SG Finserve Share Price

Conference Call with SG Finserve Management and Analysts on Q4FY26 & Full Year Performance and Outlook. Listen to the full earnings transcript.

• Trendlyne
• 1 month 1 week ago

Financial Services company SG Finserve Company announced Q4FY26 & FY26 results Q4FY26 Financial Highlights: Operating Income of Rs 105.65 crore in Q4FY26 against Rs 85.84 crore in Q3FY26. Net Interest Income (NII) of Rs 62.73 crore in Q4FY26 against Rs 49.44 crore in Q3FY26. Profit Before Tax (PBT) of Rs 56.21 crore in Q4FY26 against Rs 43.05 crore in Q3FY26. Profit After Tax (PAT) of Rs 42.27 crore in Q4FY26 against Rs 32.47 crore in Q3FY26. FY26 Financial Highlights: Operating Income of Rs 333.66 crore in FY26 against Rs 170.26 crore in FY25. Net Interest Income (NII) of Rs 199.20 crore in FY26 against Rs 138.28 crore in FY25. Profit Before Tax (PBT) of Rs 171.55 crore in FY26 against Rs 110.16 crore in FY25. Profit After Tax (PAT) of Rs 127.66 crore in FY26 against Rs 80.99 crore in FY25. Management’s commentary: We are pleased to announce the financial results of SG Finserve Limited for the year ended 31st March 2026. We have achieved all-time high Loan Book of Rs 3,936 crore as of 31st March 2026, registering a strong QoQ growth of 23% and YoY growth of 75%. Gross Disbursements crossed Rs 25,000 crore during the year registering 40% growth on YoY basis. Profit Before Tax (PBT) grew 30% on QoQ basis and 56% on YoY basis. Profit After Tax (PAT) grew 30% on QoQ basis and 58% on YoY basis. Supply Chain Financing continues to remain our core business strength which has further strengthened through commercialization of factoring business in March 2026. During the quarter, we have successfully raised fresh Equity of Rs 316 crore through conversion of share warrants, which has further strengthened our capital structure to augment future growth prospects. Operationally, we remain a highly disciplined NBFC, with Cost-to-Income of below 15%, and NIL NPAs. For the year ended, we delivered Return on Assets (RoA) of 4.80% and Return on Equity (RoE) of 12% pa. From a balance sheet perspective, we are well capitalized, with total equity of Rs 1,460 crore as on March 31, 2026, with leverage of 1.9x, providing us good headroom for business growth. Our strategy is centred on “deepening and widening”- strengthening relationships with our existing customers, acquiring new customers, expanding product offerings, forging strategic partnerships, and exploring adjacent financial services. Result PDF

• Trendlyne
• 1 month 1 week ago

Financial Services company SG Finserve announced Q3FY26 results Operating Income for the quarter is Rs 86.28 crore as against Rs 74.72 crore in Q2FY26. Net Interest Income (NII ) of Rs 49.88 crore as against Rs 44.39 crore in Q2FY26. The Company achieved PAT of Rs 32.47 crore as against Rs 28.40 crore in Q2FY26. Management’s Message: We are pleased to announce the financial results of SG Finserve Limited for the quarter and nine months ended 31st December 2025. We achieved an all-time high AUM of Rs 3,210 crore as of 31st December 2025, registering a strong QoQ growth of 12%. Profit After Tax for Q3 stood at Rs 32 crore, reflecting a sequential growth of 15% on QoQ basis. PAT for the first nine months reached Rs 85 crore, a robust YoY growth of 49%. Our Supply Chain Financing business continues to remain our core strength, contributing nearly 70% of our AUM. We are also pleased to share that the RBI has granted us the Certificate of Registration to operate Factoring Business, enabling us to further expand and strengthen our supply chain financing offerings. Operationally, we remain a highly disciplined NBFC, with Cost-to-Income ratio of less than 15% and NIL GNPA. For the nine-month period, we delivered Return on Assets of 4.40% pa and a Return on Equity of 10.50% pa. From a balance sheet perspective, we are well capitalized, with equity of approximately Rs 1,100 crore and a conservative leverage of less than 2.0x, providing ample headroom to support growth over the next 3-4 years. As forward-looking guidance, our growth ambitions are clear and focused: We aim to grow our AUM at a 4-year CAGR of ~20% to Rs 7,500 crore by March 2030. We target Profit Before Tax of Rs 500 crore by FY2030, growing at a 4-year CAGR of ~30%, supported by RoA of 5% pa and RoE of 15% pa. Our strategy is centred on “deepening and widening”- strengthening relationships with existing customers, acquiring new customers, expanding product offerings, forging strategic partnerships, and exploring adjacent financial services Result PDF

• Trendlyne
• 4 months ago