Finkurve Financial Services Share Price

Enclosed a copy of Newspaper publication

• BSE India
• 19 hours 10 minutes ago

<h3><span style="font-size:16px;"><strong>Finance company Finkurve Financial Services announced Q1FY27 results</strong></span></h3><p _ngcontent-ng-c1940132427=""><strong _ngcontent-ng-c1940132427="">Standalone Financial Highlights:</strong></p><ul><li _ngcontent-ng-c1940132427="">Revenue from operations reached Rs 7,510.30 lakh in Q1FY27, representing a significant YoY growth of 88.33% compared to Rs 3,987.84 lakh in Q1FY26 and an 11.55% increase QoQ from Rs 6,732.95 lakh in Q4FY26.</li><li _ngcontent-ng-c1940132427="">Total Income for the quarter was Rs 7,582.18 lakh, an increase of 89.38% YoY from Rs 4,003.73 lakh in Q1FY26 and up 9.55% QoQ from Rs 6,921.46 lakh in Q4FY26.</li><li _ngcontent-ng-c1940132427="">Profit Before Tax (PBT) stood at Rs 1,120.52 lakh in Q1FY27, recording a YoY growth of 63.98% from Rs 683.31 lakh in Q1FY26 and a QoQ increase of 7.52% from Rs 1,042.14 lakh in Q4FY26.</li><li _ngcontent-ng-c1940132427="">Net Profit for the period reached Rs 843.81 lakh in Q1FY27, reflecting a 65.74% YoY increase from Rs 509.11 lakh in Q1FY26 and a 4.94% QoQ increase from Rs 804.09 lakh in Q4FY26.</li><li _ngcontent-ng-c1940132427="">Total Comprehensive Income for the quarter was Rs 843.81 lakh, as against Rs 509.11 lakh in Q1FY26 and Rs 841.58 lakh in Q4FY26.</li><li _ngcontent-ng-c1940132427="">Basic Earnings Per Share (EPS) for Q1FY27 was Rs 0.60, compared to Rs 0.38 in Q1FY26 and Rs 0.58 in Q4FY26.</li></ul><p><strong _ngcontent-ng-c1940132427="">Business Highlights:</strong></p><ul><li _ngcontent-ng-c1940132427="">Asset under Management (AUM) grew by 134.5% YoY from Rs 541.8 crore to Rs 1,270.4 crore (including off-book AUM of Rs 38 crore)</li><li _ngcontent-ng-c1940132427="">As of June 30, 2026, the company's Net Worth stood at Rs 35,436.80 lakh.</li><li _ngcontent-ng-c1940132427="">The company maintained a healthy Capital to risk-weighted assets ratio (CRAR) of 26.63% as of the end of Q1FY27.</li><li _ngcontent-ng-c1940132427="">Gross NPA was reported at Rs 665.65 lakh (0.54% ratio) and Net NPA at Rs 596.11 lakh (0.48% ratio) as of June 30, 2026.</li><li _ngcontent-ng-c1940132427="">In its Co-Lending Arrangements (CLA) for Gold Loans, the company reported total disbursements of Rs 44.23 crore till June 30, 2026. The outstanding balance for these arrangements was Rs 37.86 crore, with a weighted average interest rate of 19.96% per annum and a Net NPA of 0.01%.</li><li _ngcontent-ng-c1940132427="">The company reported an asset cover of 110% for its Secured Redeemable Non-Convertible Debentures, totaling Rs 49,312.37 lakh (including accrued interest) as of June 30, 2026.</li><li _ngcontent-ng-c1940132427="">The company utilized Rs 111.50 crore from its preferential issue of equity shares and share warrants for onward lending, investment, and repayment of borrowings.</li><li _ngcontent-ng-c1940132427="">For Non-Convertible Debentures raised in June 2026, the company utilized the entire amount of Rs 199 crore for its lending business.</li><li _ngcontent-ng-c1940132427="">Key performance ratios for the quarter included an Operating Margin Ratio of 15.24%, a Net Profit Margin ratio of 11.27%, and a Debt-Equity Ratio of 2.88.</li></ul><p><strong>Priyank Kothari, Executive Director, said:</strong> “Q1FY27 reflects continued momentum in our growth journey, with Assets under Management reaching Rs 1,270.4 crore, registering a strong 134.5% YoY growth. The expansion in our gold loan franchise has been supported by the scaling up of our technology-enabled branch network, which increased to 118 branches from 83 branches a year ago.</p><p>We have continued to focus on building scale while maintaining a disciplined approach to asset quality and capital management. Profit After Tax grew 65.8% YoY to Rs 8.4 crore. Asset quality remained stable, with Gross NPA and Net NPA at 0.54% and 0.48%, respectively, while the Capital Adequacy Ratio stood at a healthy 26.6%.</p><p>As we progress through FY27, our focus remains on expanding our presence in the gold loan market, strengthening our technology-led operating model and improving branch productivity. We will continue to pursue growth while maintaining prudent risk management, operational discipline and a strong focus on customer experience. Our objective is to build a scalable and sustainable franchise supported by a diversified funding base and robust governance.”</p><p><a class="lb" href="/marathi/get-document/post/pdf/5786834/" target="_blank">Result PDF</a></p>

• Trendlyne
• 20 hours 4 minutes ago

Audio Recording for Earnings Call held on August 13, 2026.

• BSE India
• 1 day 16 hours ago