Investment Ratings
-
Master Rating:
-
Ujjivan Small Finance Bank has an operating revenue of Rs. 2,932.11 Cr. on a trailing 12-month basis. An annual revenue growth of 3% is not great, Pre-tax margin of 0% needs improvement, ROE of 0% is poor and needs improvement. The stock from a technical standpoint is trading below to its 200DMA and around 5% up from its 50DMA. It needs to take out the 200DMA levels and stay above it to make any further meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 6 which is a POOR score indicating inconsistency in earnings, a RS Rating of 1 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at C which is evident from recent supply seen, Group Rank of 67 indicates it belongs to a poor industry group of Finance-Commercial Loans and a Master Score of E is the worst. Overall, the stock has poor technical strength and poor fundamentals, there are superior stocks in the current market environment.
EPS Strength
Price Strength
Buyer Demand
Group Rank
Result Highlights
Ujjivan Small Finance Bank Ltd Synopsis
NSE-Finance-Commercial Loans
Ujjivan Smallfinance is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company’s Total Operating Revenue is Rs. 2806.07 Cr. and Equity Capital is Rs. 1728.31 Cr. for the Year ended 31/03/2021. Ujjivan Small Finance Bank Ltd. is a Public Limited Listed company incorporated on 04/07/2016 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L65110KA2016PLC142162 and registration number is 302481.-
Market Cap
INR 3,517.12 Cr
-
Sales
INR 2,932.11 Cr
-
Shares in Float
29.38 Cr
-
No of Funds
14 K
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Yield
%
-
Book Value
1.17
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U/D Vol Ratio
1.1
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LTDebt/Equity
101%
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Alpha
-0.33
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Beta
0.93
| Owner Name | Jun-21 | Mar-21 | Dec-20 |
|---|---|---|---|
| Promoters | 83.32% | 83.32% | |
| Mutual Funds | 0.01% | 0.04% | |
| Foreign Portfolio Investors | 4% | 4.39% | |
| Individual Investors | 9.43% | 8.11% | |
| Others | 3.24% | 4.14% |
| Name | Designation |
|---|---|
| Mr. Prabal Kumar Sen | Independent Director |
| Mr. Umang Bedi | Independent Director |
| Mr. Rajesh Kumar Jogi | Independent Director |
| Mr. Rajni Mishra | Independent Director |
| Mr. Umesh Bellur | Independent Director |
| Mr. Ravichandran Venkataraman | Independent Director |
| Mr. Banavar Anantharamaiah Prabhakar | Independent Director |
| Ms. Sudha Suresh | Non Exe.Non Ind.Director |
| Mr. Samit Kumar Ghosh | Non Exe.Non Ind.Director |
| Mrs. Chitra Kartik Alai | Non Exe. & Nominee Director |
Ujjivan Small Finance Bank Ltd Forecast
Price Estimates
Eps And Sales Estimates
Ujjivan Small Finance Bank Ltd Financials
- Quarterly P&L
- Annual P&L
- Cash Flow
- Balance Sheet
- Ratios
| INDICATOR | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 |
|---|---|---|---|---|---|
| Oper Rev Qtr Cr | 645.04 | 641.66 | 617.85 | 688.32 | 753.61 |
| Operating Expenses Qtr Cr | 367.23 | 296.49 | 326.75 | 328.93 | 302.37 |
| Operating Profit Qtr Cr | 24.13 | 87.92 | 41.37 | 103.35 | 167.77 |
| Depreciation Qtr Cr | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Qtr Cr | 253.68 | 257.26 | 249.73 | 256.04 | 283.47 |
| Tax Qtr Cr | -92.07 | -78.81 | 47.39 | -100.84 | 35.65 |
| Net Profit Qtr Cr | -273.79 | -233.47 | 136.49 | -278.83 | 96.00 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|
| Total Revenue Annual Cr | 3,116.89 | 3,025.81 | 2,037.57 | 1,579.36 | 226.10 |
| Operating Expenses Annual Cr | 1,230.08 | 1,318.58 | 1,003.35 | 652.87 | 111.42 |
| Operating Profit Annual in Cr | 1,652.79 | 1,457.65 | 888.85 | 856.38 | 106.39 |
| Depreciation Cr | 76.80 | 72.63 | 60.60 | 41.37 | 5.10 |
| Interest Annual Cr | 1,077.51 | 1,070.01 | 725.20 | 606.86 | 109.36 |
| Tax Annual Cr | 1.90 | 116.32 | 69.21 | 1.98 | 0.86 |
| Net Profit Annual Cr | 8.30 | 349.92 | 199.22 | 6.86 | 0.04 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|
| Cash from Operating Activity Annual Cr | 2,656.68 | -425.88 | 477.72 | 2,313.71 | -6,974.70 |
