Jio Financial Services Share Price

Transcript of presentation on the unaudited financial results (Consolidated and Standalone) for the quarter and half year ended September 30, 2026

• BSE India
• 4 days 22 hours ago

Jio Financial share: Analysts at Motilal Oswal Financial Services said healthy execution continued to drive growth, but higher provisions prompted earnings estimates cut for FY27.

• Business Standard
• 1 week 4 days ago

<h3><span style="font-size:16px;"><strong>Finance company Jio Financial Services announced Q2FY27 results</strong></span></h3> <p _ngcontent-ng-c3563866210="" id="financial-highlights-consolidated-results"><strong _ngcontent-ng-c3563866210="">Consolidated Financial Highlights:</strong></p> <ul> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Total Income</strong>: Reported at Rs 1,699.41 crore in Q2FY27, experiencing a decline of 15.22% QoQ (from Rs 2,004.54 crore in Q1FY27) and a growth of 69.53% YoY (from Rs 1,002.40 crore in Q2FY26).</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Revenue from Operations</strong>: Reached Rs 1,699.28 crore in Q2FY27, compared to Rs 2,004.47 crore in Q1FY27 (down 15.22% QoQ) and Rs 981.39 crore in Q2FY26 (up 73.15% YoY).</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Profit Before Tax (PBT)</strong>: Stood at Rs 489.46 crore in Q2FY27, marking a decrease of 49.52% QoQ (from Rs 969.68 crore in Q1FY27) and a drop of 37.49% YoY (from Rs 783.07 crore in Q2FY26). However, on an ex-dividend basis, PBT stood at Rs 489 crore in Q2FY27, up 51% YoY.</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Profit After Tax (PAT)</strong>: Reported at Rs 340.44 crore in Q2FY27, declining 58.99% QoQ (from Rs 830.25 crore in Q1FY27) and dropping 51.02% YoY (from Rs 695.04 crore in Q2FY26). For H1FY27, PAT reached Rs 1,171 crore, up 15% YoY.</li> </ul> <p _ngcontent-ng-c3563866210="" id="financial-highlights-standalone-results"><strong _ngcontent-ng-c3563866210="">Standalone Financial Highlights:</strong></p> <ul> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Total Income</strong>: Recorded at Rs 677.72 crore in Q2FY27, registering a massive jump of 209.40% QoQ (from Rs 219.04 crore in Q1FY27) and an increase of 25.50% YoY (from Rs 540.02 crore in Q2FY26).</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Revenue from Operations</strong>: Stood at Rs 677.72 crore in Q2FY27, up 209.40% QoQ (from Rs 219.04 crore in Q1FY27) and up 30.21% YoY (from Rs 520.49 crore in Q2FY26).</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Profit Before Tax (PBT)</strong>: Rose significantly to Rs 615.44 crore in Q2FY27, up 327.57% QoQ (from Rs 143.94 crore in Q1FY27) and up 29.62% YoY (from Rs 474.82 crore in Q2FY26).</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Profit After Tax (PAT)</strong>: Stood at Rs 575.34 crore in Q2FY27, surging by 446.69% QoQ (from Rs 105.24 crore in Q1FY27) and up 26.05% YoY (from Rs 456.45 crore in Q2FY26).</li> </ul> <p _ngcontent-ng-c3563866210="" id="business-segment-highlights"><strong _ngcontent-ng-c3563866210="">Business & Segment Highlights:</strong></p> <ul> <li><strong _ngcontent-ng-c3563866210="">Segment-Wise Performance:</strong> <ul> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Investing Segment</strong>: Revenue stood at Rs 521.42 crore (down 46.89% QoQ; down 28.36% YoY). Profit After Tax for the segment was Rs 238.70 crore.</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Lending Segment</strong>: Revenue was Rs 920.36 crore (up 31.84% QoQ; up 205.68% YoY). Profit After Tax for the segment stood at Rs 147.90 crore.</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Others Segment</strong>: Revenue recorded at Rs 287.55 crore (down 19.66% QoQ; up 81.47% YoY). The segment registered a Loss After Tax of Rs 46.16 crore.