Investment Ratings
-
Master Rating:
-
Fino Payments Bank has an operating revenue of Rs. 778.92 Cr. on a trailing 12-month basis. An annual revenue growth of 14% is good, Pre-tax margin of 3% needs improvement, ROE of 13% is good. The stock from a technical standpoint is trading below to its key moving averages. It needs to take out these levels and stay above it to make any meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 14 which is a POOR score indicating inconsistency in earnings, a RS Rating of 1 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at B- which is evident from recent demand for the stock, Group Rank of 122 indicates it belongs to a poor industry group of Banks-Money Center and a Master Score of D is close to being the worst. Overall, the stock has poor technical strength and poor fundamentals, there are superior stocks in the current market environment.
EPS Strength
Price Strength
Buyer Demand
Group Rank
Result Highlights
Fino Payments Bank Ltd Synopsis
NSE-Banks-Money Center
Fino Payments Bank belongs to the Industry of Finance - Banks - Private Sector. Company’s Total Operating Revenue is Rs. 20.25 Cr. and Equity Capital is Rs. 44.58 Cr. for the Year ended 31/03/2021. Fino Payments Bank Ltd. is a Public Limited Listed company incorporated on 23/06/2007 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is U65100MH2007PLC171959 and registration number is 171959.-
Market Cap
INR 3,411.77 Cr
-
Sales
INR 448.39 Cr
-
Shares in Float
2.08 Cr
-
No of Funds
28 K
-
Yield
%
-
Book Value
11.91
-
U/D Vol Ratio
2
-
LTDebt/Equity
120%
-
Alpha
-0.55
-
Beta
1.77
| Owner Name | Jun-21 | Mar-21 | Dec-20 |
|---|
| Name | Designation |
|---|---|
| Mr. Mahendra Kumar Chouhan | Part Time Chairman & Independent Director |
| Mr. Rishi Gupta | Managing Director & CEO |
| Mr. Suresh Kumar Jain | Independent Director |
| Dr. Punita Kumar Sinha | Independent Director |
| Mr. Deena Asit Mehta | Independent Director |
| Mr. Rajat Kumar Jain | Independent Director |
| Mr. Avijit Saha | Nominee Director |
| Mr. Ravi Subbaiah Pagadala | Nominee Director |
Fino Payments Bank Ltd Forecast
Price Estimates
Eps And Sales Estimates
Fino Payments Bank Ltd Financials
- Quarterly P&L
- Annual P&L
- Cash Flow
- Balance Sheet
- Ratios
| INDICATOR | Sep 2021 | Jun 2021 | Sep 2020 | Jun 2020 | |
|---|---|---|---|---|---|
| Oper Rev Qtr Cr | 7.04 | 6.06 | 4.85 | 4.43 | |
| Operating Expenses Qtr Cr | 230.83 | 200.05 | 169.51 | 146.43 | |
| Operating Profit Qtr Cr | -227.22 | -197.05 | -166.73 | -144.92 | |
| Depreciation Qtr Cr | 0.00 | 0.00 | 0.00 | 0.00 | |
| Interest Qtr Cr | 3.43 | 3.06 | 2.07 | 2.92 | |
| Tax Qtr Cr | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Profit Qtr Cr | 7.89 | 3.13 | 7.62 | -1.25 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | ||
|---|---|---|---|---|---|
| Total Revenue Annual Cr | 791.03 | 691.40 | 371.12 | ||
| Operating Expenses Annual Cr | 756.99 | 712.53 | 427.04 | ||
| Operating Profit Annual in Cr | -683.15 | -670.84 | -389.63 | ||
| Depreciation Cr | 53.58 | 23.57 | 18.26 | ||
| Interest Annual Cr | 9.54 | 9.87 | 5.53 | ||
| Tax Annual Cr | 0.00 | 0.00 | 0.00 | ||
| Net Profit Annual Cr | 20.47 | -32.04 | -62.38 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | ||
|---|---|---|---|---|---|
| Cash from Operating Activity Annual Cr | -32.22 | -83.67 | 28.64 | ||
| Cash from Investing Activity Annual Cr | -68.95 | -30.54 | -13.62 | ||
| Cash from Financing Annual Activity Cr | 70.01 | 27.89 | 34.97 | ||
