MUTHOOTFIN

MUTHOOT FINANCE

Large Cap BSE: 533398 NSE: MUTHOOTFIN
₹1185.1
12.75 (1.09%)
As on 12 August, 2022 | 15:11

Muthoot Finance Share Price

Muthoot Finance Performance

Day Range

  • Low
  • High

52 Week Range

  • Low
  • High
  • Open Price
  • Previous Close
  • Volume

Muthoot Finance Share Returns

  • Over 1 Month 15.53%
  • Over 3 Month 2.77%
  • Over 6 Month -16.69%
  • Over 1 Year -17.8%

Muthoot Finance Key Statistics

P/E Ratio 11.8
PEG Ratio 2.1
Market Cap Cr 47,565
Price to Book Ratio 2.5
EPS 98.5
Dividend 1.7
Relative Strength Index 68.47
Money Flow Index 73.99
MACD Signal 15.82
Average True Range 33.43

Muthoot Finance Investment Rating

  • Master Rating:
  • Muthoot Finance has an operating revenue of Rs. 12,184.91 Cr. on a trailing 12-month basis. An annual revenue growth of 6% is not great, Pre-tax margin of 44% is great, ROE of 21% is exceptional. The stock from a technical standpoint is trading below to its 200DMA and around 11% up from its 50DMA. It needs to take out the 200DMA levels and stay above it to make any further meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 86 which is a GOOD score indicating consistency in earnings, a RS Rating of 22 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at A- which is evident from recent demand for the stock, Group Rank of 59 indicates it belongs to a fair industry group of Finance-Consumer Loans and a Master Score of C is fair but needs to improve. Institutional holding has declined in the last reported quarter is a negative sign. Overall, the stock is lagging behind in some of the technical parameters, but great earnings make it a stock to examine in more detail.

EPS Strength

Price Strength

Buyer Demand

Group Rank

Muthoot Finance Financials
  • Indicator
  • Mar 2022
  • Dec 2021
  • Sep 2021
  • Jun 2021
  • Mar 2021
  • Oper Rev Qtr Cr
  • 2,670
  • 2,868
  • 2,830
  • 2,714
  • 2,824
  • Operating Expenses Qtr Cr
  • 520
  • 438
  • 427
  • 388
  • 501
  • Operating Profit Qtr Cr
  • 2,220
  • 2,341
  • 2,329
  • 2,293
  • 2,312
  • Depreciation Qtr Cr
  • 16
  • 14
  • 13
  • 11
  • 15
  • Interest Qtr Cr
  • 921
  • 953
  • 979
  • 982
  • 951
  • Tax Qtr Cr
  • 332
  • 349
  • 346
  • 329
  • 354
  • Net Profit Qtr Cr
  • 960
  • 1,029
  • 994
  • 971
  • 996

Muthoot Finance Technicals

EMA & SMA

Current Price
1186.4
14.05 (1.2%)
  • Bullish Moving Average
  • ___
  • 13
  • Bearish Moving Average
  • ___
  • 3
  • 20 Day
  • 1088.11
  • 50 Day
  • 1085.88
  • 100 Day
  • 1151.46
  • 200 Day
  • 1310.33
  • 20 Day
  • 1072.23
  • 50 Day
  • 1048.73
  • 100 Day
  • 1151.57
  • 200 Day
  • 1309.75

Muthoot Finance Resistance and Support

PIVOT
₹1159.87
Resistance
  • First Resistance
  • 1191.49
  • Second Resistance
  • 1210.62
  • Third Resistance
  • 1242.24
Support
  • First Resistance
  • 1140.74
  • Second Resistance
  • 1109.12
  • Third Resistance
  • 1089.99
  • RSI
  • 68.47
  • MFI
  • 73.99
  • MACD Single Line
  • 15.82
  • MACD
  • 27.11

Muthoot Finance Delivery and Volume

  • Period
  • NSE + BSE
    Volume Avg
  • NSE + BSE
    Delivery Volume Avg
  • NSE + BSE
    Delivery Volume %
  • Day
  • 1,322,776
  • 41,098,650
  • 31.07
  • Week
  • 1,059,694
  • 24,775,652
  • 23.38
  • 1 Month
  • 833,249
  • 30,655,232
  • 36.79
  • 6 Month
  • 869,036
  • 39,323,890
  • 45.25

