Kotak SIP Calculator

Mutual funds are the talk of the town as a popular investment option. Systematic Investment Plans (SIP) are one of the most convenient modes for retail investors. Since the pandemic and the rise of fin-influences, the SIP numbers have been growing. In November 2022, the SIP inflow touched Rs. 13,307 crores. Kotak Mahindra Bank allows you to reach your financial goals by investing in mutual funds. Using the Kotak Mahindra SIP calculator, you can also assess your potential returns from the investment.

%
  • Invested Amount
  • Wealth Gained
  • Invested Amount
  • ₹0000
  • Wealth Gained
  • ₹0000
  • Expected Amount
  • ₹0000

Yearly Breakdown

Invested Amount
₹ 61,200
Wealth Gained
₹ 10,421

The total value of your investment after
3Years will be

₹ 71,621
Year Invested Amount Wealth Gained Expected Amount
Year Invested Amount Wealth Gained Expected Amount
2023 ₹ 20,400 ₹ 1,139 ₹ 21,539
2024 ₹ 20,400 ₹ 3,395 ₹ 45,334
2025 ₹ 20,400 ₹ 5,887 ₹ 71,621

Choose from our top performing funds

  • 42% 3Y Return
  • 39% 5Y Return
  • 74%
  • 1Y Return
  • 37% 3Y Return
  • 31% 5Y Return
  • 61%
  • 1Y Return
  • 37% 3Y Return
  • 27% 5Y Return
  • 73%
  • 1Y Return
  • 34% 3Y Return
  • 26% 5Y Return
  • 52%
  • 1Y Return
  • 31% 3Y Return
  • 30% 5Y Return
  • 50%
  • 1Y Return
  • 39% 3Y Return
  • 28% 5Y Return
  • 65%
  • 1Y Return

Kotak Mahindra mutual fund offers a wide variety of funds, from equity to tax-saver to hybrid. Additionally, for your convenience, the Kotak Mahindra SIP calculator helps clarify how small monthly investments can benefit your portfolio over a long period.

With 5paisa’s Kotak Mahindra SIP calculator online tool, you need to enter your total investment amount, your investment horizon, and the expected rate of return per annum. Once you finish inputting these, the SIP return calculator calculates the return and gives you an approximate value at maturity.

You can calculate potential investment returns using the Kotak Mahindra SIP calculator. It is typically filled out with the investment or target amount, anticipated Kotak Mahindra SIP interest rate, investment tenure, and step-up rate.

The Kotak Mahindra SIP calculator bases its methodology on the investment amount. Investors fill input fields with their investment amount, tenure, interest rate, and step-up percentage, and while it forecasts results, it does not guarantee returns.

The Kotak Mahindra SIP calculator is a simple online tool that forecasts the performance of mutual funds based on the scheme’s past performance. Additionally, the mutual fund performance is subject to change from the final value of investment because they are market-linked.

As a user, you should understand that any tool determining investment value at maturity assumes the return rate. Typically, users must enter this return value into the online SIP calculators. Alternatively, the SIP return calculator Kotak Mahindra selects this figure in light of the plan's prior success.

Usually, apprentice, risk-averse investors prefer the SIP route. This is because these are more strategic investment plans than lump-sum investments, as they let you contribute a small amount each month to a mutual fund scheme instead of a massive chunk of your corpus all at once.

Using a Kotak Mahindra Mutual Fund SIP calculator has several benefits, including
 

  • Estimates return: Mutual Fund Calculator Kotak Mahindra gives you a fair amount of accuracy. However, the outcome might differ slightly due to market risks.
  • More straightforward calculations: Thanks to technological advancements, you can get around the time-consuming process of calculating SIP returns. With just a few inputs, the Kotak Mahindra SIP calculator is simple. Due to its simplicity, a SIP calculator is helpful for amateurs and experts in the field because it saves them time.
  • Planning systematically: SIPs are a wise investment strategy, as their name would imply, and the Kotak Mahindra SIP calculator can be used to assess the projected outcomes.
  • Rupee Cost Averaging: SIPs allow you to take advantage of rupee cost averaging. This means that if the market is down, you will buy more units at a lower price, and if the market is up, you will buy fewer units at a higher price. This helps to average out the cost of your investment over time.
  • Flexibility: Kotak Mahindra SIPs offer flexibility regarding the amount you invest, the frequency of investment, and the investment duration. You can choose to invest as little as Rs 500 per month and change or stop the investment at any time.
  • Professional Management: Kotak Mahindra is a reputable financial institution with a strong track record of managing investments. By investing in a Kotak Mahindra SIP, you can benefit from the expertise and experience of professional fund managers who will manage your investment portfolio.

