PNB

PNB Share Price

₹105.85
+ 0.79 (0.75%)
  • Advice
  • Hold
04 October, 2024 21:23 BSE: 532461 NSE: PNB ISIN: INE160A01022

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PNB Performance

Day Range

  • Low 104
  • High 107
₹ 105

52 Week Range

  • Low 67
  • High 143
₹ 105
  • Open Price104
  • Previous Close105
  • Volume79454589

PNB Chart

  • Over 1 Month -8.43%
  • Over 3 Month -12.98%
  • Over 6 Month -21.68%
  • Over 1 Year + 27.22%

PNB Key Statistics

P/E Ratio 9.9
PEG Ratio 0.1
Market Cap Cr 116,552
Price to Book Ratio 1.1
EPS 7.2
Dividend 1.4
Relative Strength Index 40.98
Money Flow Index 32.94
MACD Signal -2.12
Average True Range 2.99

Pnb Investment Rating

  • Master Rating:
  • Punjab National Bank has an operating revenue of Rs. 126,120.79 Cr. on a trailing 12-month basis. An annual revenue growth of 24% is outstanding, Pre-tax margin of 11% is healthy, ROE of 8% is fair but needs improvement. The stock from a technical standpoint is trading below to its key moving averages. It needs to take out these levels and stay above it to make any meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 97 which is a GREAT score indicating consistency in earnings, a RS Rating of 25 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at D which indicates heavy supply, Group Rank of 147 indicates it belongs to a poor industry group of Banks-Money Center and a Master Score of C is fair but needs to improve. Institutional holding has gone up in the last reported quarter is a positive sign. Overall, the stock is lagging behind in some of the technical parameters, but great earnings make it a stock to examine in more detail.

EPS Strength

Price Strength

Buyer Demand

Group Rank

PNB Financials
IndicatorJun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023
Oper Rev Qtr Cr 28,55628,11327,28826,35525,14523,849
Operating Expenses Qtr Cr 7,5058,1956,6366,7356,9707,053
Operating Profit Qtr Cr 6,5816,4166,3316,2165,9685,866
Depreciation Qtr Cr 000000
Interest Qtr Cr 18,08017,75016,99516,43215,64114,350
Tax Qtr Cr 2,0171,8171,3691,016747877
Net Profit Qtr Cr 3,2523,0102,2231,7561,2551,159
IndicatorMar 2024Mar 2023
Total Revenue Annual Cr 120,28597,287
Operating Expenses Annual Cr 28,53624,105
Operating Profit Annual in Cr 24,93122,529
Depreciation Cr 0897
Interest Annual Cr 66,81950,652
Tax Annual Cr 4,9501,781
Net Profit Annual Cr 8,2452,507
IndicatorMar 2024Mar 2023
Cash from Operating Activity Annual Cr -27,89521,780
Cash from Investing Activity Annual Cr -1,539-682
Cash from Financing Annual Activity Cr 3,4301,364
Net Cash Flow Annual Cr -26,00422,462
IndicatorMar 2024Mar 2023
Total ShareHolders Funds Annual Cr 106,47799,856
Fixed Assets Annual Cr 12,31912,051
Total Non Current Assets Annual Cr 00
Total Current Assets Annual Cr 998,5021,053,784
Total Assets Annual Cr 1,561,8351,461,831
IndicatorMar 2024Mar 2023
Book Value Per Share Annual Rs 9791
ROE Annual % 83
ROCE Annual % 65
Total Debt to Total Equity Annual --
EBDIT Annual Margin % 00
IndicatorJun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023
Oper Rev Qtr Cr 29,14528,68227,85226,85825,67324,305
Operating Expenses Qtr Cr 7,5708,2716,7056,7987,0357,105
Operating Profit Qtr Cr 6,6546,5006,3786,2395,9346,338
Depreciation Qtr Cr 000000
Interest Qtr Cr 18,53618,20617,44416,82016,06414,690
Tax Qtr Cr 2,0351,8391,3821,014768889
Net Profit Qtr Cr 4,0073,3422,4331,9901,3421,864
IndicatorMar 2024Mar 2023
Total Revenue Annual Cr 122,39499,085
Operating Expenses Annual Cr 28,80924,336
Operating Profit Annual in Cr 25,05122,932
Depreciation Cr 906905
Interest Annual Cr 68,53451,817
Tax Annual Cr 5,0031,792
Net Profit Annual Cr 9,1073,348
IndicatorMar 2024Mar 2023
Cash from Operating Activity Annual Cr -27,93922,592
Cash from Investing Activity Annual Cr -1,506-732
Cash from Financing Annual Activity Cr 3,5181,275
Net Cash Flow Annual Cr -25,92823,135
IndicatorMar 2024Mar 2023
Total ShareHolders Funds Annual Cr 110,387102,881
Fixed Assets Annual Cr 12,34812,084
Total Non Current Assets Annual Cr 00
Total Current Assets Annual Cr 1,139,8671,064,651
Total Assets Annual Cr 1,598,6361,493,649
IndicatorMar 2024Mar 2023
Book Value Per Share Annual Rs 10093
ROE Annual % 94
ROCE Annual % 65
Total Debt to Total Equity Annual --
EBDIT Annual Margin % 00

