ITI SIP Calculator

Diversifying investments reduces risk and ensures steady income, a key component of an effective financial plan. One option is mutual funds, which allow investing in high-return potential companies. A popular way to invest in mutual funds is through SIPs. To plan effectively, it's important to know the future value of monthly investments. If you want to invest in a mutual fund scheme curated by ITI, the ITI SIP calculator can help plan your monthly investments.   

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  • Invested Amount

  • Wealth Gained

  • Expected Amount

Year Invested Amount Wealth Gained Expected Amount

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What is the ITI SIP Calculator?

Mutual funds are a comprehensive way to diversify and grow investments over time. SIPs are a popular option for investors who don't have a large lump sum to invest in an ITI mutual fund scheme.

Before investing, it's important to know the future value of a certain monthly investment after a certain period, considering the rate of return offered by the chosen ITI mutual fund scheme. This helps determine the ideal monthly investment amount to reach the desired corpus after a certain period.

The ITI SIP calculator is an online tool for calculating the future value of monthly investments in a chosen ITI mutual fund scheme. It considers information entered by the user, such as monthly investment amount, investment period, and expected rate of return.

How Does The ITI Mutual Fund Calculator Work?

ITI SIP calculator calculates the maturity or future value of a specific monthly investment made by the investor for a certain period and at an expected rate of return. It's specifically designed for investors in ITI mutual fund schemes via SIPs.

The calculator uses advanced algorithms and mathematical equations to provide highly accurate results, giving insight into the future value of monthly SIP investments.

The ITI SIP interest rate calculator requires the user to enter details about the monthly investment amount, investment period, and expected rate of return for the chosen ITI mutual fund scheme. The advanced algorithms then calculate SIP returns, including the maturity value and potential profits if the same monthly investment is maintained for the chosen period.

 

How is the ITI Mutual Fund Calculator?

SIP investments in mutual funds offer a way to invest small amounts over a long period systematically. ITI’s SIP calculator can accurately analyse returns by considering monthly investments, expected rate of return, and investment period. It's a helpful tool for understanding maturity values and achieving financial goals for those invested or considering investing in ITI mutual funds.

You can use the ITI SIP calculator to

  • Determine an ideal monthly investment amount when you know the payout amount to want to earn after a certain period. You can fill in a monthly investment amount and increase or decrease it until you reach the desired maturity value. 
  • Comparing various ITI mutual fund schemes based on their expected rate of return with the same investment amount and period. It can allow you to invest in an ideal ITI mutual fund scheme. 
  • Finding highly accurate and quick results to ensure the success of your financial plan by calculating SIP results beforehand for the long term to make other investments accordingly. 


Formula To Calculate ITI SIP Returns

To align monthly SIP investments with desired payouts in ITI mutual funds, it's essential to determine the monthly investments by analysing future value based on the investment period and expected rate of return. The ITI SIP calculator is an easy and accurate way to calculate maturity value, but it can also be done manually using a mathematical equation.

The formula to calculate Invesco SIP returns is 

FV = P x ({[ 1+ i] ^ n -1} / i) x (1+i)


Here,

FV = Future value (final payout at maturity)

P = Principal investment while starting the SIP

i = Annual interest rate (compound interest) in percentage/12

N = Number of months

For example, you want to invest Rs 10,000 in an ITI mutual fund scheme that offers 12% returns over 10 years. You can use the SIP formula as 

FV = 10,000 ({[1 + 0.01] ^ {120 – 1} / 0.01) x (1 + 0.01)

Here, the results would be: 

Invested Amount = Rs 12,00,000

Estimated Returns (Profits) = Rs 11,23,391

Total Value after 10 years = Rs 23,23,391 


Here is a table to showcase various future returns until maturity for a monthly investment of Rs 5,000:

Duration 

SIP Amount

Future Value (INR)

2 years 

10,000

2,72,000

4 years

10,000

6,18,348

6 years 

10,000

10,57,570

8 years

10,000

16,15,226

How To Use ITI SIP Calculator?

ITI mutual fund offers various investment schemes through SIPs, with the potential for good returns over time. ITI mutual fund SIPs require setting a monthly investment amount for a certain period like other SIP investments.

You can calculate and determine the monthly investment amount using the ITI SIP calculator in the following way: 

Step 1: Log in to your 5paisa account or visit the 5paisa website and click on the SIP calculator. 

Step 2: Once the SIP calculator opens, fill in the monthly investment amount by entering the amount or using the slider in the “Monthly Investment” section. 

Step 3: Use the slider or manually enter the number of years you want to see the results for in the “Investment Period” section. 

Step 4: Set the expected rate of return of the chosen ITI mutual fund scheme by using the slider or manually entering the percentage in the “Expected Return” section.

Finally, the calculator will present the total invested amount, the wealth gained, and the expected maturity amount. 

What Are The Benefits Of The ITI SIP Calculator?

A successful SIP plan starts with determining an ideal monthly investment amount capable of providing an ideal maturity amount that beats the inflation levels. Suppose you consider investing in an ITI SIP calculator or want to adjust your current monthly investments. You can effectively utilise the mutual fund calculator ITI to find the most accurate results.

When you use the ITI SIP calculator, you can avail of the following benefits: 

  • Accuracy: While using mathematical equations to calculate the SIP investments’ maturity value manually, there is always room for human error as the equation is complex and can present incorrect results.However, the ITI mutual fund calculator is an online tool that uses advanced algorithms to immediately furnish highly accurate results without any deviation from the actual results. 
  • Time-effective: The SIP return calculator ITI requires the user to enter details for only three factors related to the investment amount, the investment period, and the expected rate of return of the mutual fund scheme.
  • Free Of Cost: One of the best features of the ITI mutual fund SIP calculator is the free-of-cost structure that does not ask for a fee from the users. You can use the calculator unlimited times to calculate returns. 

FAQ’s

You can choose numerous ideal ITI mutual fund schemes for SIP, such as

  • ITI Large Cap Fund (G)
  • ITI Long Term Equity Fund (G)
  • ITI Pharma and Healthcare Fund (G)

ITI mutual fund schemes have been highly rated by CRISIL, and most of them come with equal to or higher than three ratings, making SIPs a safe investment.

ITI mutual fund house has been in business for an extended period and employs expert portfolio managers to curate and manage mutual fund schemes. You can invest in ITI SIP in low-risk and high-return mutual fund schemes.

You can use your 5paisa trading and Demat account to open a SIP account with ITI. Here’s how:

Step 1: Log in to your Demat account on the 5paisa website or app.

Step 2: Choose the desired ITI mutual fund scheme.

Step 3: Select the “Start SIP” option.

Step 4: Fill in all the required details and upload all documents.

Step 5: Submit the application to open a SIP account.

 

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