Muthoot Finance Result Highlights

Muthoot Finance Synopsis

NSE-Finance-Consumer Loans

Muthoot Finance is involved in the business activities of Other credit granting. Company’s Total Operating Revenue is Rs. 10557.21 Cr. and Equity Capital is Rs. 401.20 Cr. for the Year ended 31/03/2021. Muthoot Finance Ltd. is a Public Limited Listed company incorporated on 14/03/1997 and has its registered office in the State of Kerala, India. Company’s Corporate Identification Number(CIN) is L65910KL1997PLC011300 and registration number is 011300.
  • Market Cap
  • 47,565
  • Sales
  • 11,082
  • Shares in Float
  • 10.84
  • No of funds
  • 529
  • Yield
  • 1.71
  • Book Value
  • 2.56
  • U/D Vol ratio
  • 0.8
  • LTDebt / Equity
  • 92
  • Alpha
  • -0.1
  • Beta
  • 0.89

Muthoot Finance

  • Owner Name
  • Jun-22
  • Mar-22
  • Dec-21
  • Sep-21
  • Promoters
  • 73.37%
  • 73.37%
  • 73.37%
  • Mutual Funds
  • 9.23%
  • 8.32%
  • 7.12%
  • Insurance Companies
  • 0.63%
  • 0.77%
  • 0.73%
  • Foreign Portfolio Investors
  • 10.96%
  • 12.13%
  • 13.67%
  • Financial Institutions/ Banks
  • 0.21%
  • 0.19%
  • 0.19%
  • Individual Investors
  • 4.02%
  • 3.74%
  • 3.83%
  • Others
  • 1.58%
  • 1.48%
  • 1.09%

Muthoot Finance Management

  • Name
  • Designation
  • Mr. George Jacob Muthoot
  • Chairman & Wholetime Director
  • Mr. George Alexander Muthoot
  • Managing Director
  • Mr. George Thomas Muthoot
  • Whole Time Director
  • Mr. Alexander M George
  • Whole Time Director
  • Mr. Jose Mathew
  • Independent Director
  • Mr. Vadakkekara Anthony George
  • Independent Director
  • Mr. Pratip Chaudhuri
  • Independent Director
  • Justice(Retd) Jacob Benjamin Koshy
  • Independent Director
  • Mr. Ravindra Pisharody
  • Independent Director
  • Mrs. Usha Sunny
  • Independent Director

Muthoot Finance Forecast

Price Estimates

2,000(9.8%)
1,758(-3.5%)
1,590(-12.7%)

Other Analyst Rating

Muthoot Finance Corporate Action

  • Date
  • Purpose
  • Remarks
  • 2022-08-12
  • Quarterly Results
  • 2022-05-26
  • Audited & Quarterly Results
  • 2022-04-18
  • Interim Dividend
  • 2022-02-12
  • Quarterly Results
  • 2021-11-04
  • Quarterly Results
  • Date
  • Purpose
  • Remarks
  • 2022-04-26
  • INTERIM
  • Rs.20.00 per share(200%)Interim Dividend
  • 2021-04-23
  • INTERIM
  • Rs.20.00 per share(200%)Interim Dividend

Muthoot Finance MF Shareholding

  • Name
  • Amount(cr)
  • SBI Equity Hybrid Fund Regular Payout Inc Dist cum Cap Wdrl
  • 53018
  • ICICI Prudential Balanced Advantage Fund Growth
  • 41742
  • Mirae Asset Large Cap Fund Regular Growth
  • 32913
  • ICICI Prudential Bluechip Fund Growth
  • 32525
  • SBI Focused Equity Fund Growth
  • 26218

About Company

Muthoot Finance is one of India’s leading financial services companies, based in Kochi, Kerala. It was founded in 1939 by Mathai George Muthoot and currently has 5443+ branches across India. Muthoot Finance offers a variety of products and services that include gold loans, retail loans, car loans, property loans, and home loans, among others. The company also provides investment banking services through its subsidiary Muthoot Capital Services Pvt. Ltd. The company is headed by George Jacob Muthoot, who currently serves as its Chairman and Managing Director. 

Muthoot Finance Ltd. operates under the Muthoot Group, which includes Muthoot Fincorp Limited, Muthoot Pappachan Group, Muthoot Corporate Service Limited, Manappuram Finance Limited and Overseas Trust Bank (India) Limited. Muthoot Finance has been listed as a public company since 2011. 

