CHOLAFIN

CHOLAMANDALAM INVESTMENT & FINANCE COMPANY

Large Cap BSE: 511243 NSE: CHOLAFIN
₹737.7
6.05 (0.83%)
  • Advice
  • Hold
As on 05 December, 2022 | 15:40

Cholamandalam Investment & Finance Company Performance

Day Range

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52 Week Range

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Cholamandalam Investment & Finance Company Share Price

Cholamandalam Investment & Finance Company Share Returns

  • Over 1 Month -0.75%
  • Over 3 Month -6.5%
  • Over 6 Month 8.83%
  • Over 1 Year 30.43%

Cholamandalam Investment & Finance Company Key Statistics

P/E Ratio 25.9
PEG Ratio 0.6
Market Cap Cr 60,616
Price to Book Ratio 5.2
EPS 26.1
Dividend 0.3
Relative Strength Index 53.94
Money Flow Index 64.63
MACD Signal -4.32
Average True Range 16.15

Cholamandalam Investment & Finance Company Investment Rating

  • Master Rating:
  • Cholamandalam Inv.& Fin. has an operating revenue of Rs. 10,949.21 Cr. on a trailing 12-month basis. An annual revenue growth of 6% is not great, Pre-tax margin of 29% is great, ROE of 18% is exceptional. The stock from a technical standpoint is trading close to its key moving averages, around 0% and 3% from 50DMA and 200DMA. It needs to stay above these levels to make any further meaningful move. It is currently FORMING a base in its weekly chart and is trading around 10% away from the crucial pivot point. From an O'Neil Methodology perspective, the stock has an EPS Rank of 88 which is a GOOD score indicating consistency in earnings, a RS Rating of 49 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at B which is evident from recent demand for the stock, Group Rank of 96 indicates it belongs to a poor industry group of Finance-Consumer Loans and a Master Score of B is close to being the best. Institutional holding has gone up in the last reported quarter is a positive sign. Overall, the stock is lagging behind in some of the technical parameters, but great earnings make it a stock to examine in more detail.

EPS Strength

Price Strength

Buyer Demand

Group Rank

Cholamandalam Investment & Finance Company Financials
IndicatorSep 2022Jun 2022Mar 2022Dec 2021Sep 2021Jun 2021Mar 2021
Oper Rev Qtr Cr 2,9882,7452,5802,5302,4712,4672,461
Operating Expenses Qtr Cr 634553621508495347489
Operating Profit Qtr Cr 2,0761,8941,9771,7741,9171,5681,469
Depreciation Qtr Cr 27272723232425
Interest Qtr Cr 1,3401,1311,0711,0461,0781,1041,120
Tax Qtr Cr 19519624018021011481
Net Profit Qtr Cr 563566690524607327243

Cholamandalam Investment & Finance Company Technicals

EMA & SMA

Current Price
739.1
7.45 (1.02%)
  • Bullish Moving Average
  • ___
  • 0
  • Bearish Moving Average
  • ___
  • 0
  • 20 Day
  • 722.55
  • 50 Day
  • 728.55
  • 100 Day
  • 723.7
  • 200 Day
  • 695.94
  • 20 Day
  • 723.23
  • 50 Day
  • 727.51
  • 100 Day
  • 736.08
  • 200 Day
  • 705.45

Cholamandalam Investment & Finance Company Resistance and Support

PIVOT
₹730.
Resistance
First Resistance 735.5
Second Resistance 739.35
Third Resistance 744.85
RSI 53.94
MFI 64.63
MACD Single Line -4.32
MACD -2.31
Support
First Resistance 726.15
Second Resistance 720.65
Third Resistance 716.8

Cholamandalam Investment & Finance Company Delivery and Volume

Period NSE + BSE Volume Avg NSE + BSE Delivery Volume Avg NSE + BSE Delivery Volume %
Day 1,137,287 40,805,858 35.88
Week 1,376,463 70,791,502 51.43
1 Month 1,293,862 55,222,018 42.68
6 Month 1,692,476 71,151,708 42.04