| Cash from Investing Activity Annual Cr | -1,356.45 | -88.94 | -147.86 | -100.59 | -160.87 |
| Cash from Financing Annual Activity Cr | -705.52 | 775.96 | 286.72 | -2,438.56 | 7,822.08 |
| Net Cash Flow Annual Cr | 594.71 | 261.14 | 616.58 | -225.44 | 686.51 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|
| Total ShareHolders Funds Annual Cr | 3,218.75 | 3,187.73 | 1,819.63 | 1,646.93 | 1,640.07 |
| Fixed Assets Annual Cr | 280.73 | 300.48 | 284.45 | 198.34 | 139.77 |
| Total Non Current Assets Annual Cr | |||||
| Total Current Assets Annual Cr | 17,583.28 | 15,714.61 | 11,931.14 | 8,042.35 | 6,849.16 |
| Total Assets Annual Cr | 20,380.45 | 18,411.23 | 13,742.21 | 9,473.18 | 8,435.60 |
| INDICATOR | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|
| Book Value Per Share Annual Rs | 17.47 | 17.29 | 11.25 | 10.05 | 10.00 |
| ROE Annual % | 0.27 | 11.71 | 12.30 | 0.47 | 0.00 |
| ROCE Annual % | 9.63 | 9.53 | 7.74 | 9.99 | 1.41 |
| Total Debt to Total Equity Annual | - | - | - | - | - |
| EBDIT Annual Margin % |
Ujjivan Small Finance Bank Ltd Technicals
EMA & SMA
CURRENT PRICE
20.3 
(-0.73)
-
- Bullish Moving Averages 9
- Bearish Moving Averages 7
EMA
-
20 Day
19.91
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50 Day
19.9
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100 Day
21.15
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200 Day
24.66
Ujjivan Small Finance Bank Ltd Resistance and support
20.7 PIVOT
-
First Resistance
21.05
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Second Resistance
21.65
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Third Resistance
22
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First Support
20.11
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Second Support
19.75
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Third Support
19.15
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RSI
59.27
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MFI
75.28
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MACD
0.38
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MACD signal line
0.26
Ujjivan Small Finance Bank Ltd Delivery and Volume
| Period | NSE + BSE Volume Avg | NSE + BSE Delivery Volume Avg | NSE + BSE Delivery Volume % |
|---|---|---|---|
| Day | 7,244,778 | 204,302,740 | 28.2% |
| Week | 3,694,496 | 142,681,451 | 38.62% |
| 1 Month | 4,339,111 | 171,525,069 | 39.53% |
| 6 Month | 5,323,717 | 227,748,634 | 42.78% |
Ujjivan Small Finance Bank Ltd Price change analysis
1.4
Over 1 month
Low High 17.95 22.3
-3.05
Over 3 month
Low High 17 23.75
-10.05
Over 6 months
Low High 17 30.5
-18.35
Over Year
Low High 17 40.05Corporate Action
- Board Meeting
| Date | Purpose | Remarks |
|---|---|---|
| 2021-11-08 | Quarterly Results | |
| 2021-08-06 | Quarterly Results | |
| 2021-05-18 | Audited Results | |
| 2021-02-03 | Quarterly Results | |
| 2020-11-07 | Quarterly Results |
MF Shareholding
| Name | Amount ( in Cr.) |
|---|---|
| Nippon India Nifty Smallcap 250 Index Fund Reg Gr | 254.97 |
| Motilal Oswal Nifty Smallcap 250 Index Fund Regular Growth | 252.32 |
| Motilal Oswal Nifty 500 Fund Regular Growth | 251.99 |
| ICICI Prudential S&P BSE 500 ETF | 93.70 |
| ICICI Prudential Smallcap Index Fund Regular Growth | 33.13 |
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News
Ujjivan Small Finance Bank Ltd - 542904 - Announcement under
Intimation of retirement of Mr. Prabal Kumar Sen, Independent Director of the Bank Read More
Ujjivan Small Finance Bank Ltd - 542904 - Announcement under
RBI approves appointment of Ittira Davis as MD & CEO of Ujjivan Small Finance Bank Read More
Ujjivan Small Finance Bank Ltd - 542904 - Announcement under
Approval of Reserve Bank of India for the appointment of Managing Director and CEO of the Bank Read More
Ujjivan Small Finance Bank Ltd - 542904 - Shareholding for t
Ujjivan Small Finance Bank Ltd has submitted to BSE the Shareholding Pattern for the Period Ended December 31, 2021. For more details, kindl Read More
Ujjivan Small Finance Bank Ltd - 542904 - Disclosure of Voti
Ujjivan Small Finance Bank Ltd has informed BSE regarding the details of Voting results of Postal Ballot, under Regulation 44(3) of SEBI (LO Read More