Aye Finance Q2 FY27 Profit Jumps 151% to ₹86.72 Crore, Revenue Rises 18%

Key Takeaways

• Aye Finance reported standalone Q2 FY27 net profit of ₹86.72 crore, up 151.13% from ₹34.53 crore a year earlier.
• Revenue from operations increased 18.28% year-on-year to ₹514.39 crore, with total income reaching ₹527.12 crore.
• The company's earlier Q2 business update showed AUM of ₹7,604 crore, up 26% year-on-year, alongside an improvement in reported asset-quality indicators.

Aye Finance Limited reported a 151.13% year-on-year increase in standalone net profit to ₹86.72 crore for the quarter ended September 30, 2026, compared with ₹34.53 crore in Q2 FY26.

Revenue from operations rose 18.28% to ₹514.39 crore from ₹434.89 crore in the corresponding quarter last year. Total income increased to ₹527.12 crore from ₹445.23 crore, a rise of 18.39%. The board approved the unaudited financial results at its meeting on October 21, 2026.

Expenses Grow Slower Than Income

Aye Finance's total expenses for the September quarter stood at ₹411.32 crore, compared with ₹403.54 crore a year earlier. The 1.93% rise in expenses was considerably slower than the increase in total income during the same period.

Basic earnings per share for the quarter rose to ₹3.51 from ₹1.80 in the corresponding period. Diluted EPS came in at ₹3.48, against ₹1.77 in Q2 FY26.

For the six months ended September 30, standalone profit after tax reached ₹161.22 crore. That was 147.56% higher than ₹65.12 crore reported for the corresponding half of the previous financial year.

Half-year revenue from operations increased 18.02% to ₹991.76 crore from ₹840.35 crore. Total expenses for the six-month period were ₹803.83 crore, up 3.39% year-on-year.

AUM Reaches ₹7,604 Crore

Operating data released by Aye Finance earlier in October showed assets under management of ₹7,604 crore at the end of Q2 FY27, representing 26% year-on-year growth.

Disbursements increased 10% from a year earlier and 15% sequentially. The company also reported a reduction in PAR X (1+) to 6.88% and gross NPA to 4.30%. AUM per employee increased 17% year-on-year.

These figures provide operational context to the earnings growth reported for the September quarter.

Balance Sheet and Covenant Disclosure

As of September 30, 2026, Aye Finance reported total financial assets of ₹8,603.78 crore and financial liabilities of ₹5,978.77 crore. Total equity stood at ₹2,694.61 crore.

The results disclosure also referred to a breach of a required financial covenant linked to the (PAR 90 + Write off)/Gross Loan Portfolio measure for ISIN INE501X07588. The disclosed results record the covenant matter separately from the company's quarterly financial performance.