</li> </ul> </li> <li><strong _ngcontent-ng-c3563866210="">Operational Highlights by Business Lines</strong> <ul> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Jio Credit Limited (NBFC)</strong>: Assets Under Management (AUM) reached Rs 37,320 crore, expanding 154% YoY. Quarterly gross disbursements nearly doubled YoY to Rs 13,135 crore. Net Interest Income (NII) increased 116% YoY to Rs 302 crore, while PAT rose 140% YoY to Rs 120 crore. The product mix was balanced with Mortgages (44.5%), Corporate & SME loans (44.2%), and Loan Against Securities Retail (11.3%).</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Jio Payments Bank Limited (JPBL)</strong>: Total Income surged 213% YoY to Rs 94 crore. Customer deposits reached Rs 643 crore, up 53% YoY. CASA accounts hit around 40 lakh (up 38% YoY), and the Active Business Correspondent (BC) network scaled 3.2x YoY to 6,33,030 touchpoints.</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Jio Payment Solutions Limited (JPSL)</strong>: Total Payment Value (TPV) reached Rs 14,682 crore, up 8% YoY. Gross Fee and Commission Income grew 70% YoY to Rs 130 crore, while Net Fee & Commission Income stood at Rs 21 crore, up 74% YoY. Net Processing Margin expanded to 14 bps.</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">JioFinance App</strong>: Clocked 3.2 crore unique users. Gross Merchandise Value (GMV) registered robust growth, including a 50% QoQ increase in Fixed Deposit GMV, a 199% YoY surge in JioGold purchase transactions, and a 40% YoY rise in tax filings. Launched JioFinance+, JioFinance360, and JioSilver.</li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Jio Insurance Broking Limited (JIBL)</strong>: Total Fee and Commission Income grew 46% YoY to Rs 54 crore. Facilitated total insurance premium of Rs 346 crore in Q2FY27. Retail share of premium increased to 21% from 17% in Q2FY26.</li> </ul> </li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Joint Ventures (BlackRock & Allianz)</strong>: <ul> <li _ngcontent-ng-c3563866210="">Jio BlackRock Asset Management’s Closing AUM reached Rs 22,746 crore (up 57% YoY). SIF AUM scaled to Rs 478 crore within three months of launch.</li> <li _ngcontent-ng-c3563866210="">Allianz Jio Reinsurance Limited underwrote a gross written premium of Rs 510 crore during its first six months of operations.</li> </ul> </li> <li _ngcontent-ng-c3563866210=""><strong _ngcontent-ng-c3563866210="">Key Global Partnership</strong>: Bank of America (BofA) entered into a joint venture agreement with JFSL to acquire up to 49.9% in Jio Credit Limited (subject to regulatory approvals).</li> </ul> <p><strong>Hitesh Sethia, Managing Director & CEO, Jio Financial Services, said:</strong> "Q2 FY27 marked yet another quarter of strong operational growth across our financial services platform. Our strategic playbook is now visibly taking shape with key global partnerships established across our core pillars—lending with Bank of America, investments with BlackRock, and insurance with Allianz Group. These marquee JVs bring world-class capabilities, institutional track records, and global best practices to India, while we drive growth on our digital platform and customer engagement ecosystem.</p> <p>Innovations on the JioFinance app like JioFinance+ and JioFinance360 are central to our vision of becoming a proactive finance advisor for the people of India—ensuring their long-term financial health while lowering transaction costs by passing on a portion of platform commissions directly to users. As we look ahead, we continue to invest for growth to incubate nascent ventures while deploying support capital for businesses that are actively in their scale-up phase."</p> <p><a class="lb" href="/get-document/post/pdf/5897740/" target="_blank">Result PDF</a></p>

• Trendlyne
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