Indian Bank Share Price

Indian Bank announced Q3FY26 results Net Profit up by 7.33% YoY at Rs 3,061 crore in Dec'25 from Rs 2,852 crore in Dec'24. Operating Profit improved by 5.79% YoY to Rs 5,024 crore in Dec'25 from Rs 4,749 crore in Dec'24. Net Interest Income increased by 7.50% YoY to Rs 6,896 crore in Dec'25 from Rs 6,415 crore in Dec'24. Fee based income grew by 7.20% YoY to Rs 998 crore in Dec'25 from Rs 931 crore in Dec'24. Cost of Deposit reduced by 25 bps to 4.93% in Dec'25 from 5.18% in Dec'24. Return on Equity (RoE) stood at 19.11% in Dec'25. Return on Asset (RoA} stood at 1.30% in Dec'25. Yield on Advances (YoA) stood at 8.31% in Dec'25. Yield on Investments (YoI) stood at 6.95% in Dec'25. Cost-to-Income Ratio stood at 46.90% in Dec'25. Gross Advances increased by 14.24% YoY to Rs 6,38,848 crore in Dec'25 from 5,59,199 crore in Dec'24. RAM (Retail, Agriculture & MSME) advances grew by 16.65% YoY to Rs 3,90,459 crore in Dec'25 from Rs 3,34,739 crore in Dec'24. RAM contribution to gross domestic advances stood at 66.06%. Retail, Agri & MSME advances grew by 18.54%, 15.14% and 16.41% YoY respectively. Home Loan (including mortgage) grew by 14.20% YoY in Dec'25. Priority sector advances as a percentage of ANBC stood at 43.75% (Rs 2,15,127 crore) in Dec'25 as against the regulatory requirement of 40%. Total Deposits increased by 12.62% YoY and reached to Rs 7,90,923 crore in Dec'25 as against Rs 7,02,282 crore in Dec'24. Current, Savings & CASA deposits grew by 19.13%, 8.45%, and 9.86% YoY respectively. Domestic CASA ratio stood at 39.08% as on 31 Dec'25. CD ratio stood at 80,77% as on 315 Dec'25. GNPA % decreased by 103 bps YoY to 2.23% in Dec'25 from 3.26% in Dec'24, NNPA % reduced by 6 bps to 0.15% in Dec'25 from 0.21% in Dec'24. Provision Coverage Ratio (PCR, including TWO) improved by 19 bps YoY to 98.28% in Dec'25 from 98.09% in Dec'24. Slippage Ratio reduced by 9 bps to 0.69% in Dec'25 from 0.78% in Dec'24. Capita/Adequacy Ratio improved by 66 bps to 16.58%. CET-I improved by 127 bps YoY to 14.54%, Tier 1 Capital improved by 77 bps YoYto 14.54% in Dec'25. Earnings Per Share (EPS) increased to Rs 90.92 in Dec'25 from Rs 84.70 in Dec'24. Result PDF