PNB Technicals

EMA & SMA

Current Price
₹105.85
+ 0.79 (0.75%)
pointer
  • Bullish Moving Average
  • ___
  • 0
  • Bearish Moving Average
  • ___
  • 16
  • 20 Day
  • ₹108.60
  • 50 Day
  • ₹112.53
  • 100 Day
  • ₹115.32
  • 200 Day
  • ₹110.81
  • 20 Day
  • ₹108.20
  • 50 Day
  • ₹113.40
  • 100 Day
  • ₹118.67
  • 200 Day
  • ₹118.11

PNB Resistance and Support

PIVOT
₹105.8
Resistance
First Resistance 107.45
Second Resistance 109.05
Third Resistance 110.70
RSI 40.98
MFI 32.94
MACD Single Line -2.12
MACD -2.17
Support
First Support 104.20
Second Support 102.55
Third Supoort 100.95

PNB Delivery and Volume

Period NSE + BSE Volume Avg NSE + BSE Delivery Volume Avg NSE + BSE Delivery Volume %
Day 80,717,419 4,610,578,973 57.12
Week 83,856,846 5,242,730,028 62.52
1 Month 41,893,833 2,038,134,959 48.65
6 Month 42,475,106 1,656,953,890 39.01

PNB Result Highlights

PNB Synopsis

NSE-Banks-Money Center

Punj. Nationlbak is involved in the business activities of Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses. Company’s Total Operating Revenue is Rs. 106901.62 Cr. and Equity Capital is Rs. 2202.20 Cr. for the Year ended 31/03/2024. Punjab National Bank is a Public Limited Listed company incorporated on 19/07/1969 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L20012024PUNJABNAT and registration number is 0.
Market Cap 115,682
Sales 123,872
Shares in Float 297.30
No of funds 679
Yield 1.43
Book Value 1.18
U/D Vol ratio 0.5
LTDebt / Equity 47
Alpha -0.1
Beta 1.81

PNB Shareholding Pattern

Owner NameJun-24Mar-24Dec-23Sep-23
Promoters 73.15%73.15%73.15%73.15%
Mutual Funds 1.91%3.43%4.81%4.85%
Insurance Companies 8.72%8.89%8.88%8.91%
Foreign Portfolio Investors 5.51%4.82%3.1%2.65%
Financial Institutions/ Banks 0.04%0.03%
Individual Investors 9.1%8.56%8.76%9.07%
Others 1.61%1.11%1.3%1.34%

PNB Management

Name Designation
Mr. K G Ananthakrishnan Non Executive Chairman
Mr. Atul Kumar Goel Managing Director & CEO
Mr. M Paramasivam Executive Director
Mr. Binod Kumar Executive Director
Mr. Kalyan Kumar Executive Director
Mr. Bibhu Prasad Mahapatra Executive Director
Mr. Pankaj Joshi Part Time Non Official Director
Mr. Sanjeev Kumar Singhal Part Time Non Official Director
Mr. Jatinder Singh Bajaj Shareholder Director
Dr. Rekha Jain Shareholder Director
Mr. Pankaj Sharma Government Nominee Director
Mrs. Uma Sankar Nominee Director

