Northern Arc Capital Share Price

The stock has hit a 52-week high of 321.70 compared to the previous close of 287.30.

• Business Line
• 2 weeks 2 days ago

Finance company Northern Arc Capital announced Q4FY26 & FY26 results Consolidated Financial Highlights: Revenue from Operations: Stood at Rs 74,165.57 lakh in Q4FY26, reflecting a 2.84% QoQ rise from Rs 72,114.15 lakh in Q3FY26, and a 23.09% YoY jump from Rs 60,251.92 lakh in Q4FY25. FY26 revenue from operations reached Rs 2,69,024.34 lakh, marking a 14.89% YoY growth against Rs 2,34,161.03 lakh in FY25. Profit Before Tax (PBT): Posted at Rs 17,557.09 lakh in Q4FY26, an impressive surge of 30.38% QoQ from Rs 13,465.88 lakh in Q3FY26, and soaring by 401.55% YoY compared to Rs 3,500.56 lakh in Q4FY25. For FY26, PBT grew by 38.72% YoY to Rs 53,556.17 lakh from Rs 38,608.06 lakh in FY25. Profit for the Period (PAT): Clocked at Rs 13,265.25 lakh for Q4FY26, showing an increase of 30.43% QoQ from Rs 10,170.01 lakh in Q3FY26, and a robust 245.66% YoY growth from Rs 3,837.67 lakh in Q4FY25. The annual net profit for FY26 stood at Rs 40,357.62 lakh, advancing 33.94% YoY from Rs 30,131.81 lakh in FY25. Standalone Financial Highlights: Revenue from Operations: Reached Rs 73,135.92 lakh in Q4FY26, marking an increase of 2.78% QoQ from Rs 71,156.49 lakh in Q3FY26, and a 24.03% YoY rise from Rs 58,968.00 lakh in Q4FY25. FY26 revenue from operations was Rs 2,63,429.57 lakh, growing 15.33% YoY from Rs 2,28,411.42 lakh in FY25. Profit Before Tax (PBT): Stood at Rs 18,288.62 lakh in Q4FY26, advancing 50.18% QoQ from Rs 12,177.98 lakh in Q3FY26, and jumping 281.06% YoY against Rs 4,799.35 lakh in Q4FY25. FY26 PBT was Rs 56,999.32 lakh, growing 29.04% YoY from Rs 44,171.77 lakh in FY25. Profit for the Period (PAT): Achieved Rs 13,862.35 lakh in Q4FY26, a strong 50.40% QoQ growth from Rs 9,216.66 lakh in Q3FY26, and a 196.60% YoY expansion from Rs 4,673.79 lakh in Q4FY25. Annual net profit for FY26 stood at Rs 42,915.32 lakh, moving up 25.26% YoY from Rs 34,261.50 lakh in FY25. Business & Segment Highlights: Lending & AUM Growth: Lending Asset Under Management (AUM) grew by 22% YoY and 10% QoQ to Rs 16,594 crore as on March 31, 2026. Direct-to-Customer (D2C) Lending AUM witnessed a 39% YoY growth to Rs 9,792 crore, with its share in overall AUM increasing to 59%. Asset Quality: The Gross NPA ratio improved to 1.2% and the Net NPA ratio improved to 0.6% as on March 31, 2026. Credit Cost for FY26 decreased by 42 bps YoY to 2.8%, and for Q4FY26, it decreased to 2.2% from 3.5% in Q3FY26. Fund Business & Placements: Performing Credit Fund AUM stood at Rs 3,092 crore as on March 31, 2026. Placement volumes for FY26 were Rs 11,834 crore, and fee income grew by 22% YoY to Rs 31 crore. Net Interest Income & Margins: Net Interest Income increased by 20% YoY to Rs 1,377 crore in FY26, and by 21% YoY to Rs 387 crore in Q4FY26. Return on Assets increased by 34 bps YoY to 2.8% for FY26, while Return on Equity increased to 11.1% for FY26 and to 14.0% for Q4FY26. Segment-wise Revenue: Financing activity: Generated Rs 72,439.15 lakh in Q4FY26 and Rs 2,63,429.57 lakh for FY26. Investment advisory services: Contributed Rs 5.45 lakh in Q4FY26 and Rs 21.48 lakh for FY26. Investment management services: Recorded Rs 460.05 lakh in Q4FY26 and Rs 4,164.31 lakh for FY26. Others: Yielded Rs 2,607.51 lakh in Q4FY26 and Rs 6,508.20 lakh for FY26. Network Expansion: The company added 72 branches during FY26, out of which 64 branches were added in Q4FY26 alone. Net worth grew by 13% YoY to Rs 3,896 crore, maintaining a healthy capital adequacy ratio of 22.6% as on March 31, 2026. Fund Raising Approval: The Board of Directors approved the issuance of Non-Convertible Debentures (NCDs) for an amount not exceeding Rs 5,000 crore by way of private placement, subject to shareholder approval. Ashish Mehrotra, MD & CEO, Northern Arc Capital, said: “FY26 was a landmark year for Northern Arc Capital. Despite headwinds in the microfinance segment earlier in the year and geopolitical uncertainties toward year-end, we delivered record performance. Our lending AUM crossed Rs 16,500 crore, while annual PAT reached an all-time high of Rs 406 crore, with highest ever quarterly profit of Rs 133 crore in Q4FY26. This performance was underpinned by disciplined underwriting, improved collection efficiency, and cautious growth and expansion. Building on this momentum, we enter FY27 with a focused approach to drive profitable growth. Over the next 3–5 years, we will deepen our geographic presence, scale digital partnerships and invest in technology, data analytics and AI to drive efficiency, resilience and scale, to ensure we position Northern Arc Capital to double AUM by FY29, sustain 22–25% growth, and deliver consistent profitability.” Result PDF

