Lumpsum Calculator

Calculator is a tool that helps you calculate the estimated return on the whole investment period for the mutual fund investment. With paisa calculator, an investor can plan his finances based on the estimated returns at the end of the period.

Yr
%
  • Invested Amount

    ₹10000

  • Wealth Gained

    ₹11589

  • Expected Amount

    ₹21589

Choose from our top performing funds to start investment

ICICI Pru Multi-Asset Fund (G)

  • Hybrid - Multi Asset Allocation
  • Very High
  • 4
  • 16.40% 1 Year
  • 15.40% 3 Year
  • 12.40% 5 Year
  • 13,279 Cr AUM (₹)
  • 15.01% 1 Year
  • 29.51% 3 Year
  • 0.00% 5 Year
  • 2,559 Cr AUM (₹)

ICICI Pru Equity & Debt Fund - (G)

  • Hybrid - Aggressive Hybrid Fund
  • Very High
  • 5
  • 15.21% 1 Year
  • 16.14% 3 Year
  • 12.75% 5 Year
  • 19,095 Cr AUM (₹)
  • 8.60% 1 Year
  • 25.39% 3 Year
  • 16.08% 5 Year
  • 18,675 Cr AUM (₹)

Quant Multi Asset Fund (G)

  • Hybrid - Multi Asset Allocation
  • Very High
  • 5
  • 5.31% 1 Year
  • 25.72% 3 Year
  • 16.34% 5 Year
  • 306 Cr AUM (₹)

Investments are broadly categorized into two categories – SIP and Lumpsum. SIP or Systematic Investment Plan involves making small investments every month, while a Lumpsum Investment involves investing a large sum of money in one mutual fund scheme.

A majority of investors prefer lumpsum investments. They involve fewer variables and yield high returns. There are many mutual fund calculator services available online that can help you estimate the return on your investments. 

A lumpsum calculator is a mutual fund calculator used to calculate the return on lumpsum investments that an investor is planning to make.

Online lumpsum calculators are readily available online and free to use. A lumpsum SIP calculator is easy to use. You do not have to perform complex mathematical calculations to estimate the right returns. You can estimate returns for various time periods – six months, one year, two years, five years, and so on at the click of a button. They are the perfect tool for making a fool-proof investment plan.

The 5paisa Lumpsum Calculator is designed to give you the most accurate estimates in record time.

You can use the 5paisa Lumpsum calculator in 3 easy steps:

  • 01

    Enter the amount estimate you can invest.

  •  
  • 02

    Enter the amount estimate you can invest.

  •  
  • 03

    Enter the amount estimate you can invest.

Your lumpsum investment returns will be calculated within milliseconds based on your inputs.

A sip lumpsum calculator works on a basic formula. When you enter inputs such as:

Investment Amount, Time Period, and Expected Rate of Return, the calculator applies this special formula to calculate your ROI. You can either use the sliders to adjust your inputs, or you can enter the inputs manually. The standard formula used by a lumpsum calculator is explained in the next segment.

The standard formula used by a lumpsum mutual fund calculator is essentially a compound interest formula. The formula is:

A = P (1 + r/n)nt

Here,

  • A

    Estimated returns

  • P

    Present value of investment

  • r

    Rate of return

  • n

    Duration of investment

  • t

    umber of compound interests in a year

Let’s understand this with an example:

Eishaan invests Rs.10 lakhs in a mutual fund that gives an average return at the rate of 8% p.a. and compounds every six months for 10 years .

Applying the formula, the estimated future returns here would be:

A = 10,00,000 (1 + 8/2)2/10

Does this look like a complicated calculation to you? It is! This is why you need a lumpsum mutual fund calculator which can make multiple calculations like these within seconds!

There are many benefits of using a lumpsum calculator:

Mutual funds are famously subjected to market risks. You need an accurate tool like a lump sum calculator to protect you from errors. It is readily available online and is free to use. You can use it from the convenience of your home or office, or even when traveling. It performs time-consuming calculations in seconds saving you a lot of time. It is the most valuable tool when planning and building your investment plan. It is so simplified that even an investment beginner can use it with ease.

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