Fino Payments Bank Share Price

Microfinance Institutions company Fino Payments Bank announced Q4FY26 & FY26 results Q4FY26 Financial Highlights: Total Income: The bank reported a total income of Rs 33,998 lakh in Q4FY26, representing a decrease of 13.80% QoQ compared to Rs 39,441 lakh in Q3FY26 and a decrease of 31.11% YoY compared to Rs 49,349 lakh in Q4FY25. Interest Earned: Interest earned stood at Rs 6,410 lakh, up 1.81% QoQ from Rs 6,296 lakh in Q3FY26 and up 21.45% YoY from Rs 5,278 lakh in Q4FY25. Other Income: Other income was Rs 27,588 lakh in Q4FY26, compared to Rs 33,145 lakh in Q3FY26 (down 16.77% QoQ) and Rs 44,071 lakh in Q4FY25 (down 37.40% YoY). Operating Profit: Operating profit before provisions and contingencies was Rs 539 lakh, a decrease of 73.77% QoQ from Rs 2,055 lakh in Q3FY26 and a decrease of 81.85% YoY from Rs 2,970 lakh in Q4FY25. Net Profit (PAT): The bank recorded a net profit of Rs 710 lakh in Q4FY26, compared to Rs 1,225 lakh in Q3FY26 (down 42.04% QoQ) and Rs 2,400 lakh in Q4FY25 (down 70.42% YoY). Earnings Per Share (EPS): Basic and Diluted EPS for the quarter was Rs 0.85, down from Rs 1.47 in Q3FY26 and Rs 2.89 in Q4FY25. FY26 Financial Highlights: Total Income: For FY26, total income stood at Rs 1,58,793 lakh, down 14.03% compared to Rs 1,84,710 lakh in FY25. Net Profit: Net profit for FY26 was Rs 5,246 lakh, representing a 43.31% decrease from Rs 9,253 lakh in FY25. Net Worth: The Net Worth of the bank increased to Rs 60,391 lakh as of March 31, 2026, from Rs 57,186 lakh as of March 31, 2025. Deposits: Total deposits grew to Rs 2,37,949 lakh in FY26 compared to Rs 1,93,944 lakh in FY25. Capital Adequacy Ratio: The ratio stood at 83.95% for FY26, compared to 80.45% in FY25. Business Highlights: Retail Banking: Reported segment revenue of Rs 49,350 lakh and a segment profit of Rs 23,459 lakh. Treasury: Reported segment revenue of Rs 24,819 lakh and a segment profit of Rs 17,646 lakh. Other Banking Operations: Reported segment revenue of Rs 84,562 lakh and a segment profit of Rs 3,406 lakh. Ketan Merchant, Interim CEO, said: “The fundamental resilience in the Bank’s performance is a direct reflection of the robustness of its institutional architecture and a bedrock of customer confidence in us. This is evident in the fact that our total deposits reached an all-time high of Rs 2,957 crore in March ’26, a testimony to the trust our customers place in us, even in challenging times. Our lending referral business with the right impetus and channelled through our merchant distribution network resulted in credited referral business of Rs 592 crore in Q4FY26. This also serves as a pilot testing for our referral SFB model. Looking ahead to FY27, management’s priorities are centred on building robust governance guardrails and operationalising a differentiated, asset-light business model suited to SFB licensing requirements — a strategy that leverages both the Bank’s community relationships and its upgraded technology infrastructure.” Anup Agarwal, Interim CFO, said: “Despite the headwinds in Q4FY26, we delivered our highest-ever quarterly net-revenue margin of 40% and record CASA renewal income of Rs 62.2 crore — both clear indicators of the business momentum building into FY27. Our continued discipline on deposit costs keeps us competitively positioned for the next phase, and our EBITDA stability demonstrates that our evolving product mix is delivering, even as top-line revenues adjust.” Result PDF

• Trendlyne
• 4 weeks 1 day ago

Fino Payments Bank reported a sharp decline in Q4 FY26 profit and revenue, with other income falling amid operational challenges during the quarter

• Business Standard
• 1 month ago

In the past seven trading days, the market price of Fino Payments Bank was down 33 per cent despite the bank denied any involvement in betting or gaming activities.

• Business Standard
• 2 months ago