• Trendlyne
• 2 weeks 2 days ago

Finance company Northern Arc Capital announced Q3FY26 results Assets & Flows: Gross transaction volumes increased by 33% YoY & 18% QoQ to Rs 10,401 crore. Lending AUM grew by 23% YoY & 7% QoQ to Rs 15,121 crore as on December 31, 2025. Share of D2C lending in AUM increased to 56%, building diversified granular book. Performing croreedit Fund AUM grew by 15% YoY to Rs 3,207 crore as on December 31, 2025. Placement volumes for Q3FY26 grew by 73% YoY & 43% QoQ to Rs 3,669 crore. For 9MFY26, placement volumes grew by 13% YoY to Rs 9,068 crore. Financials: Net Interest Income increased by 39% YoY & 15% QoQ to Rs 371 crore in in Q3FY26. Fee & Other income increased by 49% YoY & 50% QoQ to Rs 32 crore in Q3FY26. Opex ratio was flat QoQ at 3.7% in Q3FY26. The Company is fully compliant with New Labour Code and there is no material impact on the employee cost. PPoP increased by 51% YoY & 24% QoQ to Rs 265 crore in Q3FY26. Credit cost for Q3FY26 was Rs 130 crore. Profit after tax increased by 33% YoY & 10% QoQ to Rs 101 crore in Q3FY26. Return on Assets increased by 32 bps YoY to 2.7% for Q3FY26. Return on Equity increased by 180 bps YoY & 62 bps QoQ 10.7% for Q3FY26. Asset quality: Gross NPA ratio was 1.36% as on December 31, 2025. Net NPA ratio was 0.69% as on December 31, 2025. Provisioning coverage ratio on Stage III assets was 49% on December 31, 2025. Capital Adequacy: Capital adequacy ratio was 23.1% on December 31, 2025. Ashish Mehrotra, MD & CEO, said: “I am pleased to share that we achieved two significant milestones during the quarter. First, we crossed Lending AUM milestone of Rs 15,000 crore, and second, we reported our highest-ever quarterly PAT of Rs 101 crore the highest in the history of Northern Arc Capital. We continue to see strong momentum in consumption following the GST rate cuts in September 2025, further supported by the repo rate cut by the RBI in December 2025, which together drove a robust AUM growth of 23% YoY and 7% QoQ. This momentum has continued into the final quarter of the financial year, and we expect to close the year with healthy and sustained AUM growth. Northern Arc remains focused on enabling the efficient and responsible flow of capital through the creation of trusted financial pathways. By reducing information and risk barriers between investors and borrowers, we enable intermediaries to deliver credit at scale while maintaining transparency, discipline, and impact.” Result PDF

• Trendlyne
• 3 months 4 weeks ago