Equitas Small Finance Bank Share Price

Equitas Small Finance Bank announced Q4FY26 & FY26 results Net Income for Q4FY26 grew by 18% YoY and 9% QoQ and Total Opex grew by 14% YoY and 1% QoQ. The bank reported a quarterly PAT of Rs. 213 crore, a growth of 406% YoY & 136% QoQ. On a full year basis, the bank reported a PAT of Rs. 103 crore. Asset Quality & Provisions: GNPA reduced by 13 bps QoQ at 2.49% in Q4FY26 as compared to 2.62% in Q3FY26. NNPA reduced by 20 bps QoQ to 0.68% in Q4FY26 as compared to 0.88% in Q3FY26. croreedit Cost has significantly declined to 1.11% in Q4FY26 as compared to 1.88% in Q3FY26 and 2.74% in Q4FY25. Net Slippages reduced significantly by 173 Bps QoQ to 0.79% in Q4FY26 from 2.52% in Q3FY26 at the bank level. PCR remains healthy at 73.03% (86.81% Incl. technical write-offs). Key Highlights for Q4FY26: Gross Advances grew by 22% YoY and 7% QoQ. Non MFI book grew 21% YoY, led by 21% growth in HF, 24% in MSE and 180% in Gold loan over previous year. Gold loan portfolio has crossed Rs. 850 crore during the quarter. Overall deposits registered a growth of 8% YoY. Business Highlights: Highest ever overall Disbursements at Rs. 7,347crore in Q4FY26, a growth of 72% YoY & 12% QoQ. Our Flagship product, SBL, grew by 13% YoY. Secured BL advances, a part of SBL (Small Business Loans), have grown 27% YoY, contributing 33% of the overall SBL portfolio.. Used Car and Used CV Advances have registered a growth of 31% YoY and 25% YoY, respectively. CASA ratio at 26%. CA grew by 20% QoQ. Cost of Funds reduced by 19 bps to 6.94% in Q4FY26 from 7.13% in Q3FY26. Result PDF

• Trendlyne
• 2 months 1 week ago

Equitas Small Finance Bank announced Q3FY26 results Profit & Loss: Net Income grew by 8% YoY and 14% QoQ and Total Opex grew by 16% YoY and 9% QoQ. The bank reported a PAT of Rs 90 crore, a growth of 36% YoY & 273% QoQ. This is after making a one-time incremental provision of Rs 29.52 crore due to the implementation of new Labour Code in Q3FY26. Gross Advances grew by 16% YoY and 11% QoQ. Non Microfinance book grew 19% YoY, led by 17% growth in HF, 35% in MSE and 110% in Gold over previous year, respectively. Overall deposits registered a growth of 7% YoY. Business Highlights: Highest ever overall Disbursements at Rs 6557 crore in Q3FY26, a growth of 28% YoY & 22% QoQ. Our Flagship product SBL book grew by 14% YoY. Secured BL, a part of SBL (Small Business Loans), has grown 22% YoY contributing 32% of the overall SBL portfolio. Used Car and Used CV Advances have registered a growth of 36% YoY and 23% YoY respectively. CASA ratio stable at 30%. Cost of Funds reduced to 7.13% in Q3FY26 as compared to 7.35% in Q2FY26 Key Ratios: NIM for the quarter stood at 6.72%, significantly improved by ~43 bps QoQ. Cost to Income stood at 72.96% in Q3FY26 as compared to 75.89% in Q2FY26 and 68.30% in Q3FY25 Capital: ???????Networth of the Bank stands at Rs 5,946 Crs. As of December 31, 2025, Total CRAR at 20.47% | Tier I at 16.63% and Tier II at 3.84% Treasury & Liquidity: The Bank’s Certificate of Deposit (CD) programme has the highest rating at A1+ from India Ratings, CareEdge Ratings & CRISIL. Liquidity Coverage Ratio (LCR) as on 31.12.2025 is 148.84%. Income from Investments (including MTM & dividend) for the quarter is Rs 34 crore. Asset Quality & Provisions: GNPA reduced by 20 bps QoQ at 2.62% in Q3FY26 as compared to 2.82% in Q2FY26. NNPA reduced by 7 bps QoQ to 0.88% in Q3FY26 as compared to 0.95% in Q2FY26. Credit Cost has reduced to 1.88% in Q3FY26 as compared to 2.16% in Q2FY26 and 2.65% in Q3FY25. Net Slippages reduced by 126 bps QoQ to 2.52% in Q3FY26 as compared to 3.78% in Q2FY26. Result PDF

• Trendlyne
• 5 months 1 week ago

Agrawal, who joined the bank on November 5 as a senior leadership hire, cited personal reasons for stepping down with immediate effect, according to a letter addressed to the bank's Chief People Officer filed in the exchanges.

• Business Line
• 7 months 1 week ago