| Net Cash Flow Annual Cr | -31.16 | -86.33 | 49.98 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | ||
|---|---|---|---|---|---|
| Total ShareHolders Funds Annual Cr | 150.55 | 130.07 | 162.11 | ||
| Fixed Assets Annual Cr | 64.22 | 49.49 | 42.23 | ||
| Total Non Current Assets Annual Cr | |||||
| Total Current Assets Annual Cr | 442.52 | 446.24 | 568.64 | ||
| Total Assets Annual Cr | 1,010.29 | 624.00 | 684.07 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | ||
|---|---|---|---|---|---|
| Book Value Per Share Annual Rs | 33.77 | 29.18 | 36.36 | ||
| ROE Annual % | 13.59 | -24.62 | -38.48 | ||
| ROCE Annual % | 5.93 | -5.90 | -19.12 | ||
| Total Debt to Total Equity Annual | - | - | - | - | - |
| EBDIT Annual Margin % |
Fino Payments Bank Ltd Technicals
EMA & SMA
CURRENT PRICE
409.55 
(1.79)
-
- Bullish Moving Averages 8
- Bearish Moving Averages 1
EMA
-
20 Day
406.5
-
50 Day
-
100 Day
-
200 Day
Fino Payments Bank Ltd Resistance and support
404.09 PIVOT
-
First Resistance
418.17
-
Second Resistance
433.99
-
Third Resistance
448.07
-
First Support
388.27
-
Second Support
374.19
-
Third Support
358.37
-
RSI
43.72
-
MFI
61.26
-
MACD
-2.95
-
MACD signal line
-7.11
Fino Payments Bank Ltd Delivery and Volume
| Period | NSE + BSE Volume Avg | NSE + BSE Delivery Volume Avg | NSE + BSE Delivery Volume % |
|---|---|---|---|
| Day | 94,600 | 4,115,100 | 43.5% |
| Week | 131,393 | 7,386,937 | 56.22% |
| 1 Month | 203,012 | 8,242,278 | 40.6% |
| 6 Month | 235,215 | 9,013,432 | 38.32% |
Fino Payments Bank Ltd Price change analysis
15.75
Over 1 month
Low High 360 429
Over 3 month
Low High 360 583.35
Over 6 months
Low High 360 583.35
Over Year
Low High 360 583.35Corporate Action
- Board Meeting
| Date | Purpose | Remarks |
|---|---|---|
| 2021-11-13 | Quarterly Results |
MF Shareholding
| Name | Amount ( in Cr.) |
|---|---|
| Motilal Oswal Flexicap Fund Regular Plan Growth | 10937.64 |
| Aditya Birla Sun Life Multi-Cap Fund Regular Growth | 3291.68 |
| Aditya Birla Sun Life Small Cap Fund Growth | 2973.71 |
| Tata Flexi Cap Fund Regular Growth | 2193.39 |
| Aditya Birla Sun Life Banking & Financial Services Regular Growth | 2102.53 |
Similar Stocks
| Company Name | 52 Week () |
Market Price () | Volume |
|---|---|---|---|
| Kotak Mahindra Bank Ltd | 2,252.45 | 1,905.95 (-1.88%) | 72526 |
| Ujjivan Small Finance Bank Ltd | 40.50 | 20.30 (-0.98%) | 476039 |
| DCB Bank Ltd | 122.30 | 85.45 (0.18%) | 87044 |
| Suryoday Small Finance Bank Ltd | 281.00 | 146.00 (-0.10%) | 7468 |
News
Fino Payments Bank Ltd - 543386 - Board Meeting Intimation f
Fino Payments Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 27/01/2022 ,inter alia, to Read More
Fino Payments Bank Ltd - 543386 - Shareholding for the Perio
Fino Payments Bank Ltd has submitted to BSE the Shareholding Pattern for the Period Ended December 31, 2021. For more details, kindly Click Read More
Fino Payments Bank Ltd - 543386 - Statement Of Investor Comp
No.of Investor complaints pending at the beginning of the quarter No.of Investor complaints received during the quarter No.of Investor compl Read More
Fino Payments Bank Ltd - 543386 - Announcement under Regulat
Pursuant to applicable provision of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform you that the Read More
Fino Payments Bank Ltd - 543386 - Compliances-Certificate un
Pursuant to Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018, please find enclosed herewith the certificates r Read More