• Trendlyne
• 4 months 1 week ago

Indian Bank announced Q2FY26 results Net Profit up by 11.49% YoY at Rs 3,018 crore in Sep'25 from Rs 2,707 crore in Sep'24. Operating Profit improved by 2.31% YoY to Rs 4,837 crore in Sep'25 from Rs 4,728 crore in Sep'24. Net Interest Income increased by 5.76% YoY to Rs 6,551 crore in Sep’25 from Rs 6,194 crore in Sep'24. Return on Assets (RoA) stood at 1.32%, Return on Equity (RoE) at 19.58 % in Sep'25. Yield on Advances(YoA) stood at 8.40% in Sep'25. Cost of Deposit improved by 12 bps to 5.01% in Sep'25 from 5.13% in Sep'24. Gross Advances increased by 12.65% YoY to Rs 6,20,324 crore in Sep'25 from Rs 5,50,644 crore in Sep'24. RAM (Retail, Agriculture & MSME) advances grew by 15.57% YoY to Rs 3,75,660 crore in Sep’25 from Rs 3,25,050 crore in Sep'24. RAM contribution to gross domestic advances stood at 65.50%. Retail, Agri & MSME advances grew by 18.58%, 13.98% and 14.10% YoY respectively. Home Loan (including mortgage) grew by 12.68% YoY in Sep'25. Priority sector advances as a percentage ofANBC stood at 42.51% at Rs 2,06,149 crore in Sep'25 as against the regulatory requirement of 40%. Total Deposits increased by 12.09% YoY and reached to Rs 7,76,946 crore in Sep’25 as against Rs 6,93,115 crore in Sep'24. Current, Savings & CASA deposits grew by 11.40%, 6.59%, and 7.23% YoY respectively. Domestic CASA ratio stood at 38.87% as on 30th Sep'25. CD ratio stood at 79.84% as on 30th Sep'25. GNPA decreased by 88 bps YoY to 2.60% in Sep'25 from 3.48% in Sep'24, NNPA reduced by 11 bps to 0.16% in Sep’25 from 0.27% in Sep'24. Provision Coverage Ratio (PCR, including TWO) improved by 68 bps YoY to 98.28% in Sep'25 from 97.60% in Sep'24. Slippage Ratio contained to 0.79% in Sep'25 in comparison to 1.06% in Sep’24. Capital Adequacy Ratio stood at 17.31%.CET-1 stood at 14.80% and Tier I Capital at 15.27% in Sep'25. Earnings Per Share (EPS) increased to Rs 89.63 in Sep‘25 from Rs 80.37 in Sep'24 Result PDF

• Trendlyne
• 7 months 2 weeks ago

Indian Bank announced Q1FY26 results Net Profit up by 23.69% YoY at Rs 2,973 crore in Jun’25 from Rs 2,403 crore in Jun’24. Operating Profit improved by 5.97% YoY to Rs 4,770 crore in Jun’25 from Rs 4,502 crore in Jun’24. Net Interest Income increased by 2.93% YoY to Rs 6,359 crore in Jun’25 from Rs 6,178 crore in Jun’24. Return on Assets (RoA) up by 14 bps to 1.34% in Jun’25 from 1.20% in Jun’24. Return on Equity (RoE) increased by 50 bps to 20.26% in Jun’25 from 19.76% in Jun’24. Yield on Advances (YoA) stood at 8.58% and Yield on Investments (YoI) at 6.96% in Jun’25. Gross Advances increased by 11.50% YoY to Rs 6,01,147 crore in Jun’25 from Rs 5,39,123 crore in Jun’24. RAM (Retail, Agriculture & MSME) advances grew by 15.93% YoY to Rs 3,63,221 crore in Jun’25 from Rs 3,13,301 crore in Jun’24. RAM contribution to gross domestic advances increased to 65.34%. Retail, Agri & MSME advances grew by 16.56%, 16.40% and 14.45% YoY respectively. Home Loan (including mortgage) grew by 10.65% YoY. Priority sector advances as a percentage of ANBC stood at 44.73% at Rs 2,11,203 crore in Jun’25 as against the regulatory requirement of 40%. Total Deposits increased by 9.26% YoY and reached to Rs 7,44,289 crore in Jun’25 as against Rs 6,81,183 crore in Jun’24. Domestic CASA ratio stood at 38.97% as on 30th Jun’25. CD ratio stood at 80.77% as on 30th Jun’25. GNPA decreased by 76 bps YoY to 3.01% in Jun’25 from 3.77% in Jun’24, NNPA reduced by 21 bps to 0.18% in Jun’25 from 0.39% in Jun’24. Provision Coverage Ratio (PCR, including TWO) improved by 154 bps YoY to 98.20% in Jun’25 from 96.66% in Jun’24. Slippage Ratio contained to 0.94% in Jun’25 in comparison to 1.50% in Jun’24. Credit Cost improved by 43 bps YoY to 0.28% in Jun’25 from 0.71% in Jun’24. Capital Adequacy Ratio stood at 17.80%. CET-I at 15.26% and Tier I Capital stood at 15.74% in Jun’25. Earnings Per Share (EPS) increased by 23.69% to Rs 88.28 in Jun’25 from Rs 71.37 in Jun’24. Result PDF

• Trendlyne
• 10 months 1 week ago