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Mutual Funds

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Mutual Fund Collections

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Mutual Funds By Category




Large Cap Mutual Funds Large Cap Mutual Funds
Large Cap
Fund Name
Mid Cap Mutual Funds Mid Cap Mutual Funds
Mid Cap
Fund Name
Small Cap Mutual Funds Small Cap Mutual Funds
Small Cap
Fund Name
Multi Cap Funds Multi Cap Funds
Multi Cap
Fund Name
ELSS Mutual Funds ELSS Mutual Funds
Fund Name
Dividend Yield Funds Dividend Yield Funds
Dividend Yield
Fund Name
Sectoral / Thematic Mutual Funds Sectoral / Thematic Mutual Funds
Sectoral / Thematic
Fund Name
Focused Funds Focused Funds
Fund Name
Ultra Short Duration Funds Ultra Short Duration Funds
Ultra Short Duration
Fund Name
Liquid Mutual Funds Liquid Mutual Funds
Fund Name
Gilt Mutual Funds Gilt Mutual Funds
Fund Name
Long Duration Funds Long Duration Funds
Long Duration
Fund Name
Overnight Mutual Funds Overnight Mutual Funds
Fund Name
Floater Mutual Funds Floater Mutual Funds
Fund Name
Arbitrage Mutual Funds Arbitrage Mutual Funds
Fund Name
Equity Savings Mutual Funds Equity Savings Mutual Funds
Equity Savings
Fund Name
Aggressive Hybrid Mutual Funds Aggressive Hybrid Mutual Funds
Aggressive Hybrid
Fund Name

Benefits of investing in
mutual fund

- Low Investment

Discover Mutual Funds starting as low as ₹100.

- Handpicked Collections

Pick mutual funds from handpicked collections made by experts

- Liquidity

Easily invest or withdraw funds anytime, anywhere!

Frequently Asked Questions

What are mutual funds?

A mutual fund is a type of financial vehicle that combines shareholder funds to invest in securities such as stocks, bonds, money market instruments, and other assets. Fund managers run mutual funds, allocating the assets and attempting to generate capital gains or income for the fund’s investors. The portfolio of a mutual fund is set up and kept up to date in accordance with the specified investment goals in the prospectus.

What are the additional benefits of investing in mutual funds with 5paisa?

  • Professional Management: Qualified fund managers oversee mutual funds.
  • Risk reduction through asset diversification: Investing in bonds and stocks.
  • Liquidity: Mutual fund units may be redeemed on any business day.
  • Low Cost: Compared to stock investments, mutual fund investment plans are far more affordable.
  • Tax advantages: Investments in mutual funds are tax effective.
  • Well-regulated: Investing in offline and online mutual funds is subject to SEBI regulation, much like the stock market.

5paisa offers direct mutual fund investment at ZERO commission. You can also save on the expense ratio if you invest in Direct Mutual Funds.

What documents do I need to submit while opening an account with 5paisa?

With 5paisa you can open two types of accounts – An All-in-one Account & Mutual Fund Account

Both the accounts have basic KYC document requirements like –

  • Pan Card
  • Aadhar Card
  • Bank details
  • Signature (in digital form)

Check the entire list of documents required to open an account with 5paisa

Can I stop or cancel my sip?

Yes, you have all the rights to stop or cancel your mutual fund SIP at any given point. You can stop SIP using the following steps:

  1. Go to MF order book
  2. Click on the SIP section
  3. Click on the scheme you wish to stop
  4. Click on Stop SIP
  5. Choose a reason and click on stop SIP

How are mutual fund withdrawals taxed?

Your short-term capital gains will be subject to a 15% tax rate plus surcharge and cess.

If your long-term capital gains exceed this amount, you will be subject to a 10% tax rate and lose the indexation benefit.
Additionally, if you have invested at least Rs 1.5 lakh, you may be eligible for tax relief. If your tax level is 20%, you can save up to Rs 30,000.

If you invest for 36 months for debt funds, your returns after indexation are taxed at 20%.

Who gets the money that I invest in mutual funds through 5paisa?

Professional money managers manage mutual funds at 5paisa, also called fund managers. These fund managers pool money invested by people for the fund and re-invest your money on your behalf into various asset classes. They make investments based on the scheme’s objectives to give you the promised returns. They decide when to buy a specific security and when to sell it.

What are the different types of mutual funds?

Equity funds, Debt funds, Money market funds, Hybrid funds and Schematic funds are some of the different types of mutual funds.

Do I need a demat account for investing in mutual funds with 5paisa?

Stocks, bonds, mutual funds, and other types of securities can all be kept in a demat account with 5paisa. Additionally, it is user-friendly and provides you with a host of advantages. To purchase mutual funds, a Demat Account is not necessary.

How much can I Invest in Mutual Funds in a month?

The 50:30:20 guideline must be used to your financial plan. One should put at least 20% of their income into mutual funds, and they should increase as much as they can.

What are the type of mutual funds?

Mutual Funds are majorly classified into –

  1. Fixed Income OR Debt Mutual Funds
  2. Equity Mutual Funds
  3. Hybrid Mutual Funds

Do I need a demat account for investing in mutual funds with 5paisa?

You don’t have to necessarily open a Demat account to buy Mutual Funds. With 5paisa’s both Apps – Invest App & 5paisa Mobile Trading App you can easily invest in mutual funds. You can download 5paisa Invest App & Open a MF Account. However, on 5paisa Trading App after opening a demat account you can trade in stocks as well as invest in mutual funds.

How do I update nominee details online through 5paisa?

Currently, the online facility to update nominee details is not available on 5paisa Platforms.

To update the nominee

  1. 5paisa’s Download forms section
  2. Download nomination form
  3. Fill in the details
  4. Send it to us at our registered office address

How are returns earned in mutual funds?

Mutual fund investment clock returns for you in two ways — via capital gains and dividends. Making money via capital gains in the mutual market is similar to the stock market. The difference is that instead of buying a stock, you buy a mutual fund unit comprising multiple securities. As the unit price rises more than the buying price, you can sell the unit and make a profit.

Moreover, If your fund invests in equity, you also enjoy the dividends announced by the companies. You can either cash these returns or reinvest them; experts suggest doing the latter to continue the compounding process.

How to choose a good mutual fund for investment?

You think about the following things while selecting a mutual fund to invest in:

  • Investment Objectives: Your investment’s goal
    Risk: You should consider how risky your fund is.
  • Fund Performance: Verify that your fund has delivered consistent returns.
  • Expense Ratio: The fee your fund house levies is known as the expense Ratio.

How can you identify mutual funds that suit your financial objectives?

You can identify mutual funds based on the following consistency:

1. Performance consistency
2. The fund manager’s background
3. The reputation of the AMC you’ve picked.
4. The distribution of assets


Are Mutual Funds Profitable?

Yes, mutual funds can be profitable. The appropriate fund selection and long-term investing are crucial, though. To select the best fund and monitor your progress over time, you can utilize a mutual fund calculator.

Are Mutual Funds Taxable?

Except for some retirement funds and ELSS (equity-linked savings plans, often known as tax-saving funds), mutual funds are not tax-free. According to Section 80C of the Income Tax Act, you can claim a deduction of up to Rs. 1.5 lakh for investments made in ELSS and potentially save up to Rs. 46,800 in taxes by doing so.

How are returns earned in mutual funds?

Dividends and capital gains are two alternative methods to profit from mutual fund investments. You get this sum if you decide to accept these dividends. Capital gains are another way to generate income.

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