LIC Housing Finance Share Price

Conference Call with LIC Housing Finance Management and Analysts on Q4FY26 & Full Year Performance and Outlook. Listen to the full earnings transcript.

• Trendlyne
• 1 week 6 days ago

LIC Housing Finance has reported a 9 per cent rise in net profit at Rs 1,497 crore in the fourth quarter ended March 2026. The company had a net profit of Rs 1,368 crore in the same quarter of the previous fiscal. However, total income declined to Rs 7,195 crore in the March quarter of FY26, from Rs 7,283 crore in the corresponding quarter in the previous financial year, LIC Housing Finance said in a regulatory filing on Wednesday. Interest income too moderated to Rs 7,009 crore during the period under review, from Rs 7,117 crore in the corresponding quarter a year ago. Net Interest Income (NII) rose to Rs 2,222 crore, as against Rs 2,165 crore for the same period in the previous year, up by 3 per cent. Total disbursements were at Rs 21,019 crore as against Rs 19,156 crore for the corresponding period in 2024-25, up by 10 per cent, it said. Net Interest Margin (NIM) for the quarter moderated to 2.80 per cent as against 2.85 per cent in for Q4 FY25. However, the mortgage lender w

• Business Standard
• 1 week 6 days ago

LIC Housing Finance announced Q4FY26 & FY26 results Consolidated Financial Highlights: Total Revenue from operations for Q4FY26 stood at Rs 7,211.92 crore, showing a marginal decrease of 1.25% compared to Rs 7,303.33 crore in Q4FY25 and a slight increase of 0.08% from Rs 7,205.84 crore in Q3FY26. Total Income for the quarter was Rs 7,212.01 crore, down 1.25% YoY from Rs 7,303.51 crore and flat QoQ compared to Rs 7,211.36 crore in Q3FY26. Profit Before Tax (PBT) for Q4FY26 was Rs 1,933.47 crore, registering a growth of 8.62% YoY from Rs 1,780.06 crore and an increase of 9.71% QoQ from Rs 1,762.42 crore. Net Profit after Tax for the quarter ended March 31, 2026, reached Rs 1,492.63 crore, an increase of 8.66% YoY as against Rs 1,373.63 crore and a growth of 6.75% QoQ compared to Rs 1,398.27 crore. For FY26, Total Revenue from operations was Rs 28,837.11 crore, up 2.63% YoY from Rs 28,097.16 crore in FY25. Annual Net Profit after Tax for FY26 stood at Rs 5,604.24 crore, growing by 2.97% compared to Rs 5,442.70 crore in FY25. The Net Profit Margin for the quarter improved slightly to 19.45% compared to 19.36% in Q4FY25. Basic and Diluted Earnings Per Share (EPS) for Q4FY26 was Rs 27.13 compared to Rs 24.97 in Q4FY25. Standalone Financial Highlights: Total Revenue from operations for Q4FY26 was Rs 7,194.34 crore, reflecting a YoY decrease of 1.19% from Rs 7,281.17 crore and a QoQ increase of 0.15% from Rs 7,183.89 crore. Total Income for the quarter stood at Rs 7,194.52 crore, compared to Rs 7,281.36 crore in Q4FY25 and Rs 7,184.06 crore in Q3FY26. Profit Before Tax (PBT) for Q4FY26 was Rs 1,934.24 crore, showing a growth of 9.30% YoY over Rs 1,769.58 crore and an increase of 11.00% QoQ from Rs 1,742.51 crore. Net Profit after Tax for the quarter ended March 31, 2026, reached Rs 1,497.41 crore, up 9.46% YoY from Rs 1,367.96 crore and up 8.20% QoQ from Rs 1,383.95 crore. For FY26, Standalone Revenue from operations was Rs 28,764.63 crore, up from Rs 28,037.23 crore in FY25. Annual Standalone Net Profit for FY26 was Rs 5,595.15 crore, registering a growth of 3.06% compared to Rs 5,429.02 crore in FY25. The Standalone Net Worth of the company as of March 31, 2026, increased to Rs 39,365.59 crore from Rs 34,538.42 crore as of March 31, 2025. Business Highlights: Segment-wise Performance: Loans Segment: Revenue for Q4FY26 was Rs 7,194.52 crore compared to Rs 7,281.36 crore in Q4FY25. The segment result (PBT) for the quarter was Rs 1,934.24 crore, up from Rs 1,769.58 crore YoY. Other Segments: Revenue for Q4FY26 stood at Rs 42.59 crore compared to Rs 42.49 crore in Q4FY25. The segment result for the quarter was Rs 4.61 crore compared to Rs 17.43 crore YoY. Asset Quality: Gross Non-Performing Assets (GNPA) as of March 31, 2026, stood at 2.15%, an improvement from 2.47% as of March 31, 2025. Net Non-Performing Assets (NNPA) improved to 1.08% from 1.22% YoY. Provisioning: The Provision Coverage Ratio (PCR) for stage III loans was 50.16% as of March 31, 2026. Dividend: The Board of Directors recommended a Final Dividend of Rs 10 per equity share (500% of the face value of Rs 2 per equity share) for the financial year 2025-26. Debt and Liquidity: The Debt-Equity ratio as of March 31, 2026, was 7.16 compared to 7.96 YoY. The Liquidity Coverage Ratio reached 180.74% as of March 31, 2026. Security Cover: The security cover for Secured listed Non-Convertible Debentures (NCD) issued by the company was 1.21 times as of March 31, 2026. Borrowings: The total Outstanding Debt reached Rs 2,77,444.12 crore as of March 31, 2026, compared to Rs 2,70,618.81 crore as of March 31, 2025. Tribhuwan Adhikari, Managing Director & Chief Executive Officer, LIC Housing Finance, said: “Our performance has remained resilient despite a global war scenario, which impacts our country’s oil bill and affects its macro-economic indicators. During the last quarter of FY2026, we witnessed a sustained demand momentum enabled by our efficient digital infrastructure, stable interest rate environment and our continued focus on cost optimisation plus customer-centricity. As we enter the new financial year, we remain optimistic about the housing sector outlook, driven by urbanization and continued policy support. We will maintain our emphasis on expanding reach, enhancing digital capabilities, and delivering sustainable growth while preserving asset quality and profitability.” Result PDF

• Trendlyne
• 1 week 6 days ago