Formula to Calculate Kotak Mahindra SIP Returns

The Kotak Mahindra SIP calculator uses the typical SIP variables to calculate the ROI (Return On Investment). The formula can be given by

FV = [P x R x (1 + i) n-1/i] x (1 + i)

Where

FV = Future Value

P = Principal

R = Expected Rate of Returns

i = Compound rate of return

n = Number of instalments 

This calculation may take some time for you to calculate manually. But you can efficiently complete the task using the Kotak Mahindra SIP investment calculator.

For example, let's say you invest Rs. 500 per month through a SIP plan for a 3-year tenure and expect 12% p.a. returns. The estimated return value will be given to you right away by the calculator.

Amount invested: Rs. 18,000

Expected return amount: Rs. 21,754

Wealth gain: Rs. 3,754

Suppose you invest Rs.2000 every month, the projected SIP returns based on these variables can be listed as

Duration 

SIP Amount 

Future Value

1 year 

2000

0.3 Lakhs 

5 years 

2000

1.6 Lakhs 

8 years 

2000

3.2 Lakhs 

10 years 

2000

4.6 Lakhs 

As mentioned above, a SIP calculator requires some inputs to calculate the SIP returns. The Kotak Mahindra SIP Calculator uses the following information:

  • Monthly instalment amount
  • Expected rate of interest
  • Investment duration (in years)

The calculator calculates the scheme's returns based on the above inputs. Use the calculator to your advantage by following these simple steps:

Step 1: Enter your monthly SIP amount.

Step 2: Choose a fund, such as the Kotak Mahindra Liquid Fund Regular Growth Fund, as your first investment.

Step 3: Determine the investment duration.

Finally, the calculator provides an investment period value based on the scheme's past earnings, SIP amount, and investment period. 

 

The Kotak Mahindra SIP calculator estimates the performance of any Kotak Mahindra mutual fund using the scheme's historical performance. The tool helps you choose better investments by showing where the fund stands within its category. Here are some key benefits of the Kotak Mahindra SIP calculator:

  • Effective: Quick and straightforward for estimating the SIP returns of Kotak Mahindra mutual fund schemes.
  • Efficient: The tool also eliminates the tedious calculation of manually calculating the maturity value.
  • Time-saving: Therefore, any investor can check the scheme's potential returns at their fingertips.
  • No cost: Investors can use the calculator unlimited times at no charge.

Frequently Asked Questions

Investing in the Kotak Mahindra SIP may result in a capital gain on your investments, depending on your chosen fund. With a CRISIL rating of 3 or higher, many of Kotak Mahindra's equity programs are considered relatively safe.

SIPs are a wonderful habit-building investment method. Kotak Mahindra SIP allows you to invest a fixed sum every month, where your investments compound over time. Moreover, Kotak Mahindra holds three or higher CRISIL ratings. You can invest in Kotak Mahindra for the following reasons:

  • Portfolio diversification
  • Convenience
  • Rupee cost averaging
  • Flexibility
  • Professional management

You can use your 5paisa trading and Demat account to open a SIP account with Kotak Mahindra. Here’s how:

Step 1: Log in to your Demat account on 5paisa.

Step 2: Choose the desired Kotak Mahindra mutual fund scheme.

Step 3: Select the “Start SIP” option.

Step 4: Fill in all the required details and upload all documents.

Step 5: Submit the application to open a SIP account.

Disclaimer: The calculator available on the 5paisa website is intended for informational purposes only and is designed to assist you in estimating potential investments. However, it is important to understand that this calculator should not be the sole basis for creating or implementing any investment strategy. View More..