Shriram SIP Calculator

Systematic Investment Plan (SIP) refers to regular and consistent investment in mutual funds schemes. SIP investment is like recurring bank deposits that require consistent, small-scale contributions. The volatility associated with SIP investment is lower than with lump sum investment.  Despite its multiple benefits, it is tough to gauge the overall investment return. Shriram Mutual Fund offers a SIP Calculator to estimate potential returns and assist in financial planning.

  • Invested Amount
  • Wealth Gained
  • Invested Amount
  • ₹0000
  • Wealth Gained
  • ₹0000
  • Expected Amount
  • ₹0000

Yearly Breakdown

Invested Amount
₹ 61,200
Wealth Gained
₹ 10,421

The total value of your investment after
3Years will be

₹ 71,621
Year Invested Amount Wealth Gained Expected Amount
Year Invested Amount Wealth Gained Expected Amount
2023 ₹ 20,400 ₹ 1,139 ₹ 21,539
2024 ₹ 20,400 ₹ 3,395 ₹ 45,334
2025 ₹ 20,400 ₹ 5,887 ₹ 71,621

Choose from our top performing funds

  • 36% 3Y Return
  • 43% 5Y Return
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  • 1Y Return
  • 35% 3Y Return
  • 33% 5Y Return
  • 60%
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  • 37% 3Y Return
  • 28% 5Y Return
  • 75%
  • 1Y Return
  • 30% 3Y Return
  • 28% 5Y Return
  • 50%
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  • 27% 3Y Return
  • 30% 5Y Return
  • 52%
  • 1Y Return
  • 37% 3Y Return
  • 29% 5Y Return
  • 57%
  • 1Y Return

The Shriram SIP Calculator analyses the return on investment based on your preference. The SIP calculator requires you to input basic data such as the required rate of return, holding period, and recurring investment amount. Conversely, the calculator can also provide the periodic investment required for a fixed investment tenor to achieve a target maturity value.

Shriram SIP Calculator employs two methodologies to aid investors with informed decision-making. These include the following:

  1. Investment Amount Based: The Shriram mutual fund sip calculator estimates the maturity value and capital gain at the end of an investment period. The calculator estimates return based on inputs provided by you. These inputs include tenure, scheme type, recurring investment amount, and frequency of investment. 
  1. Maturity Amount: Alternatively, mutual fund calculator Shriram can also estimate the recurring investment required for a target maturity value at the end of a fixed period. You input details like the scheme type, frequency of investment, and the expected corpus required at the end of your investment period. 

The Shriram mutual fund calculator estimates return on investment based on the inputs provided by the user and the fund's past performance. The underlying assumption of the calculator is that the mutual fund schemes will repeat past performance. 

Therfore, the calculator does not guarantee returns. Mutual fund investments are dynamic and market-linked. Mutual fund performance varies based on macroeconomic factors, economy, and market sentiment. However, past performance serves as a benchmark for potential returns. 

Even though the Shriram SIP interest rate calculator does not guarantee returns, the risk and return trade-off for mutual fund investment is favourable for investors. There is tremendous scope for growth in the mutual fund industry. 

In India, the mutual fund industry grew from Rs. 5.83 trillion to Rs. 24.25 trillion over the last decade. However, the mutual fund market is less developed than in other countries. Furthermore, there is improved awareness among retail investors about the structure and benefits of mutual fund investments. 

Mutual funds offer various schemes for each investor type. For example, aggressive investors may prefer equity schemes, whereas risk-averse investors may choose to invest in debt or hybrid schemes. Each scheme is unique and has a different holding period, level of risk, and investment objective. You can select the scheme best suited to your investment. 

With assets under management of INR 314 crores, Shriram Mutual Fund provides five mutual fund schemes to investors. Of these, two are equity schemes, two are hybrid schemes, and one is a debt scheme. 

Shriram Asset Management Company operates Shriram Mutual Funds. It commenced operations in the Indian financial market on 5th December 1994. Thus, Shriram Mutual Fund is one of the oldest AMCs in the country.

The Shriram SIP calculator provides a drop-down list of the mutual fund schemes offered to investors. You can select the scheme best suited to your investment objective. On selection, the tool shows the scheme's extended rate of return (XIRR). Based on the XIRR, the calculator predicts the return on the investment. However, there may be a positive or negative variance between returns on the SIP calculator and the actual returns.