Cholamandalam Investment & Finance Company Result Highlights

Cholamandalam Investment & Finance Company Synopsis

NSE-Finance-Consumer Loans

Cholamandalam Invest is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 10048.29 Cr. and Equity Capital is Rs. 164.28 Cr. for the Year ended 31/03/2022. Cholamandalam Investment & Finance Company Ltd. is a Public Limited Listed company incorporated on 17/08/1978 and has its registered office in the State of Tamil Nadu, India. Company’s Corporate Identification Number(CIN) is L65993TN1978PLC007576 and registration number is 007576.
Market Cap 60,802
Sales 10,844
Shares in Float 39.44
No of funds 645
Yield 0.27
Book Value 5.13
U/D Vol ratio 1.3
LTDebt / Equity 147
Alpha 0.09
Beta 1.26

Cholamandalam Investment & Finance Company

Owner NameSep-22Jun-22Mar-22Dec-21
Promoters 51.5%51.52%51.55%
Mutual Funds 18.47%19.2%19.54%
Insurance Companies 2.18%
Foreign Portfolio Investors 18.69%17.96%17.61%
Financial Institutions/ Banks
Individual Investors 6.14%6.29%6.17%
Others 3.02%5.03%5.13%

Cholamandalam Investment & Finance Company Management

Name Designation
Mr. Vellayan Subbiah Chairman & Non-Exe.Director
Mr. Ravindra Kumar Kundu Executive Director
Mr. M A M Arunachalam Non Executive Director
Mr. Ashok Kumar Barat Independent Director
Mr. N Ramesh Rajan Independent Director
Mr. Rohan Verma Independent Director
Ms. Bhama Krishnamurthy Independent Director
Mr. Anand Kumar Independent Director
Mr. Bharath Vasudevan Independent Director

Cholamandalam Investment & Finance Company Forecast

Price Estimates

2,000(9.8%)
1,758(-3.5%)
1,590(-12.7%)

Other Analyst Rating

Cholamandalam Investment & Finance Company Corporate Action

Date Purpose Remarks
2022-11-01 Quarterly Results
2022-07-29 Quarterly Results
2022-05-05 Audited Results, Final Dividend & Others Inter alia, Board will also consider increasing in overall borrowing limits for approval of shareholders at the ensuing Annual General Meeting. alia, will also be considering sub-division of equity shares of Rs.10/- each of the Company.
2022-02-01 Quarterly Results
2021-10-29 Quarterly Results
Date Purpose Remarks
2022-02-11 INTERIM Rs.1.30 per share(65%)Interim Dividend
2021-02-10 INTERIM Rs.1.30 per share(65%)Interim Dividend
Date Purpose Remarks
2019-06-17 Split Rs.0.00 split from Rs. 10/- to Rs. 2/-.

Cholamandalam Investment & Finance Company MF Shareholding

Name Amount(cr)
Axis Bluechip Fund Growth 36871
HDFC Mid-Cap Opportunities Fund Growth 35120
SBI Bluechip Fund Regular Growth 34730
Axis Long Term Equity Fund Growth 31624
HDFC Top 100 Fund Growth 22709

About Company

Cholamandalam Investment & Finance Company Ltd was founded in 1978. It was designated as a company specifically commissioned to do work in the financial sector. It is a subsidiary of the Murugappa Group. In the beginning, Chola started its business with equipment financing, over time, it has has evolved into a comprehensive financial services provider, providing customers with vehicle finance, home loans, loan against property, SME loans, consumer & small enterprise loan, secured business & personal loan, insurance agency, mutual fund distribution, and a variety of other financial services. Chola has over 82,000 crores in assets under management and operates from 1,145 branches across India. Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited are Chola's subsidiaries.
Chola's vision is to help customers live better lives. 

There are three subsidiaries of Chola, namely  Cholamandalam Securities Limited(CSEC), Cholamandalam Home Finance Limited(CHFL) and Payswiff Technologies Private Limited.

