Aye Finance Share Price

Gross NPAs came in at 4.8% and net NPAs at 1.8%, down 17 basis points and 19 basis points, respectively, from the previous quarter

• Business Line
• 2 months ago

Finance company Aye Finance announced Q4FY26 & FY26 results Q4FY26 Financial Highlights: Total Revenue from operations: Reported at Rs 528.44 crore, showing a growth of 19.35% QoQ compared to Rs 442.78 crore and a growth of 29.16% YoY compared to Rs 409.14 crore. Total Income: Reported at Rs 545.27 crore, an increase of 19.85% QoQ from Rs 454.95 crore and an increase of 29.79% YoY from Rs 420.11 crore. Profit After Tax (PAT): Reported at Rs 85.91 crore, reflecting a significant growth of 101.67% QoQ from Rs 42.60 crore and an increase of 111.08% YoY from Rs 40.70 crore. Earnings Per Share (Basic): Stood at Rs 3.89, representing an increase of 75.23% QoQ from Rs 2.22 and a growth of 83.49% YoY from Rs 2.12. Total Comprehensive Income: Reported at Rs 86.23 crore, up 104.38% QoQ from Rs 42.19 crore and up 111.76% YoY from Rs 40.72 crore. FY26 Financial Highlights: Total Revenue from operations: Reported at Rs 1,814.73 crore for FY26, up 24.32% YoY compared to Rs 1,459.73 crore in FY25. Total Income: Reported at Rs 1,863.24 crore, an increase of 23.80% YoY from Rs 1,504.99 crore. Profit After Tax (PAT): Reported at Rs 193.63 crore for the year, showing a growth of 13.06% YoY compared to Rs 171.27 crore in the previous year. Earnings Per Share (Basic): Stood at Rs 9.73 for FY26, compared to Rs 9.29 in FY25. Net Worth: Reported at Rs 2,464.69 crore as of March 31, 2026. Debt Equity Ratio: Stood at 2.06 times. Business Highlights: AUM Growth: Asset Under Management (AUM) grew by 27% YoY to Rs 7,044 crore. Disbursements: Quarterly disbursements saw a growth of 25% YoY, while annual disbursements grew by 20%. Borrower Addition: Added 70,841 new borrowers in Q4FY26 and a total of 2,06,833 new borrowers throughout the financial year. Asset Quality: Gross NPA (GNPA) stood at 4.8% and Net NPA (NNPA) at 1.8%, both showing improvement from the previous quarter (down 17 bps and 19 bps, respectively). Provisioning: Maintained a robust credit Provision Coverage Ratio (PCR) of 64%. Profitability Metrics: Achieved a quarterly Return on Assets (ROA) of 4.6% and Return on Equity (ROE) of 16% on the post-IPO net worth. Market Milestone: Successfully listed on the Indian stock exchanges in February 2026 with an equity infusion of Rs 710 crore. Sanjay Sharma, Managing Director, Aye Finance, said: "In FY26, Aye Finance improved its profits and credit quality, thereby standing apart in a year defined by industry-wide over-lending and market corrections. We closed Q4 with Rs 86 crore of PAT and ROE of 16% for the quarter. We have reduced our credit costs for 5 consecutive quarters while maintaining a robust credit PCR of 64%. Alongside, we have reached collection efficiencies across our geographies, at levels that herald a good year ahead. Along with delivering top and bottom-line growth, we continue to focus on maintaining the effectiveness of our underwriting of the micro-enterprise sector and ensuring resilience in outcomes through the year. Moving forward, we remain committed to balancing growth with prudent risk management to deliver long-term returns for all our stakeholders." Result PDF

• Trendlyne
• 2 months ago

Loan disbursements rise 35% year-on-year to 1,310 crore during the quarter

• Business Line
• 3 months 3 weeks ago