Quantum SIP Calculator
Systematic Investment Plan (SIP) refers to periodic and consistent investments, similar to bank recurring deposits. You can periodically invest a fixed amount versus a lump sum one-time investment, making SIPs an ideal investment alternative to combat market volatility. Due to the frequency of investments, it isn't easy to gauge the overall return on investment. However, you can use a SIP calculator to evaluate the risk and return trade-off. Quantum SIP Calculators are a valuable tool to estimate prospective returns on investments in Quantum Mutual Fund.
Yearly Breakdown
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Other SIP Calculators
Choose from our top performing funds
- Equity.
- Growth.
- 41% 3Y Return
- 38% 5Y Return
- 71%
- 1Y Return
- Equity.
- Growth.
- 36% 3Y Return
- 30% 5Y Return
- 57%
- 1Y Return
- Equity.
- Growth.
- 35% 3Y Return
- 26% 5Y Return
- 67%
- 1Y Return
- Equity.
- Growth.
- 33% 3Y Return
- 26% 5Y Return
- 50%
- 1Y Return
- Hybrid.
- Growth.
- 31% 3Y Return
- 30% 5Y Return
- 50%
- 1Y Return
- Equity.
- Growth.
- 38% 3Y Return
- 27% 5Y Return
- 61%
- 1Y Return
The Quantum SIP Calculator provides an estimation tool that uses factors such as the required rate of return, investment period, and investment amount. It predicts the potential gains and maturity value. Additionally, the calculator can calculate the recurring investment required for a fixed investment period to achieve a target corpus.
The methodology used by Quantum SIP Calculator is as below.
- Investment Amount: The inputs required are periodic investment amount, scheme type, and tenure. The Quantum SIP calculator estimates the potential gain and maturity amount based on these variables.
- Target Amount: The inputs required are the expected maturity amount at the end of your investment tenure and the scheme type. In turn, the Quantum SIP Calculator provides the recurring amount for periodic investment.
Whether lump sum or SIP, mutual funds’ investments are subject to market risk. The returns from mutual funds are not constant and depend on market performance and sentiment. Therefore, the Quantum mutual fund sip calculator does not guarantee returns.
The calculator's primary objective is to estimate returns using inputs from the user and the fund's past performance. The tool assumes that the mutual fund scheme will repeat its past performance.
India's mutual fund market is less mature than other developed countries. There is immense scope for growth in the mutual fund sector in India. Over the last decade, the mutual fund industry grew from Rs. 5.83 trillion to Rs. 24.25 trillion.
Enhanced awareness among Indian retail investors provides a further impetus. In the long run, growth in the mutual fund industry will increase the overall returns for investors.
Quantum mutual funds offer various schemes to their investors, each with a unique objective. Mutual fund schemes cater to different types of investment objectives, risk appetite, and holding periods. The SIP calculator requires you to choose one of the many schemes offered by Quantum Mutual Fund.
They offer ten mutual fund schemes to investors; four are equity schemes, two are debt schemes, and two are hybrid. Quantum mutual fund is the first to benchmark its schemes. Quantum Mutual Funds offers sector-focused equity mutual fund schemes such as ESG and tax-saving schemes.
Likewise, debt schemes invest in fixed-income securities, while hybrid schemes provide well-balanced combinations of debt and equity instruments.
The Quantum mutual fund calculator contains a list of various schemes' names. You must select a mutual fund scheme that best suits your investment objective. Upon selection, the tool presents the scheme's extended rate of return (XIRR) for the investment period. The SIP calculator uses the XIRR to estimate the maturity value in conjunction with the SIP.
The XIRR is a function of the historical performance of the schemes. Due to market movement, there may be a difference between the actual returns and returns based on the SIP calculator.
There is a shift in retail investment from one-time contributions to SIPs. Significant capital is at risk in lumpsum investment, whereas SIPs involve a small amount of your disposable income. Consequently, retail investors widely use a mutual fund SIP calculator. It has the following benefits.
