investors 5.28%5.02%4.1%3.75%
Others 1.28%1.09%1.11%1.35%

SBI Cards and Payment Services Management

Name Designation
Mr. Dinesh Kumar Khara Chairman
Mr. Rama Mohan Rao Amara Managing Director & CEO
Mr. Rajendra Kumar Saraf Independent Director
Mr. Dinesh Kumar Mehrotra Independent Director
Ms. Anuradha Shripad Nadkarni Independent Director
Dr. Tejendra Mohan Bhasin Independent Director
Mr. Shriniwas Yeshwant Joshi Independent Director
Mr. Mihir Narayan Prasad Mishra Nominee Director

SBI Cards and Payment Services Forecast

Price Estimates

2,000(9.8%)
1,758(-3.5%)
1,590(-12.7%)

Other Analyst Rating

SBI Cards and Payment Services Corporate Action

Date Purpose Remarks
2024-04-26 Audited Results
2024-03-19 Interim Dividend
2024-01-25 Quarterly Results
2023-10-27 Quarterly Results
2023-07-28 Quarterly Results
Date Purpose Remarks
2024-03-28 INTERIM Rs.2.50 per share(25%)Interim Dividend
2023-03-29 INTERIM Rs.2.50 per share(25%)Interim Dividend
2022-03-31 INTERIM Rs.2.50 per share(25%)Interim Dividend

About SBI Cards and Payment Services

SBI Cards & Payment Services Ltd is a subsidiary of the State Bank of India (SBI) in India. This NBFC offers services like issuance, maintenance and servicing of debit cards, credit cards and prepaid payment instruments to customers across India. It also provides E-Commerce merchant solutions to merchants for accepting payments from customers through their websites/mobile applications or physical stores.  

In addition, it offers ancillary services such as ATM network management and channel development, cash logistics, product management and marketing, and customer relationship management. The company was incorporated in 1955 and is based in Mumbai, Maharashtra.

Business Verticals

Individual cardholders and corporate clients can choose from a diverse credit card portfolio of lifestyle rewards travel, fuel shopping banking partnership cards, and corporate cards that cater to all major cardholder segments in terms of income and lifestyle.

SBI Cards & Payment Services Ltd. operates in two business divisions: Card Business and Payment Gateway. 

The card business division provides products like debit cards, credit cards, gift cards, etc. 

The payment gateway division provides prepaid payment instruments (PPIs), internet banking services, mobile banking services and other related facilities to customers. It is one of India’s largest issuers of debit and credit cards. 

SBI also works with third parties to develop new card issuing systems that use near-field communication technology.

Company History

SBI Cards and Payment Services Limited was formed on May 15, 1998, as a private limited company in New Delhi under the name 'SBI Cards and Payment Services Private Limited.' On August 20, 2019, the name was changed to 'SBI Cards and Payment Services Limited' after conversion to a public limited company following a special resolution passed by the shareholders on August 2, 2019.

Milestones

1998 - The State Bank of India and GE Capital launched the SBI Card.

2002 - SBI joined the '1 Million Card Club,' 

2005 - Surpassed the 2 million card base.

2017 - State Bank of India and The Carlyle Group acquired GE Capital's stake in SBI Card.

2019 - The company's legal name was changed to SBI Cards and Payments Services Limited.

2020 - SBI Card became the first pure-play credit card company listed on the Indian stock exchanges.
 

SBI Cards and Payment Services FAQs

What is Share Price of SBI Cards and Payment Services ?

SBI Cards and Payment Services share price is ₹722 As on 05 May, 2024 | 05:18

What is the Market Cap of SBI Cards and Payment Services ?

The Market Cap of SBI Cards and Payment Services is ₹68674.4 Cr As on 05 May, 2024 | 05:18

What is the P/E ratio of SBI Cards and Payment Services ?

The P/E ratio of SBI Cards and Payment Services is 28.5 As on 05 May, 2024 | 05:18

What is the PB ratio of SBI Cards and Payment Services ?

The PB ratio of SBI Cards and Payment Services is 7 As on 05 May, 2024 | 05:18

What were the company's most recent reported sales and net income?

SBI Cards & Payment Services Ltd recorded net sales worth INR 2850.31 crores and a net income of INR 3016.1 crores for the year ending March 2022.

What is the future of the company's shares?

SBI Cards & Payment Services Ltd has delivered a stellar profit growth of 34.09% in the last 5 years. May 2022 saw the highest-ever outstanding loans on credit cards. Additionally, credit card spending rose by 118% while the transactions number grew by 77%. The bounce back indicates that the company would benefit from the growth in the segment.

How to buy shares of SBI Cards & Payment Services Ltd?

The company's shares can be bought online or offline by opening a Demat account with 5Paisa and verifying the KYC documents.

Q2FY23