Aadhar Housing Finance Share Price

Investec

• Business Line
• 2 weeks 4 days ago

Aadhar Housing Finance announced Q4FY26 & FY26 results Financial Highlights: Assets under management (AUM) grew by 20% YoY to Rs 30,571 crore as on March 31, 2026, from Rs 25,531 crore as of March 31, 2025. Disbursements for the quarter stood at Rs 3,087 crore, reflecting a growth of 20% YoY, marking the highest ever quarterly disbursements by the Company. Total number of loan accounts as of March 31, 2026, stood at 3,36,000+. Profit after tax grew by 22% YoY to Rs 1,108* crore in FY26 from Rs 912 crore in FY25. Profit after tax grew by 27% YoY to Rs 311 crore in Q4FY26 from Rs 245 crore in Q4 FY25. Net worth stood at Rs 7,541 crore as of March 31, 2026. Return on assets (ROA) stood at 4.4% and return on equity (ROE) stood at 15.9% for FY26. Gross NPA as of March 31, 2026, stood at 1.08% reflecting stable asset quality. Rishi Anand, MD & CEO, Aadhar Housing Finance, said: "Aadhar Housing Finance has delivered strong performance in FY26, marked by consistent growth and stable asset quality, while crossing the Rs 30,000 crore AUM milestone and achieving its highest-ever quarterly disbursements in Q4FY26. AUM stood at Rs 30,571 crore as of March 31, 2026, registering a year-on-year growth of 20%, while Profit after Tax for FY26 grew by 22% YoY to Rs 1,108 crore. Our strategic ‘Urban and Emerging’ branch model continues to deliver strong outcomes, with the network expanding to over 626 branches, deepening our reach across underserved and high-potential markets. Demand remains largely end-user driven, led by first-time homebuyers in emerging markets, while witnessing encouraging traction in urban markets, reinforcing our balanced and diversified growth strategy. Government initiatives such as PMAY 1.0 and PMAY 2.0 continue to support affordability for these customers, and we expect this to remain an important driver of demand going forward. Overall, the environment remains supportive, with steady demand in the EWS and LIG segments. During the year, we also made focused investments in AI capabilities, which are beginning to reflect in improved turnaround times, stronger underwriting, and enhanced collections efficiency. We have started leveraging AI-led tools in select parts of the loan lifecycle and see this as an important area of development as we continue to scale. Asset quality trends remain stable, supported by strong collection efficiency and disciplined underwriting, reflecting healthy borrower behaviour. Our focus remains on expanding our presence in underserved markets, improving productivity, and leveraging technology to enhance efficiency across the loan lifecycle. Looking ahead, we remain confident in the medium-term outlook for the affordable housing segment. With strong structural drivers, improving operating leverage, and our continued focus on execution, we are well positioned to sustain growth while maintaining portfolio quality and delivering consistent returns." Result PDF

• Trendlyne
• 2 weeks 6 days ago

The company reported strong performance in Q3-FY26 and 9M-FY26, with AUM rising 20% y-o-y to 28,790 crore and disbursements growing 15% y-o-y to 6,469 crore

• Business Line
• 1 month 1 week ago