HSBC SIP Calculator

Planned investments are the core of any effective financial plan. Mutual funds are one of the most comprehensive investment instruments allowing users to invest in expertly curated schemes with a high-profit earning potential. One of the best ways to invest in mutual fund schemes is through a Systematic Investment Plan (SIP) that allows investors to spend a predetermined monthly amount. Before investing, it is crucial to calculate the returns and the future value to ensure your chosen scheme is suitable. The best way to do this is by using the HSBC SIP calculator to determine the future value of your SIP investments.  

  • Invested Amount
  • Wealth Gained
  • Invested Amount
  • ₹0000
  • Wealth Gained
  • ₹0000
  • Expected Amount
  • ₹0000

Yearly Breakdown

Invested Amount
₹ 61,200
Wealth Gained
₹ 10,421

The total value of your investment after
3Years will be

₹ 71,621
Year Invested Amount Wealth Gained Expected Amount
Year Invested Amount Wealth Gained Expected Amount
2023 ₹ 20,400 ₹ 1,139 ₹ 21,539
2024 ₹ 20,400 ₹ 3,395 ₹ 45,334
2025 ₹ 20,400 ₹ 5,887 ₹ 71,621

Choose from our top performing funds

  • 42% 3Y Return
  • 29% 5Y Return
  • 41%
  • 1Y Return
  • 45% 3Y Return
  • 34% 5Y Return
  • 41%
  • 1Y Return
  • 24% 3Y Return
  • 24% 5Y Return
  • 32%
  • 1Y Return
  • 36% 3Y Return
  • 26% 5Y Return
  • 33%
  • 1Y Return
  • 41% 3Y Return
  • 25% 5Y Return
  • 39%
  • 1Y Return

Several Indian investors build wealth by investing in mutual funds via SIPs. They often have a target investment amount or future earning goal, and a SIP calculator like HSBC's can help them ensure their investments align with their goals. They do this by knowing how much they can invest monthly for a certain period or the amount they want to earn at maturity.

Both cases require detailed calculations to ensure that the SIP investments are in the right direction for the investor. A SIP calculator such as the HSBC SIP calculator helps potential or current users invest in any mutual fund scheme created by HSBC mutual fund house.

5paisa’s HSBC mutual fund calculator is an innovative online tool that determines the future value of their SIP investments made through an HSBC mutual fund scheme. It accurately calculates the future value of the current SIP investments based on the expected rate of returns and the investment period.

The calculations allow users to adjust their SIP amount based on their future goals or compare various HSBC mutual fund schemes based on their expected rate of return. 

The HSBC SIP calculator is available on the 5paisa website or within the 5paisa account. It is free for all users and does not require creating an account or submitting personal information.

The HSBC mutual fund calculator aids investors interested in understanding their profit potential based on historical returns offered by HSBC mutual fund schemes. While using the mutual fund calculator HSBC, you need to fill in details about the amount you want to invest every month, the investment period, and the expected rate of return of the desired mutual fund scheme.

Once you have entered all these details, the HSBC SIP Return calculator uses advanced algorithms based on a mathematical equation to furnish results about the total invested amount (principle), wealth gained (profits), and expected amount (future value).

Mutual fund investors invest in mutual fund schemes to multiply investment amounts and create wealth over time. However, for mutual fund investments to be successful, investors must determine an ideal monthly amount to ensure they meet their financial objective.

While using the HSBC SIP calculator, you do not have to incur any cost or a fee, making the calculations cost-effective for all users. You can pick any HSBC mutual fund scheme and fill in details in the calculator based on the past performance of the mutual fund scheme. The calculator presents accurate real-time results, outlining the best SIP plan for you.

The HSBC SIP calculator provides the following features and benefits.