Business Verticals

Muthoot Finance is India’s largest gold financing company by loan portfolio. They have over 5443+ branches, over 40000+ employees/agents, and cater to 2.5+ lakh customers every day. They have a wide range of products and services catering to different customer segments, including corporates, retail investors, MSMEs, and individuals. Muthoot Finance has a strong presence in four key states across India with a large number of banking outlets, i.e., Kerala (566), Tamil Nadu (960), Karnataka (504) and Andhra Pradesh (392). 

Muthoot Finance provides the following services with flexible payment schedules:

  • Gold Loan
  • Housing Finance
  • Personal Loan
  • Insurance
  • Gold Coin
  • Money Transfer
  • NCD
  • Mutual Funds
  • Micro Finance
  • Vehicle Loan
  • Home loan
  • Corporate Loan
  • SME Loan

Company History

The company's operating history spans 70 years, beginning in 1939 when M George Muthoot (the promoters' father) established a gold loan business on the back of his father Ninan Mathai Muthoot's trading business. The RBI granted the company a licence to operate as an NBFC in 2001. Muthoot Enterprises Private Ltd was amalgamated with The Muthoot Finance Pvt Ltd. on March 22, 2005. The company's name was changed from The Muthoot Finance Pvt Ltd to Muthoot Finance Pvt Ltd on May 16, 2007. During the fiscal year 2008-09, the company established 278 new branches in various states. 

The company was converted into a public limited company on November 18, 2008, and the name was changed to Muthoot Finance Ltd.

 

Milestones

2001 – Obtained an RBI license to operate as an NBFC.

2004 – Received Fitch Ratings' highest rating of F1 for short-term debt of INR 20 crore.

2005 – The company's retail loan and debenture portfolio exceed INR 50 crore. Muthoot Enterprises Private Limited merged with the parent company.

2006 – Fitch Ratings F1 rating confirmed for a short-term debt of INR 40 crore.

2007 – The company's retail loan portfolio exceeds INR 14 biliion. The RBI also granted the Systemically Important ND–NBFC status. The company's branch network expanded to 500 locations, and net-owned funds surpassed INR 1 billion.

2008 – The retail loan and debenture portfolios both exceeded INR 21 billion and INR 1 billion, respectively. Fitch Ratings F1 rating confirmed, with an increased short-term debt of INR 800 million.The company became a public limited company.

2009 – The retail loan and debenture portfolios both exceeded INR 33 billion and INR 19 billion, respectively. The company's net-owned funds surpassed INR 3 billion.

2010 – The retail loan and debenture portfolios both exceeded INR 74 billion and INR 27 billion, respectively. The company's net-owned funds were over INR 5 billion.. ICRA assigned an 'A1+' rating to an INR 200 crore short-term debt, while CRISIL assigned a 'P1+' rating to an INR 400 crore short-term debt.

2010 – The Company's branch network reaches 1,000 branches. Muthoot Broadcasting Private Limited also acquired the FM radio business. Matrix Partners India Investments, LLC and Baring India Private Equity Fund III Limited invested a total of INR 157.55 crore in private equity. Kotak India Private Equity Fund and Kotak Investment Advisors Limited also invested a total of INR 42.58 crore in private equity.

2013 – Receives RBI approval to begin operating 9,000 White Label ATMs.
 

Muthoot Finance FAQs

What is Share Price of Muthoot Finance ?

Muthoot Finance share price is ₹1185 As on 12 August, 2022 | 14:57

What is the Market Cap of Muthoot Finance ?

The Market Cap of Muthoot Finance is ₹47565.1 Cr As on 12 August, 2022 | 14:57

What is the P/E ratio of Muthoot Finance ?

The P/E ratio of Muthoot Finance is 11.8 As on 12 August, 2022 | 14:57

What is the PB ratio of Muthoot Finance ?

The PB ratio of Muthoot Finance is 2.5 As on 12 August, 2022 | 14:57

What were the company's most recent reported sales and net income?

Muthoot Finance Ltd. recently recorded net sales of INR 11,082 crores in the year ending March 2022.

What is the future of the company's shares?

Muthoot Finance Ltd. stock is an excellent long-term (1-year) investment because of its powerful brand and well-established distribution network.

How to buy shares of Muthoot Finance Ltd?

The company's shares can be bought online or offline by opening a Demat account with 5Paisa and verifying the KYC documents.

Q1FY23