Use Investment calculator for fund of your choice
Choose from our top performing funds to start investment
- Sectoral / Thematic
- Very High
- 54.87% 1 Year
- 19.71% 3 Year
- 14.70% 5 Year
- 2635.78 Cr AUM (₹)
Frequently Asked Questions
Usually, an investment in Mutual Funds can be done through two ways - SIP and Lumpsum. When a depositor invests a specific amount of money on a particular mutual fund scheme once, that’s referred as lumpsum investment.
A lump sum amount is defined as a single complete sum of money.
A lumpsum calculator helps you calculate the estimated returns on your investment for the whole investment period. You may calculate your investments’ 1-year, 3-year and 5-year returns using this calculator.
Lumpsum investment returns are calculated with the use of a specific method. Essentially a compound interest formula is used with one of the variables being the number of times the interest is compounded in a year.
Lumpsum Calculator Formula –
Estimated Returns = Present Value (1 + r/100)^n
The types of returns in lumpsum investment includes:
- Absolute return
- Total return
- Annualized return
- Rolling return
- Trailing return
- Point to point return
A lump sum amount is a single complete sum of money while an SIP or Systematic Investment Plan, as the name suggests is a way of making a specific amount of investment regularly at a specific interval. The amount in SIP is usually small.
5paisa Lumpsum Calculator is extremely easy to use. All you need to do is –
- Enter the amount you wish to invest a
- Punch in the returns
- Provide expected returns from the Scheme you choose
And your lumpsum investment returns will be calculated as per the inputs.
You must have an operational Demat account with a verified KYC, and you must be willing to invest the minimum amount needed for lumpsum investment.
Mutual funds schemes can demand a minimum lumpsum investment of anything from Rs. 1000 to Rs. 10,000.
There is no limit to the maximum amount a person can invest in a lumpsum mutual fund.
You can withdraw a lumpsum amount through a redemption request. Mutual fund schemes have a minimum withdrawal amount limit mentioned in their disclosure document.
According to 5paisa’s extensive research, AXIS Midcap and UTI-Flexi Cap Fund are currently the top-performing lumpsum mutual funds you can invest in.
Absolutely. All mutual fund investments are subject to market risk, and you must read all the scheme-related information carefully before investing.
The formalities required for a lumpsum investment are:
1. A duly completed application form
2. KYC Compliance
3. Proof of identity
4. Proof of address
5. A cheque for the lump sum amount
6. Third-party declaration for minors (if applicable)