SIP investments involve multiple investments over an extended period. Typically, the recurring investment is a small amount of your disposable income. Thus, it is tedious and complex to estimate the return on investment. The Shriram Mutual Fund calculator assists in the calculation of return on investment. In addition, it has the following benefits.

  1. Financial Planning: The Shriram SIP calculator allows you to plan your finances meticulously. Also, it assists you in gauging the fixed investment required to plan your financial goals, such as a contingency fund, children’s education, or retirement plan. You can also efficiently plan your taxes with investment in an equity-linked savings scheme. The calculator also helps to understand the power of compounding.
  1. Estimating ROI: While it is impossible to predict the actual returns on mutual fund investment, the SIP return calculator Shriram provides a reasonable estimate of the maturity value. Mutual funds are linked to the market, and there is a degree of variance. However, the margin of error is minimal. 
  1. Ease of calculations: Return of investment calculation for SIP is complex, even for experts and financial professionals. Shriram SIP interest rate calculators are easy and user-friendly for novices and investors without a financial background. It removes the probability of error associated with manual SIP calculations. An investor can use the Shriram Mutual Fund Calculator without an investment. 


Formula to Calculate Shriram SIP Returns 

The Shriram SIP calculator requires various inputs to predict the return on investment: the XIRR, periodic instalment amount, and the number of instalments. 

The formula for maturity value is as below:

FV = [P x R x (1 + i) n-1/i] x (1 + i)


Future Value 

SIP amount 

Compounded rate of return 


Expected rate of return 


Number of instalments made


For example, you begin with a SIP plan with the Shriram Long Term Equity Growth Fund with a monthly investment of Rs. 2000 for two years. Over the last two years, the XIRR of the scheme has been 12%. Based on these variables, the Shriram mutual fund SIP calculator can estimate the maturity value for different periods. 

Amount Invested: Rs. 24,000

Expected Maturity Value: Rs. 25,620

Capital Gain: Rs. 1,620

Similarly, the calculator also highlights the benefit of compounding. The maturity value changes with an increase in the duration as captured below:


SIP Amount 

Future Value

1 year 


0.3 Lakhs 

5 years 


1.6 Lakhs 

8 years 


3.2 Lakhs 

10 years 


4.6 Lakhs 

Calculating returns is extremely easy with the Shriram SIP Calculator. Here’s how:

Step 1: Select the scheme type that matches your investment objective from the drop-down list. 

Step 2: Input the fixed investment amount and investment frequency. You may select daily, monthly, or quarterly investments. 

Step 3: Enter the investment horizon.

Step 4: The calculator provides the potential maturity value based on the inputs. 

Step 5: Additionally, the Shriram SIP calculator ranks the mutual scheme within a category. It contains tidbits such as the asset under management, expense ratio, fund manager, exit load, and years of operation comparison. 

Shriram SIP calculator is beneficial to predict the maturity value of SIP investment in Shriram mutual fund schemes. It predicts future returns based on past performance. Therefore, it assists in decision-making and financial planning. Additionally, it displays the fund ranking in each category. Other key benefits of the Shriram SIP calculator include the following.

  • It eliminates complex manual calculations for the maturity amount and reduces the variance between actual and expected returns.
  • It is a straightforward and effective tool to predict SIP returns. ‘
  • The Shriram SIP calculator does not involve any other formalities or added costs. 
  • The user only requires an internet connection to use the calculator. 

Frequently Asked Questions

Shriram SIP is safe, but there is some risk involved with market-linked products. Thus, you must cautiously go through all the scheme-related documents before investing.

Shriram mutual fund creates long-term capital growth through financial expertise, years of experience, and market knowledge of its parent company. 

You can use your 5paisa trading and Demat account to open a SIP account in Shriram. 

Step 1: Log in to your Demat account on 5paisa.

Step 2: Choose the desired Shriram mutual fund scheme.

Step 3: Select the “Start SIP” option.

Step 4: Fill in all the required details and upload all documents.

Step 5: Submit the application to open a SIP account.

Disclaimer: The calculator available on the 5paisa website is intended for informational purposes only and is designed to assist you in estimating potential investments. However, it is important to understand that this calculator should not be the sole basis for creating or implementing any investment strategy. View More..

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