PNB Forecast

Price Estimates

2,000(9.8%)
1,758(-3.5%)
1,590(-12.7%)

Other Analyst Rating

PNB Corporate Action

Date Purpose Remarks
2024-07-27 Quarterly Results
2024-05-09 Audited Results & Dividend
2024-03-28 Others Inter alia, to consider : raising of capital through issuance of Basel III Compliant AT 1 Bonds and Tier II Bonds in one or more tranches during FY 2024-25. alia, to consider and approve Qualified Institutions Placement of Equity Shares of Face Value of Rs.2 each (the "Equity Shares")
2024-01-29 Others
2024-01-25 Quarterly Results

About PNB

In 1894, Punjab National Bank (PNB) is one of the oldest banks of India, with its headquarters in Lahore. The founder of this bank was Dyal Singh Majithia, who also served as the first chairman of the bank. It is one of India's largest banks, with over 10,528 domestic branches, and 2 International branches along with overseas offices in Colombo, Yangon, Dhaka, Dubai and London. The bank provides all major banking products like current accounts, savings accounts, term deposits and money market instruments to its customers.

Business Verticals

The bank has evolved into a leading universal banking institution catering to customer needs across segments by adopting best practices and embracing technology in all its business processes. The bank offers a wide range of products and services to suit varied customer needs. 

PNB is India’s first bank to have been started solely with Indian capital. They provide a wide range of banking services, including internet banking, ATMs, credit cards, debit cards, mobile banking, NEFT/RTGS. PNB is one of only two banks in India with a network of over 10,000 branches, and over 13,506 automated teller machines (ATMs) spread across more than 675 cities/towns/villages. Over 50% of its branch network is situated outside major metropolitan areas.

Milestones

1894 - PNB was established in Lahore.

1895 - PNB began operations on Ganpatrai Road in Lahore.

1904 - PNB opened branches in Karachi and Peshawar.

1939 - PNB acquired Bhagwan Dass Bank Limited.

1947 - When India and Pakistan were divided after independence, PNB lost its Lahore headquarters but continued to operate in Pakistan. To save itself, PNB merged with Indo-Commercial Bank Limited (founded in 1933).

1961 - PNB acquired Universal Bank of India.

1963 - the PNB branch in Rangoon (Yangon) was nationalized by the Government of Burma.

1965 - Following the Indo-Pak war, the Pakistani government seized all Indian bank offices in Pakistan, including PNB's head office, which may have relocated to Karachi. East Pakistan also had PNB branches (Bangladesh).

1969 - PNB and 13 other major banks were nationalized by The Government of India.

1978 - PNB opened a branch in London.

1986 - Following a fraud scandal, the Reserve Bank of India required PNB to transfer its London branch to the State Bank of India.

1988 - PNB rescued Hindustan Commercial Bank Limited through acquisition.

1993 - PNB acquired the New Bank of India, which had been nationalised by the Government of India in 1980

1998 - PNB established a representative office in Almaty, Kazakhstan.

2003 - PNB acquired Nedungadi Bank (founded in 1899), Kerala's oldest private sector bank. 
 

PNB FAQs

What is Share Price of PNB ?

PNB share price is ₹105 As on 04 October, 2024 | 21:09

What is the Market Cap of PNB ?

The Market Cap of PNB is ₹116551.6 Cr As on 04 October, 2024 | 21:09

What is the P/E ratio of PNB ?

The P/E ratio of PNB is 9.9 As on 04 October, 2024 | 21:09

What is the PB ratio of PNB ?

The PB ratio of PNB is 1.1 As on 04 October, 2024 | 21:09

What was the company's most recent reported net income?

Punjab National Bank recorded a total interest income of 74,879 crores most recently.

What is the future of the company's shares?

Punjab National Bank stock is a good option for long-term investment since Punjab National Bank outperformed its peers across the boards, including growth, asset quality, and margins.
 

How to buy shares of Punjab National Bank?

The company's shares can be bought online or offline by opening a Demat account with 5Paisa and verifying the KYC documents.

Q2FY23
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