Fusion Finance Share Price

Microfinance Institutions company Fusion Finance announced Q4FY26 & FY26 results Financial Highlights: Revenue from operations: Q4FY26: Rs 424.02 crore compared to Rs 473.54 crore in Q4FY25 (YoY decrease of 10.46%). Compared to Q3FY26 (Rs 416.44 crore), this reflects a QoQ increase of 1.82%. FY26: Rs 1,698.53 crore compared to Rs 2,343.94 crore in FY25 (YoY decrease of 28.30%). Profit before tax: Q4FY26: Rs 37.41 crore compared to a loss of Rs 164.56 crore in Q4FY25 (YoY increase of 122.73%). Compared to Q3FY26 (Rs 14.05 crore), this reflects a QoQ increase of 166.26%. FY26: Loss of Rs 62.93 crore compared to a loss of Rs 1,133.01 crore in FY25 (YoY improvement of 94.45%). Profit after tax: Q4FY26: Rs 114.19 crore compared to a loss of Rs 164.56 crore in Q4FY25 (YoY increase of 169.39%). Compared to Q3FY26 (Rs 14.05 crore), this reflects a QoQ increase of 712.74%. FY26: Rs 13.85 crore compared to a loss of Rs 1,224.54 crore in FY25 (YoY improvement of 101.13%). Earnings per share (Basic): Q4FY26: Rs 7.06 compared to (Rs 14.97) in Q4FY25. Compared to Q3FY26 (Rs 1.05), this reflects a QoQ increase of 572.38%. FY26: Rs 1.01 compared to (Rs 111.41) in FY25. Business Highlights: Business Segment: The Company operates in a single business segment: lending to borrowers. Corporate Developments: Re-appointment: The Board recommended the re-appointment of Mr. Sanjay Garyali as Managing Director & CEO, subject to shareholder approval. ESOP: The Board approved the issuance and allotment of shares to the Fusion Employees Benefit Trust under the Fusion Employee Stock Option Plan 2023. Financial Covenants: The Company disclosed breaches in various financial covenants for borrowings amounting to Rs 101.64 crore as of March 31, 2026. Extensions have been obtained from lenders for borrowings aggregating to Rs 37.95 crore, and discussions are ongoing for the remaining lenders. Liquidity: The Company maintains cash and cash equivalents and liquid assets aggregating Rs 1,013.03 crore as of March 31, 2026. Rights Issue: The Company successfully concluded a Rights Issue for Rs 799.86 crore, fully calling up and converting 6,10,58,392 shares, of which 6,06,66,304 were converted into fully paid-up shares by the year-end. Sanjay Garyali, MD & CEO, Fusion Finance, said: “Driven by our steady performance, the Q4FY26 results reveal a robust closure to the financial year. The Company has successfully boosted its portfolio holdings, while enhancing the asset quality to ensure sustained growth. These dedicated efforts have led to stable collections in the new loan book and our overall portfolio. Fusion’s vibrant operating model is highlighted by the efficiency of its collections. Notwithstanding strong pressure due to economic headwinds, our risk and underwriting practices also performed very well. The latest results boost our confidence that consistent customer engagement and proficiency in execution will ensure portfolio vibrancy. As we move steadily into the new financial year, creating long term value for our stakeholders remains Fusion’s top priority.” Result PDF

• Trendlyne
• 6 days 13 hours ago

Conference Call with Fusion Finance Management and Analysts on Q3FY26 Performance and Outlook. Listen to the full earnings transcript.

• Trendlyne
• 3 months 2 weeks ago

Microfinance Institution Fusion Finance announced Q3FY26 results Total loan disbursements rising 23% QoQ to Rs 1,594 crore, the highest level recorded in the last five quarters. The company reported a profit after tax of Rs 14 crore in Q3FY26, compared to a loss of Rs 22 crore in Q2FY26. Asset under management stood at Rs 6,876 crore as of December 2025, while the active borrower base stood at ~23.4 lakh. Net Interest Margin (NIM) improved to 11.32% in Q3FY26 from 10.85% in Q2FY26, supported by improving portfolio trends and a reduction in the cost of funds to 10.28% from 10.35% in the previous quarter. Total income stood at Rs 424 crore in Q3FY26 compared to Rs 433 crore in Q2FY26, while net interest income remained stable at Rs 237 crore versus Rs 247 crore in the previous quarter. Preprovision operating profit rose to Rs 94 crore in Q3FY26 from Rs 89 crore in Q2FY26. Asset quality indicators continued to strengthen during the quarter. Gross NPA declined to 4.38% from 4.61% in Q2FY26, while Net NPA stood at 0.63%. Credit cost reduced to Rs 79 crore in Q3FY26 from Rs 111 crore in Q2FY26, with sustained Stage 3 provision coverage of ~86%. Sanjay Garyali, MD & CEO, Fusion Finance, said: “Q3FY26 was a quarter of steady and disciplined execution for Fusion Finance. We remained focused on strengthening our core fundamentals, maintaining portfolio quality, and pursuing calibrated growth in a dynamic operating environment. The quarter saw continued improvement in collections across both the overall portfolio and the new book, reinforcing the resilience of our business model and the effectiveness of our risk and underwriting practices. As we move ahead, we will stay committed to responsible lending, prudent risk management, and building a stronger, more resilient portfolio that supports sustainable long-term value creation for all stakeholders.” Result PDF

• Trendlyne
• 3 months 2 weeks ago