SBICARD

Sbi Cards And Payment Services Share PriceSBI Cards and Payment Services

₹716.35
17 (2.43%)
As on 30 January, 2023 | 13:27 BSE: 543066 NSE: SBICARD

Sbi Cards And Payment Services Performance

Day Range

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52 Week Range

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Sbi Cards And Payment Services Share Price

  • Over 1 Month -10.37%
  • Over 3 Month -16.52%
  • Over 6 Month -19.4%
  • Over 1 Year -15.16%

Sbi Cards And Payment Services Key Statistics

P/E Ratio 30.1
PEG Ratio 0.4
Market Cap Cr 67,761
Price to Book Ratio 8.7
EPS 17.1
Dividend 0.3
Relative Strength Index 23.79
Money Flow Index 20.16
MACD Signal -11.82
Average True Range 17.72

Sbi Cards And Payment Services Investment Rating

  • Master Rating:
  • Sbi Cards And Payment Services has an operating revenue of Rs. 12,754.81 Cr. on a trailing 12-month basis. An annual revenue growth of 16% is outstanding, Pre-tax margin of 20% is great, ROE of 20% is exceptional. The stock from a technical standpoint is trading below to its key moving averages. It needs to take out these levels and stay above it to make any meaningful move. From an O'Neil Methodology perspective, the stock has an EPS Rank of 94 which is a GREAT score indicating consistency in earnings, a RS Rating of 18 which is POOR indicating the underperformance as compared to other stocks, Buyer Demand at E which indicates heavy supply, Group Rank of 164 indicates it belongs to a poor industry group of Finance-CrdtCard/PmtPr and a Master Score of C is fair but needs to improve. Overall, the stock is lagging behind in some of the technical parameters, but great earnings make it a stock to examine in more detail.

EPS Strength

Price Strength

Buyer Demand

Group Rank

SBI Cards and Payment Services Financials
IndicatorDec 2022Sep 2022Jun 2022Mar 2022
Oper Rev Qtr Cr 3,5073,2973,1002,850
Operating Expenses Qtr Cr 1,9331,7951,6241,538
Operating Profit Qtr Cr 1,0419561,026920
Depreciation Qtr Cr 41393939
Interest Qtr Cr 464368308267
Tax Qtr Cr 175180214198
Net Profit Qtr Cr 509526627581

Sbi Cards And Payment Services Technicals

EMA & SMA

Current Price
₹716.35
17 (2.43%)
  • Bullish Moving Average
  • ___
  • 0
  • Bearish Moving Average
  • ___
  • 16
  • 20 Day
  • 762.46
  • 50 Day
  • 788.41
  • 100 Day
  • 813.44
  • 200 Day
  • 837.96
  • 20 Day
  • 769.24
  • 50 Day
  • 789.69
  • 100 Day
  • 834.85
  • 200 Day
  • 829.82

Sbi Cards And Payment Services Resistance and Support

PIVOT
₹705.12
Resistance
First Resistance 713.19
Second Resistance 727.02
Third Resistance 735.09
RSI 23.79
MFI 20.16
MACD Single Line -11.82
MACD -18.28
Support
First Resistance 691.29
Second Resistance 683.22
Third Resistance 669.39

Sbi Cards And Payment Services Delivery and Volume

Period NSE + BSE Volume Avg NSE + BSE Delivery Volume Avg NSE + BSE Delivery Volume %
Day 2,864,722 208,207,995 72.68
Week 3,300,962 211,096,536 63.95
1 Month 1,317,453 82,749,250 62.81
6 Month 1,480,562 75,967,618 51.31

Sbi Cards And Payment Services Result Highlights

SBI Cards and Payment Services Synopsis

NSE-Finance-CrdtCard/PmtPr

Sbi Cards And Pay is involved in the business activities of Financial service activities, except insurance and pension funding. Company’s Total Operating Revenue is Rs. 10677.27 Cr. and Equity Capital is Rs. 943.18 Cr. for the Year ended 31/03/2022. SBI Cards and Payment Services Ltd. is a Public Limited Listed company incorporated on 15/05/1998 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L65999DL1998PLC093849 and registration number is 093849.
Market Cap 67,836
Sales 12,755
Shares in Float 29.32
No of funds 556
Yield 0.36
Book Value 8.51
U/D Vol ratio 0.6
LTDebt / Equity 115
Alpha -0.08
Beta 1.13

SBI Cards and Payment Services

Owner NameDec-22Sep-22Jun-22Mar-22
Promoters 69.05%69.41%69.64%
Mutual Funds 11.67%11.7%11.34%
Insurance Companies 4.3%4.5%4.42%
Foreign Portfolio Investors 9.13%8.82%8.29%
Financial Institutions/ Banks 0.02%0.01%0.01%
Individual Investors 4.44%4.11%4.98%
Others 1.39%1.45%1.32%

