Parag Parikh SIP Calculator

Investors diversify their wealth in various financial instruments to gain higher returns over time. Equities, for example, are widely invested directly or through mutual funds. They pool investors' money to invest in various company stocks. Investors without a lump sum can invest through SIPs by funding a specific monthly amount in a mutual fund scheme.

Before investing, you should determine an ideal monthly investment amount using the PPFAS SIP calculator. The PPFAS mutual fund calculator is targeted toward accurately calculating the future value of the current SIP investments based on the investment period and the PPFAS sip interest rate.

Investors who invest in SIP set a monthly investment amount to ensure payout at maturity. However, establishing a monthly amount requires calculations based on the maturity value, investment period, and expected rate of return. 5paisa’s PPFAS mutual fund calculator is an online tool that allows you to calculate that sum accurately.

While using the SIP return calculator PPFAS, you need to fill in details about the amount you want to invest every month, the investment period, and the expected rate of return of the desired mutual fund scheme. Once you have entered all the details, the PPFAS SIP calculator uses a mathematical equation to display accurate and error-free results. 

Most SIP calculators work on a compound growth assumption. Each monthly contribution is treated as a separate investment, and the final projection is the combined value of all those instalments growing over time.

A commonly used method is future value of a monthly SIP using compounding:

Convert the annual expected return into a monthly rate

Monthly rate = (Annual rate ÷ 12)

Apply the SIP future value formula:

FV = P × {[(1 + r)^n – 1] ÷ r} × (1 + r)

P = monthly SIP amount

r = monthly return rate (as a decimal)

n = number of monthly instalments

A small but important nuance: the “return” is an assumption you enter. Actual mutual fund performance can vary, and it won’t be linear month to month. So treat the output as an indicative range builder — helpful for planning, but not a guaranteed outcome.

Used well, the calculator can support clearer decisions around budgeting and goal-setting, especially when you’re trying to match investments to a timeline.

Here are a few practical ways it helps:

• Goal planning: You can sanity-check whether your current SIP amount looks aligned with a target corpus.
• Time vs amount trade-off: Not sure whether to invest more or invest longer? The calculator shows both routes.
• Expectation setting: It encourages realistic thinking by keeping the return assumption visible (and adjustable).
• Consistency check: It shows how disciplined contributions can build up over time, even without lump-sum investing.
• Quick comparisons: You can compare different SIP amounts or tenures without juggling spreadsheets.

It’s particularly useful when you want a simple, numbers-first view before you get into fund facts, risk profile, and portfolio fit.

Investing in mutual funds through SIPs can be highly rewarding while creating a corpus with minimal risk exposure over time. You can create a SIP in an ideal mutual fund scheme such as PPFAS to start investing a monthly investment amount for a certain period.

However, before investing in the PPFAS mutual fund scheme through SIP, calculate the monthly investment amount, the investment period, and the PPFAS mutual fund scheme.

The PPFAS SIP calculator provides the following benefits for detailed calculations: 

• Accuracy: The PPFAS SIP calculator furnishes highly accurate information related to the total invested amount, wealth gained, and the expected value at maturity. It uses advanced algorithms, regularly providing accurate results with no deviations. 

• Free of Cost: The mutual fund calculator PPFAS is available for free. They can use the calculator unlimited times to calculate returns at no cost.

PPFAS Mutual Fund refers to PPFAS (Parag Parikh) Mutual Fund, an asset management house in India known for offering mutual fund schemes, including equity-oriented strategies. Like other AMCs, it pools money from investors and invests according to each scheme’s stated objective and mandate.

When you’re using a PPFAS SIP calculator on this page, the intention is not to suggest a particular scheme or predict returns. It’s simply to help you understand how regular investing (SIP-style) might compound over a chosen horizon under a chosen assumption. For anything beyond estimation — such as scheme details, risk level, portfolio allocation, or costs — it’s always best to rely on official scheme documents and your own financial context.