PGIM SIP Calculator

Mutual funds are an excellent option for investors looking to lower risk and increase returns. With Systematic Investment Plans (SIPs), regular monthly investments can greatly aid financial planning. However, calculations help determine the right investment amount, period, and rate of return.  If you want to calculate returns on an PGIM mutual fund scheme, you can use the PGIM India SIP calculator to know the future value of your SIP investments.

%
  • Invested Amount
  • Wealth Gained
  • Invested Amount
  • ₹0000
  • Wealth Gained
  • ₹0000
  • Expected Amount
  • ₹0000

Yearly Breakdown

Invested Amount
₹ 61,200
Wealth Gained
₹ 10,421

The total value of your investment after
3Years will be

₹ 71,621
Year Invested Amount Wealth Gained Expected Amount
Year Invested Amount Wealth Gained Expected Amount
2023 ₹ 20,400 ₹ 1,139 ₹ 21,539
2024 ₹ 20,400 ₹ 3,395 ₹ 45,334
2025 ₹ 20,400 ₹ 5,887 ₹ 71,621

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  • 26% 5Y Return
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In the Indian financial market, mutual funds are a low-risk, high-profit option compared to others like equities. SIPs are a popular way to invest in mutual funds without a lump sum. However, determining the right monthly investment amount is essential. A SIP calculator can assist in these calculations.

5paisa’s SIP return calculator PGIM India is an online tool that helps determine the monthly investment amount or calculate the maturity value of the current investments in a PGIM India mutual fund scheme after a specific period. 

When investing in mutual funds through SIPs, you must know the future value of the monthly investment at a specific rate of return and investment period. The calculation is vital to determine the monthly investment amount that matches your desired corpus after the investment period.

Suppose you are considering investing in a mutual fund scheme by PGIM India. In that case, you can use their PGIM India mutual fund SIP calculator to calculate the maturity value of your investments.

While using the PGIM India SIP calculator, you need to fill in details about the monthly investment amount, investment period, and expected rate of return. Once you have entered all the details, the PGIM India SIP calculator furnishes results about the total invested amount (principal), wealth gained (profits), and expected amount (future value) after the entered investment period. 

 

Diversifying investments across various asset classes and instruments is an excellent way to plan for the long term. Mutual funds are a good addition to a portfolio, and SIPs allow for regular investments without a large lump sum. The right monthly investment amount and the investment period are essential for good returns. The PGIM India SIP calculator can assist in these calculations for its mutual fund schemes. It can also help you in the following ways.

  • Financial Planning: The calculator will help you make an effective financial plan that includes investing an ideal monthly investment amount in PGIM India mutual fund scheme. You can use the calculator to accurately get results on the future value of a specific monthly investment amount to receive a particular amount at maturity. 
  • Accuracy: Adjusting the monthly investment amount during the scheme’s tenure to ensure the future maturity value of the investments provides an adequate amount that can beat inflation.
     

Formula To Calculate PGIM India SIP Returns

Investing in mutual funds through SIPs can provide good returns based on the expected rate of return and investment period. However, calculations on investment amount, period, and maturity payout are necessary to ensure adequate returns.

A mutual fund calculator PGIM India can help determine the right monthly investment amount for PGIM India mutual fund schemes without the hassle of manually calculating the returns.

The formula to calculate PGIM India mutual SIP returns is: 

FV = P x ({[ 1+ i] ^ n -1} / i) x (1+i)


Here,

FV = Future value ( final payout at maturity)

P = Principal investment while starting the SIP

i = Annual interest rate (compound interest) in percentage/12

N = Number of months

 

For example, you want to invest Rs 4,000 in a monthly mutual fund scheme that gives 10% returns for 10 years. You can use the SIP formula as 

FV = 4,000 ({[1 + 0.008] ^ {120 – 1} / 0.008) x (1 + 0.008)

Here, the results would be:

Invested Amount: Rs 3,60,000

Wealth Gained: Rs 2,59,656

Expected Amount: Rs 6,19,656 

 

Here is a table to showcase various future returns until maturity.

Duration 

SIP Amount 

Future Value (INR)

2 years

4,000

72,000

4 years

4,000

1,44,000

6 years 

4,000

2,16,000

8 years

4,000

2,88,000

The PGIM India SIP calculator is a tool for calculating the maturity value of SIP investments in PGIM India mutual fund schemes. It eliminates the need for manual calculations, which can lead to errors. The calculator can determine ideal monthly investment amounts or future values of specific investments over a certain period.

Here is the process for using the NJ mutual fund SIP calculator: 

Step 1: Visit the 5paisa website or log in to your 5paisa account using any device and navigate to the SIP calculator section. 

Step 2: Enter all the relevant details, such as the monthly investment amount, the investment period, and the expected rate of return of the chosen PGIM India mutual fund scheme. 

Once you have entered all the details, the PGIM India SIP calculator will present accurate results related to the total invested amount, wealth gained (profits), and expected amount (maturity amount) after the entered investment period.

Investing in mutual funds through SIPs can be essential to a financial plan. However, it's necessary to make detailed calculations on investment amount, period, and expected rate of return. The PGIM India SIP calculator can assist with these calculations for PGIM India mutual fund schemes.

Furthermore, when you use the PGIM India SIP interest rate calculator, you get the following benefits.

  • Accuracy: The PGIM India SIP calculator is designed to present accurate results through an advanced algorithm that mirrors the formula used for mathematical calculations. 
  • Free of Cost: The PGIM India SIP calculator is available to use for free. You can use the calculator unlimited times without incurring any cost. 

Frequently Asked Questions

Yes, PGIM India SIP is one of the safest, as the mutual fund schemes have been rated three or higher by various credit rating agencies.

PGIM India is one of the leading mutual fund houses that has curated numerous schemes for SIPs to allow investors to reduce their risk exposure and earn good returns.

You can use your 5paisa trading and Demat account to open a SIP account in PGIM India. 

Step 1: Log in to your Demat account on 5paisa.

Step 2: Choose the desired PGIM mutual fund scheme.

Step 3: Select the “Start SIP” option.

Step 4: Fill in all the required details and upload all documents.

Step 5: Submit the application to open a SIP account.

Disclaimer: The calculator available on the 5paisa website is intended for informational purposes only and is designed to assist you in estimating potential investments. However, it is important to understand that this calculator should not be the sole basis for creating or implementing any investment strategy. View More..