HDFC Balanced Advantage Fund Direct Growth NAV at ₹545.9530 on 22 October; 5-Year Return at 12.46%

Key Takeaways

• HDFC Balanced Advantage Fund Direct Growth recorded an exact NAV of ₹545.9530 for 22 October 2026.
• The scheme is a Balanced Advantage or Dynamic Asset Allocation Fund, combining equity with debt and other fixed-income or liquidity exposures rather than operating as a pure-equity portfolio.
• Its five-year annualised return stood at 12.46%, while the latest 5paisa snapshot showed a fund size of ₹102,534 crore and an expense ratio of 0.78%.

HDFC Balanced Advantage Fund Direct Growth recorded a NAV of ₹545.9530 for the 22 October 2026 valuation date. Value Research provided the exact-date Direct Plan NAV after the refreshed 5paisa primary card continued to display ₹548.87 for 19 October. No daily percentage change has therefore been calculated or inferred for the 22 October NAV.

This scheme is classified as a Balanced Advantage Fund, also known as a Dynamic Asset Allocation Fund. It is a hybrid strategy rather than a pure-equity scheme, with the portfolio able to combine equity exposure with debt, fixed-income securities and liquidity-related positions. That distinction is relevant when interpreting its NAV behaviour and portfolio holdings. 

The five-year annualised return stood at 12.46% as of 22 October. The latest 5paisa snapshot showed a three-year CAGR of 10.02%, fund size of ₹102,534 crore and Direct Growth expense ratio of 0.78%. Both the displayed minimum SIP and minimum lump-sum investment were ₹100.

On the equity side, the latest 5paisa allocation snapshot listed ICICI Bank at 5.06%, HDFC Bank at 4.32%, Reliance Industries at 3.64%, SBI at 3.28% and Bharti Airtel at 3.05%. Separately, Value Research disclosed fixed-income positions including a 7.18% Government of India security maturing in 2033 at 2.04%, along with other government and corporate debt holdings. These entries illustrate the portfolio's hybrid construction rather than representing a pure-stock allocation.

The balance between asset classes may change over time under the scheme's dynamic allocation mandate, so a portfolio snapshot should not be treated as a permanently fixed equity-debt mix.