 

Products offered by Cholamandalam Investment & Finance Company Ltd

 

  • Vehicle loans 
  • Loans against property 
  • Home loans
  • SME loans
  • Rural & Agri loans 
  • Wealth management 
  • Securities 

 

History


Cholamandalam Investment & Finance Company Ltd (CIFCL) is considered to be one of the most prestigious financial and investment service providers in India. The finance company has a headquarters in Chennai, and it has 7000 employees and a total workforce of 16000 individuals who are assisting in a number of business activities. In addition to this, the company has also been ranked as one of the top 50 NBFCs in India by the Banking and Finance Post. 

Overview of Cholamandalam Investment & Finance Company Ltd limited shares as of July 7, 2022

  • Opening price: 649.00
  • Prev. Close: 643.65
  • High: 653.00
  • Low: 635.65
  • Upper circuit: 708.00
  • Lower circuit: 579.30
  • Volume: 2,541,308
  • 52-week high: 768.00
  • 52-week low: 469.25
  • EPS (earning per share): 26.21
  • P/E (price to earning): 24.50
  • Sector P/E: 32.84
  • ROCE (return on capital employed): 60.49%
  • Book value: 116.86
  • Face value: 2.00
  • Mkt cap (Rs. cr.): 52,756
  • Dividend yield: 0.31%
     

Cholamandalam Investment & Finance Company FAQs

What is Share Price of Cholamandalam Investment & Finance Company ?

Cholamandalam Investment & Finance Company share price is ₹737 As on 05 December, 2022 | 15:26

What is the Market Cap of Cholamandalam Investment & Finance Company ?

The Market Cap of Cholamandalam Investment & Finance Company is ₹60616.1 Cr As on 05 December, 2022 | 15:26

What is the P/E ratio of Cholamandalam Investment & Finance Company ?

The P/E ratio of Cholamandalam Investment & Finance Company is 25.9 As on 05 December, 2022 | 15:26

What is the PB ratio of Cholamandalam Investment & Finance Company ?

The PB ratio of Cholamandalam Investment & Finance Company is 5.2 As on 05 December, 2022 | 15:26

Is it a good time to invest in Cholamandalam Investment and Finance Company Limited?

Cholamandalam Inv.& Fin. has an operating revenue of Rs.9,977.55 Cr. on a trailing 12-month basis. An annual revenue growth of 10% is good, Pre-tax margin of 21% is great. Several analysts and brokers have a 'buy' rating on the stock.

How many times have Cholamandalam Investment and Finance Company Limited given dividends since 2001?

Cholamandalam Investment & Finance Company Ltd. has declared 33 dividends since July 9, 2001.

What is the stock price CAGR of Cholamandalam Investment and Finance Company Limited?

The stock price CAGR of Cholamandalam Investment and Finance Company Limited for 10 Years is 36%, 5 Years is 26%, 3 Years is 35%, 1 Year is 38%.

What is the ROE of Cholamandalam Investment and Finance Company Limited?

The ROE of Cholamandalam Investment and Finance Company Limited is 15% which is good.

Is Cholamandalam Investment & Finance Company Ltd a good stock to buy?

Yes, If you are planning to hold this stock for the long term for at least 7-10 years, you can choose to buy shares of Cholamandalam Investment & Finance Company Ltd. 

Who are the competitors of the Cholamandalam Investment & Finance Company Ltd in the banking industry?

Following is the list of competitors of Cholamandalam Investment & Finance Company Ltd:- 

 

  • Bajaj Finserv Ltd. BAJAFI.
  • Edelweiss Financial Services Ltd. 
  • Baid Leasing and Finance Company Ltd.
  • Geojit Financial Services Ltd.
  • Aditya Birla Capital Ltd. 
  • Centrum Capital Ltd. 
  • Capri Global Capital Ltd.
     

How to buy shares of Cholamandalam Investment & Finance Company Ltd?

The company's shares can be bought online or offline by opening a Demat account with 5Paisa and verifying the KYC documents.

Q2FY23