  • Effective Financial Planning: The HSBC SIP interest rate calculator creates an effective financial plan based on the future valuation of SIP investments. This way, investors can adjust their monthly investments to match their desired amount upon maturity. 
  • Accuracy: The HSBC SIP calculator is coded with advanced algorithms to ensure highly accurate user results based on the provided details. Hence, users do not need to calculate returns through complex mathematical equations, which can be time-consuming.

Formula to Calculate HSBC SIP Returns 

Mutual fund investments can become the core of an effective financial plan as they allow investors to build a high corpus after a certain period systematically. However, it's essential to calculate returns based on the desired investment period and expected rate of returns to ensure your investments are valued adequately in the future.

Although you can use the HSBC SIP calculator to calculate your SIP returns quickly, understanding how SIP returns are calculated using a mathematical equation is prudent. The formula to calculate SIP returns is: 

FV = P x ({[ 1+ i] ^ n -1} / i) x (1+i)


FV = Future value ( final payout at maturity)

P = Principal investment while starting the SIP

i = Annual interest rate (compound interest) in percentage/12

N = Number of months


For example, you want to invest Rs 2,000 in a monthly mutual fund scheme that offers 12% returns for 15 years,

FV = 2,000 ({[1 + 0.01] ^ {180 – 1} / 0.01) x (1 + 0.01)

Here, the results would be:

Invested Amount: Rs 3,60,000

Wealth Gained: Rs 6,49,152

Expected Amount: Rs 10,09,152 


Here is a table to showcase various future returns until maturity: 


SIP Amount 

Future Value (INR)

2 years



4 years



6 years 



8 years



You can use the above mathematical equation to calculate returns on your HSBC mutual fund schemes and the subsequent SIP investments; however, the HSBC mutual fund calculator will help generate more accurate results. 

With 5paisa’s calculator, you can compute returns on any HSBC mutual fund scheme based on the investment period and expected rate of return. If you want to invest in an HSBC mutual fund scheme, you can analyse your profits and return potential using the HSBC SIP calculator.

Here is how you can use the HSBC SIP calculator: 

Step 1: Log in to your 5paisa account, visit the 5paisa website, and navigate to the SIP calculator section to calculate the returns

Step 2: Navigate to the “Monthly Investment” section to either fill in or use the slider to set the monthly amount you want to invest

Step 3: Use the slider or fill in the number of years you want to keep investing in the mutual fund scheme in the “Investment Period” Section

Step 4: Set the expected rate of return in the “Expected Return” section by either filling in or using the slider

Once you fill in all the details, the results will showcase the total invested amount, the wealth gained, and the future value of the invested amount.

The features and benefits of the HSBC mutual fund calculator ensure that you can adjust your SIP investments to gain a specific amount after a certain period or know the future value of your asset.

Here are the benefits of the HSBC SIP calculator: 

  • Accuracy: The HSBC SIP interest rate calculator presents highly accurate results. You can avoid manually calculating the SIP returns through complex mathematical equations, eliminating possible errors. 
  • Free Of Cost: While using the HSBC SIP calculator, you don’t have to pay any charges as the calculator is free of cost. Furthermore, there is no limitation on the free usage, and you can use it to calculate returns unlimited times. 

Frequently Asked Questions

Yes, HSBC SIPs are one of the safest options to invest in mutual funds, as expert portfolio managers create and manage the schemes. 


HSBC is one of the biggest mutual fund houses and has offered consistent returns to its investors through its mutual fund schemes. You can start an HSBC SIP to invest in such mutual fund schemes and earn good profits.

You can use your 5paisa trading and Demat account to open a SIP account with HSBC. Here’s how:

Step 1: Log in to your Demat account on 5paisa

Step 2: Choose the desired HSBC mutual fund scheme

Step 3: Select the “Start SIP” option

Step 4: Fill in all the required details and upload all documents

Step 5: Submit the application to open a SIP account

Disclaimer: The calculator available on the 5paisa website is intended for informational purposes only and is designed to assist you in estimating potential investments. However, it is important to understand that this calculator should not be the sole basis for creating or implementing any investment strategy. View More..