- Ease of calculations: SIP Calculators are suitable for novices and experts. It eliminates the time taken and complexity associated with manual SIP calculations. Additionally, the SIP calculator requires minimum effort without any associated costs.
- Estimating ROI: SIP calculators help to estimate the return on investment with a marginal degree of variance. It does not accurately predict the maturity value since there is a direct link between mutual funds and market movement. However, SIP calculators provide reasonably accurate potential returns.
- Financial Planning: Investors widely use the SIP calculator for effective financial planning and analysis. It enables you to prepare for financial goals, such as creating a retirement plan, contingency fund, etc.
Formula to Calculate Quantum SIP Returns
There are four factors to calculate the return on investment (ROI) with the mutual fund calculator Quantum: periodic instalment amount, expected rate of return, number of instalments, and the XIRR.
The formula for expected maturity value is as below:
FV = [P x R x (1 + i) n-1/i] x (1 + i)
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For example, suppose you invest in a two-year SIP plan with an investment of Rs. 2000 monthly. The XIRR of the scheme is 12% based on past performance. The Quantum mutual fund calculator can predict the expected return using these variables.
Amount Invested: Rs. 24,000
Expected Maturity Value: Rs. 25,620
Capital Gain: Rs. 1,620
Similarly, the Quantum sip interest rate as a function of these variables for a different period are as below:
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The Quantum SIP calculator uses the scheme's historical XIRR and certain inputs from the user to estimate the maturity value and capital gain over a period. It uses the Quantum mutual fund scheme, investment period, and investment amount as inputs.
Follow the steps below to estimate the maturity value through the SIP Calculator:
Step 1: Choose a scheme offered by Quantum Mutual Fund in line with your investment objective, such as the Quantum Long Term Equity Value Fund.
Step 2: Enter the periodic investment amount. The frequency of investment may be daily, monthly, or quarterly.
Step 3: Input the investment period.
Step 4: Finally, the calculator returns the investment maturity value in line with the XIRR and input provided.
Additionally, the SIP return calculator Quantum displays the mutual fund rank and its position within a category. It also provides additional details such as exit load, expense ratio, years of operation, and assets under management so that you can make a well-informed decision.
The Quantum SIP return calculator's primary benefit is estimating the maturity value from any Quantum mutual fund scheme based on its historical performance. It provides the fund ranking within each category and allows you to choose a scheme suitable to your investment objectives. Other key advantages of the Quantum SIP calculator include the following.
- The SIP calculator eliminates the complexity of manual calculations for the maturity amount.
- It is a straightforward and effective tool to estimate the SIP returns of Quantum mutual fund schemes even without any investment.
- Any investor with internet access may check the expected returns before an investment decision. The SIP calculator is not subject to any cost or formalities.
Frequently Asked Questions
There are several amazing Quantum Mutual Funds that you can invest in, including
In India, Quantum Mutual Fund is one of the oldest AMCs. However, there is some risk involved with market-linked investments like mutual funds. Therefore, you must evaluate the scheme in-depth and select a fund that suits your requirement and aim for growth.
The Quantum mutual fund is a renowned AMC in India and a pioneer in benchmarking. However, Quantum mutual fund is a fund house with a relatively small AUM. A market-related risk is inherent in mutual fund investment. Therefore, evaluating and choosing mutual fund schemes is better based on your objectives and risk appetite.
You can use your 5paisa trading and Demat account to open a SIP account with Quantum. Here’s how:
Step 1: Log in to your Demat account on 5paisa.
Step 2: Choose the desired Quantum mutual fund scheme.
Step 3: Select the “Start SIP” option.
Step 4: Fill in all the required details and upload all documents.
Step 5: Submit the application to open a SIP account.
Disclaimer: The calculator available on the 5paisa website is intended for informational purposes only and is designed to assist you in estimating potential investments. However, it is important to understand that this calculator should not be the sole basis for creating or implementing any investment strategy. View More..