Punjab & Sind Bank Share Price

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• Business Standard
• 11 hours 54 minutes ago

Publication of Reviewed Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026

• BSE India
• 1 day 16 hours ago

<h3><span style="font-size:16px;"><strong>Punjab & Sind Bank announced Q1FY27 results</strong></span></h3> <p _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Financial Highlights:</strong></p> <ul> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Total Income:</strong> The bank reported a total income of Rs 3,54,572 lakh in Q1FY27, representing a QoQ increase of 2.56% from Rs 3,45,736 lakh in Q4FY26 and a YoY increase of 4.92% from Rs 3,37,939 lakh in Q1FY26.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Interest Earned:</strong> For Q1FY27, interest earned stood at Rs 3,21,337 lakh, marking a growth of 6.05% QoQ compared to Rs 3,02,999 lakh in Q4FY26 and a 10.40% growth YoY compared to Rs 2,91,066 lakh in Q1FY26.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Other Income:</strong> Other income for the quarter was Rs 33,235 lakh, showing a decrease of 22.23% QoQ from Rs 42,737 lakh in Q4FY26 and a decrease of 29.10% YoY from Rs 46,873 lakh in Q1FY26.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Operating Profit:</strong> The standalone operating profit for Q1FY27 was Rs 54,548 lakh, up by 0.59% QoQ from Rs 54,230 lakh in Q4FY26 and up 1.00% YoY from Rs 54,010 lakh in Q1FY26.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Net Profit:</strong> The bank achieved a net profit of Rs 33,151 lakh in Q1FY27, reflecting a decrease of 21.41% QoQ from Rs 42,183 lakh in Q4FY26, but a significant growth of 23.16% YoY compared to Rs 26,916 lakh in Q1FY26.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Asset Quality:</strong> Gross NPA ratio improved to 2.21% in Q1FY27, compared to 2.40% in Q4FY26 and 3.34% in Q1FY26. Net NPA ratio stood at 0.65% in Q1FY27, compared to 0.79% in Q4FY26 and 0.91% in Q1FY26.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Capital Adequacy Ratio:</strong> The bank’s Capital Adequacy Ratio (Basel III) was 17.61% for Q1FY27, against 17.42% in Q4FY26 and 17.90% in Q1FY26.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Full Year Performance (FY26):</strong> For the full year ended FY26, the bank recorded a total income of Rs 13,75,930 lakh and a net profit of Rs 1,32,193 lakh.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Earnings Per Share (EPS):</strong> Basic and diluted EPS for Q1FY27 was Rs 0.47, compared to Rs 0.59 in Q4FY26 and Rs 0.38 in Q1FY26.</li> </ul> <p _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Business Highlights:</strong></p> <ul _ngcontent-ng-c1517154722=""> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Segment Revenue:</strong> <ul> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Treasury:</strong> Rs 92,756 lakh.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Corporate/Wholesale Banking:</strong> Rs 1,04,367 lakh.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Retail Banking:</strong> Rs 1,56,672 lakh (Digital Banking: Rs 11 lakh; Other Retail Banking: Rs 1,56,661 lakh).</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Other Banking Operations:</strong> Rs 777 lakh.</li> </ul> </li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Co-Lending Arrangements (CLAs):</strong> As of June 30, 2026, the bank had 76,680 co-lending accounts with an aggregate principal of Rs 3,861.75 crore. The weighted average rate of interest on these loans was 8.40%.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Provision Coverage Ratio:</strong> The Provision Coverage Ratio (including Technical Write-Offs) as at June 30, 2026, was 92.33%.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Project Finance:</strong> Projects under implementation accounts at the end of Q1FY27 reached 56 accounts with a total outstanding of Rs 1,557.07 crore.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Priority Sector Lending Certificates (PSLC):</strong> During Q1FY27, the bank purchased Agriculture PSLCs worth Rs 2,000 crore and sold Small & Marginal Farmers PSLCs worth Rs 500 crore.</li> <li _ngcontent-ng-c1517154722=""><strong _ngcontent-ng-c1517154722="">Fraud Reporting:</strong> During Q1FY27, the bank reported 1 case of non-borrowal fraud and 7 cases of borrowal frauds to the Reserve Bank of India, with an amount involved in fraud totaling Rs 152.23 crore.</li> </ul> <p><a class="lb" href="/get-document/post/pdf/5736425/" target="_blank">Result PDF</a></p>

• Trendlyne
• 1 day 22 hours ago