Trust SIP Calculator

Investing in mutual funds through a Systematic Investment Plan (SIP) is a prudent financial strategy for retail investors in India. SIP enables investors to invest a fixed sum of money at regular intervals rather than a lump sum. This approach offers several benefits, including the ability to mitigate market fluctuations through dollar-cost averaging, the convenience of automated deductions from a bank account, and the ability to invest small amounts over some time. One of the most notable advantages of investing through SIP is the power of compounding. By investing a fixed sum at regular intervals, investors can reap the benefits of compounding, leading to substantial wealth creation over a prolonged period. Additionally, SIP also facilitates the discipline of regular investments. It discourages attempts to time the market, which is particularly beneficial for retail investors who may need more expertise or time to manage their investments actively. If you want to figure out how SIP works, the Trust SIP calculator is the right tool.

  • Invested Amount
  • Wealth Gained
  • Invested Amount
  • ₹0000
  • Wealth Gained
  • ₹0000
  • Expected Amount
  • ₹0000

Yearly Breakdown

Invested Amount
₹ 61,200
Wealth Gained
₹ 10,421

The total value of your investment after
3Years will be

₹ 71,621
Year Invested Amount Wealth Gained Expected Amount
Year Invested Amount Wealth Gained Expected Amount
2023 ₹ 20,400 ₹ 1,139 ₹ 21,539
2024 ₹ 20,400 ₹ 3,395 ₹ 45,334
2025 ₹ 20,400 ₹ 5,887 ₹ 71,621

Choose from our top performing funds

  • 42% 3Y Return
  • 29% 5Y Return
  • 40%
  • 1Y Return
  • 45% 3Y Return
  • 34% 5Y Return
  • 40%
  • 1Y Return
  • 24% 3Y Return
  • 24% 5Y Return
  • 32%
  • 1Y Return
  • 37% 3Y Return
  • 26% 5Y Return
  • 33%
  • 1Y Return
  • 41% 3Y Return
  • 25% 5Y Return
  • 38%
  • 1Y Return

5paisa’s Trust SIP Calculator is an online tool that helps investors know how much they might make on their SIP investments in mutual funds. It determined the capital gains and expected returns from an investor's monthly SIP investment. Many small investors choose to invest in mutual funds through SIP, which is also a popular way for young investors to invest.

The Trust SIP calculator may not be the same as the return an investor can get from a mutual fund scheme in which they have invested. The amount shown by the Trust SIP calculator is a rough estimate based on the expected interest rate per year.

Investors must enter the following information into the Trust mutual fund calculator to compute the corpus goal:

  • A SIP investor must first decide how much to invest each month.
  • Investors must enter their expected investment returns. These predicted returns differ based on the mutual fund plan chosen. 
  • Investors must specify an investment time in years.
  • They can include a step-up percentage to increase the SIP amount at regular intervals.
  • To calculate their investment's value after the investment term, investors must click "Calculate" after entering their information. This shows if their investment strategies will help them accomplish their financial goals.

The Trust Mutual Fund SIP Calculator is a valuable tool that determines the rate of return on a one-time investment. It is easy to access and comfortable to use and gives investors more power by computing complicated calculations quickly.

It gives a quick and accurate estimate of how much value will be added to the investment in the future. You only need to provide three pieces of information: the lump sum amount (in rupees), the number of years, and the expected rate of return per year, for it to show you your corpus goal. 

Returns on mutual funds are determined in two ways: the first is in absolute terms, while the second uses the compound annual growth rate (CAGR). The Trust Mutual Fund Calculator determines the return on your lump sum investment in absolute terms if invested for one year or less.

The value is shown in the form of a percentage. On the other hand, in a CAGR, the compounded value increases to evaluate the performance of investments that have been maintained for more than a year.

Formula to Calculate Trust SIP Returns

As stated before, mutual fund returns are calculated in absolute terms and at CAGR. 

Absolute return: The Mutual Fund Calculator determines the absolute return on lump sum mutual fund investments for 1 year or less. The amount is given as a percentage.

On Jan 10, 2022, X deposited Rs 10,000 in Fund ABC. Let's examine how much X will make by December 10, 2022.



Initial deposit


NAV: Jan, 10th 2022


Units bought


NAV: Dec, 10th 2022


Current Value of Funds: Dec, 10th 2022


Absolute return



The formula for the calculation of Absolute return: Absolute return = {(Current value-initial value)/initial value}*100

X made a 50% Absolute return.

CAGR: compounded growth is used for investments beyond one year. This will show your money’s increase year-over-year.

The calculation formula is CAGR: CAGR= (current value/initial value)1/N-1,

Where N is the number of years.

Taking the example of X, if they remain invested for 2 years, the CAGR will be:

CAGR = (15129/10000)½-1 = 23%

The Trust sip interest rate as per sip return calculator Trust, If a person invests INR 10,000 for 3 years at an interest rate of 6.5%, the maturity amount will be as shown in the table:


Amount invested

Interest Earned

Maturity amount













Trust SIP calculator is simple to use. Return on investment calculations is straightforward, fast, and efficient. The tool shows you the results when you put in basic information about your mutual fund scheme.

SIP calculator instructions are as below:

  • Start the SIP with the monthly invested amount. Input the monthly amount or slide it on the slide bar to the monthly SIP start amount.
  • If you know, provide the fund name.
  • Enter the years you want to keep your money invested, or slide it to the number you want.
  • Give the projected return.
  • Set the step-up % slider by clicking or dragging.
  • After entering all the information, the mutual fund calculator Trust will estimate how much you may withdraw after your investment period.
  • A summary shows the corpus amount after the time, your initial investment, and your gains. The results are also accessible in graph form.

  • Easy to use: Trust SIP calculator is simple to use. The calculator helps you estimate capital gains from investments with minimal inputs.
  • Financial Planning support: Anyone can easily start investing in Trust mutual funds with the Trust SIP calculator. After entering all the parameters, the calculator provides a preliminary estimate quickly.
  • Rupee cost averaging: You may gain from rupee cost averaging if you invest a certain amount in the mutual fund via SIP each month. Investors get more units when the fund's NAV is low. While the fund's NAV is high, investors receive additional units.
  • Inculcate the habit of investing consistently: If you know the sum you need to invest regularly to meet your goals, you should start investing regularly in mutual funds via SIP to develop a solid habit of regular investment. One needs to be disciplined and establish a mutual fund SIP to stay invested.

Frequently Asked Questions

Trust SIP is ideal for medium-to-long-term capital appreciation. Portfolio techniques guarantee strong returns with low risk.

The Trust SIP provides secure funds for different investment horizons and financial goals, making it one of the best SIP funds.

Investing in Trust mutual fund SIP is made simple by 5paisa. It is easy to invest money in the fund using the Trust Bank AMC website or many other online investing sites. The investment company also accepts applications filed in person. To open a Trust mutual fund SIP account through 5paisa, do the following:

Step 1: Sign up for a "5paisa" account.

Step 2: Log in to the account

Step 3: Choose a Trust mutual fund from the list on the portal.

Step 4: Choose "Start SIP" and fill out the required fields. Information like; the amount of SIP, duration of SIP, and the start date of the SIP

Step 5: After you choose the date, tap the "Invest Now" button.

Step 6: You can pay using UPI or NetBanking.

Step 7: Tap "Click & Pay," and then fill out the information.

Step 8: Choose an amount to invest and continue to invest.

Disclaimer: The calculator available on the 5paisa website is intended for informational purposes only and is designed to assist you in estimating potential investments. However, it is important to understand that this calculator should not be the sole basis for creating or implementing any investment strategy. View More..