SBI Cards and Payment Services Management

Name Designation
Mr. Dinesh Kumar Khara Chairman
Mr. Rama Mohan Rao Amara Managing Director & CEO
Ms. Anuradha Shripad Nadkarni Independent Director
Mr. Dinesh Kumar Mehrotra Independent Director
Mr. Rajendra Kumar Saraf Independent Director
Dr. Tejendra Mohan Bhasin Independent Director
Mr. Shriniwas Yeshwant Joshi Independent Director
Mr. Swaminathan Janakiraman Nominee Director
Mr. Mihir Narayan Prasad Mishra Nominee Director

Sbi Cards And Payment Services Forecast

Price Estimates

2,000(9.8%)
1,758(-3.5%)
1,590(-12.7%)

Other Analyst Rating

Sbi Cards And Payment Services Corporate Action

Date Purpose Remarks
2023-01-24 Quarterly Results
2022-10-27 Quarterly Results
2022-07-28 Quarterly Results
2022-06-06 Others Rs.0.00 alia, to consider and approve the proposal, for raising of funds through issuance of Non-Convertible Debentures (NCDs) aggregating to Rs. 2 ,500 Crores in one or more tranches.
2022-04-29 Audited Results
Date Purpose Remarks
2022-03-31 INTERIM Rs.2.50 per share(25%)Interim Dividend

SBI Cards and Payment Services MF Shareholding

Name Amount(cr)
HDFC Balanced Advantage Fund Growth 51027
ICICI Prudential Balanced Advantage Fund Growth 44634
Kotak Flexicap Fund Growth 37418
Mirae Asset Large Cap Fund Regular Growth 34194
HDFC Flexi Cap Fund Growth 32155

About Company

SBI Cards & Payment Services Ltd is a subsidiary of the State Bank of India (SBI) in India. This NBFC offers services like issuance, maintenance and servicing of debit cards, credit cards and prepaid payment instruments to customers across India. It also provides E-Commerce merchant solutions to merchants for accepting payments from customers through their websites/mobile applications or physical stores.  

In addition, it offers ancillary services such as ATM network management and channel development, cash logistics, product management and marketing, and customer relationship management. The company was incorporated in 1955 and is based in Mumbai, Maharashtra.

Business Verticals

Individual cardholders and corporate clients can choose from a diverse credit card portfolio of lifestyle rewards travel, fuel shopping banking partnership cards, and corporate cards that cater to all major cardholder segments in terms of income and lifestyle.

SBI Cards & Payment Services Ltd. operates in two business divisions: Card Business and Payment Gateway. 

The card business division provides products like debit cards, credit cards, gift cards, etc. 

The payment gateway division provides prepaid payment instruments (PPIs), internet banking services, mobile banking services and other related facilities to customers. It is one of India’s largest issuers of debit and credit cards. 

SBI also works with third parties to develop new card issuing systems that use near-field communication technology.

Company History

SBI Cards and Payment Services Limited was formed on May 15, 1998, as a private limited company in New Delhi under the name 'SBI Cards and Payment Services Private Limited.' On August 20, 2019, the name was changed to 'SBI Cards and Payment Services Limited' after conversion to a public limited company following a special resolution passed by the shareholders on August 2, 2019.

Milestones

1998 - The State Bank of India and GE Capital launched the SBI Card.

2002 - SBI joined the '1 Million Card Club,' 

2005 - Surpassed the 2 million card base.

2017 - State Bank of India and The Carlyle Group acquired GE Capital's stake in SBI Card.

2019 - The company's legal name was changed to SBI Cards and Payments Services Limited.

2020 - SBI Card became the first pure-play credit card company listed on the Indian stock exchanges.
 

SBI Cards and Payment Services FAQs

What is Share Price of SBI Cards and Payment Services ?

SBI Cards and Payment Services share price is ₹716 As on 30 January, 2023 | 13:13

What is the Market Cap of SBI Cards and Payment Services ?

The Market Cap of SBI Cards and Payment Services is ₹67760.6 Cr As on 30 January, 2023 | 13:13

What is the P/E ratio of SBI Cards and Payment Services ?

The P/E ratio of SBI Cards and Payment Services is 30.1 As on 30 January, 2023 | 13:13

What is the PB ratio of SBI Cards and Payment Services ?

The PB ratio of SBI Cards and Payment Services is 8.7 As on 30 January, 2023 | 13:13

What were the company's most recent reported sales and net income?

SBI Cards & Payment Services Ltd recorded net sales worth INR 2850.31 crores and a net income of INR 3016.1 crores for the year ending March 2022.

What is the future of the company's shares?

SBI Cards & Payment Services Ltd has delivered a stellar profit growth of 34.09% in the last 5 years. May 2022 saw the highest-ever outstanding loans on credit cards. Additionally, credit card spending rose by 118% while the transactions number grew by 77%. The bounce back indicates that the company would benefit from the growth in the segment.

How to buy shares of SBI Cards & Payment Services Ltd?

The company's shares can be bought online or offline by opening a Demat account with 5Paisa and verifying the KYC documents.

Q2FY23