India Shelter Finance Corporation Share Price

Housing Finance company India Shelter Finance Corporation announced Q4FY26 & FY26 results Standalone Financial Highlights Total Income: For Q4FY26, standalone total income stood at Rs 41,068.81 lakh, representing a growth of 5.43% QoQ from Rs 38,952.40 lakh in Q3FY26 and an increase of 25.55% YoY compared to Rs 32,711.53 lakh in Q4FY25. For FY26, total income reached Rs 1,53,018.68 lakh, up 30.25% from Rs 1,17,479.86 lakh in FY25. Total Revenue from Operations: The revenue from operations for Q4FY26 was Rs 41,064.84 lakh, registering a 5.43% QoQ increase and a 25.59% YoY growth. For FY26, it amounted to Rs 1,52,999.29 lakh, marking a 31.39% growth over FY25. Net Profit: Standalone profit for Q4FY26 was Rs 14,006.09 lakh, up 13.01% QoQ from Rs 12,393.91 lakh and 29.79% YoY from Rs 10,791.68 lakh. For FY26, net profit grew by 33.95% to Rs 50,506.43 lakh compared to Rs 37,704.68 lakh in FY25. Profit Before Tax (PBT): For Q4FY26, PBT was reported at Rs 18,249.91 lakh, compared to Rs 15,974.75 lakh in Q3FY26 (+14.24% QoQ) and Rs 13,931.52 lakh in Q4FY25 (+31.00% YoY). Earnings Per Share (EPS): Basic EPS for Q4FY26 stood at Rs 12.89, compared to Rs 11.42 in Q3FY26 and Rs 10.01 in Q4FY25. For FY26, basic EPS was Rs 46.63. Net Worth: The standalone net worth of the company as of March 31, 2026, was Rs 3,19,812.46 lakh. Consolidated Financial Highlights Total Income: Consolidated total income for Q4FY26 was Rs 40,827.06 lakh, reflecting a 4.75% QoQ growth and a 24.70% YoY increase. For FY26, it reached Rs 1,52,857.74 lakh, a 29.99% increase from FY25. Total Revenue from Operations: For Q4FY26, consolidated revenue was Rs 40,823.09 lakh, up 4.74% QoQ and 24.73% YoY. The annual revenue for FY26 was Rs 1,52,839.20 lakh, growing 31.12% compared to FY25. Net Profit: Consolidated net profit for Q4FY26 stood at Rs 13,758.78 lakh, showing a growth of 10.90% QoQ and 27.24% YoY. For FY26, net profit reached Rs 50,314.68 lakh, up 33.15% from Rs 37,787.34 lakh in FY25. Profit Before Tax (PBT): Consolidated PBT for Q4FY26 was Rs 18,002.60 lakh, representing a 12.55% QoQ increase and a 28.96% YoY growth. Earnings Per Share (EPS): Consolidated basic EPS for FY26 was Rs 46.46, compared to Rs 35.18 in FY25. Business Highlights Segment Performance: The company and its subsidiary are primarily engaged in the business of housing finance within India, and there are no separately reportable business or geographical segments as per Ind AS 108. Dividend: The Board of Directors has recommended a final dividend of Rs 10 per equity share (200% of face value of Rs 5 each) for FY26. Loan Assignment: During the FY26, the company assigned 13,623 loan accounts with an assigned amount of Rs 1,02,165.90 lakh. The retention of beneficial economic interest (MRR) was Rs 12,654.31 lakh. Co-Lending: In FY26, 2,178 loan accounts were transferred through co-lending, involving an amount of Rs 23,948.80 lakh. Asset Quality: As of March 31, 2026, the Gross NPA ratio stood at 1.25% and the Net NPA ratio was 0.93%. The provision coverage ratio on Stage 3 assets was 25.41%. Capital and Funding: The company issued fresh non-convertible debentures amounting to Rs 15,000 lakh during the year. It maintained a 110% security cover on its secured listed NCDs. Subsidiary Liquidation: The Board approved the voluntary liquidation of its wholly-owned subsidiary, India Shelter Capital Finance Limited (ISCFL), on November 4, 2025. Control was transferred to the official liquidator on December 16, 2025. Employee Stock Options: During FY26, the company allotted 8,63,162 equity shares to employees following the exercise of options under the approved ESOP plan. Rupinder Singh, Managing Director & CEO, India Shelter Finance Corporation, said: We are pleased to share that we have delivered another year of strong and consistent performance, supported by healthy business momentum, improving asset quality, improving operating leverage, and continued strengthening of our franchise. Gross AUM grew 29% YoY to Rs. 11,044 crore. In Q4FY26, we disbursed Rs. 1,040 crore. In this quarter, we added 6 new branches, and for the year we have added 41 branches, in line with our branch expansion strategy of adding 40-45 branches each year. Total employee strength as of Q4FY26 stood at 4,800 employees. On Asset Quality metrics, 30+ has improved by 100bps QoQ to 4.0%. Gross Stage 3 improved by 29bps QoQ to 1.2% and Net Stage 3 improved by 23bps to 0.9%. On profitability metrics, PAT for the quarter came in at Rs. 138 crore registering a growth of 27% YoY and 11% QoQ. RoE further improved to 17.6%. Our Networth now stands at Rs. 3,198 crore. Result PDF

• Trendlyne
• 3 weeks 6 days ago

Conference Call with India Shelter Finance Corporation Management and Analysts on Q4FY26 & Full Year Performance and Outlook. Listen to the full earnings transcript.

• Trendlyne
• 3 weeks 6 days ago

Housing Finance company India Shelter Finance Corporation announced Q3FY26 results Profitability: Profit after tax grew by 33% YoY to Rs 128 crore in Q3FY26. RoA stood at 5.8% in Q3FY26. RoE stood at 17.1% in Q3FY26. Borrowings & Liquidity: Networth came in at Rs 3,048 crore as of December’25. The company continues to carry a liquidity of Rs 1,818 crore as of December’25. In Q3FY26, the cost of funds improved by 20bps QoQ to 8.3%. In Q3FY26, spreads improved by 20bps to 6.6%. Asset Quality & Provisions: Gross Stage 3 and Net Stage 3 were at 1.5% and 1.2% as of December’25 Rupinder Singh, Managing Director & CEO, India Shelter Finance Corporation, said: "We are pleased to announce that the company delivered another quarter of sustained performance. Annual growth remains robust with Gross Managed Assets growing at 31% YoY to Rs 10,365 crore. In Q3FY26, we disbursed Rs 977 crore, registering a growth of 11% YoY. In Q3FY26, we added 2 new branches, year-to-date added 35 branches as part of the branch expansion strategy, geographic presence stood at 301 branches as of 31st December 2025. Total employee strength as of Q3FY26 stood at 4,669 employees. On profitability metrics, PAT for the quarter came in at Rs 128 crore registering a growth of 33% YoY and 5% QoQ. RoE stood at 17.1%. Our Networth now stands at Rs 3,048 crore." Result PDF

• Trendlyne
• 3 months 2 weeks ago