Mutual Funds and ETFs Articles

A market crash can cause sharp declines across stocks, bonds and other financial assets. Mutual funds cannot prevent these declines or guarantee that investors will avoid losses. Instead, fund managers and asset management companies (AMCs) use portfo

Mutual funds in India are permitted to trade in futures and options (F&O) in accordance with the regulatory guidelines issued by the Securities and Exchange Board of India (SEBI). Mutual fund schemes may use derivatives for hedging, portfolio exp

The best way to grow your wealth is by investing in mutual funds. Mutual funds should be reviewed on a periodic basis. Checking too often you will end up buying and selling at the wrong time. Waiting too long between reviews, and your goals may shift

India's Alternative Investment Fund (AIF) industry has grown fast over the past few years and SEBI has finally updated its regulatory machinery to keep pace. On July 30, 2026, the markets regulator introduced the operational framework for GARUDA, sho

The Securities and Exchange Board of India (SEBI) has published a discussion paper suggesting a structure for Mutual Fund-only Portfolio Management Services (MF-PMS). This initiative may well go a long way in changing the dynamics of investment manag

If you've spent even a little time reading about investing, you've probably come across two terms that sound almost interchangeable: ETFs and Fund of Funds (FoFs). Both are often called "passive" ways to invest. Both let you own a whole basket of inv

For as long as most of us can remember, fixed deposits have been the default home for spare money in India. When a bonus arrives, when an old FD matures, or when a parent advises a young earner on what to do with savings, the answer is almost always

Most of us start our investing journey the same way. A colleague mentions a mutual fund that has done well. A cousin recommends an app. We start a SIP, feel proud that we have begun, and assume the hard part is behind us. Over the next few

If you have ever looked at a mutual fund factsheet or opened an investment app, you have almost certainly seen the Riskometer. It is that small speedometer-style dial with a needle pointing somewhere between "Low" and "Very High." SEBI has

Somewhere between the moment you set up a SIP and the moment it actually starts building real wealth, life happens. A bad month at work. A market crash. A big expense. A promotion that changes your priorities. And sitting on your mutual fund app is a

Most SIP conversations end the moment the SIP is set up. You pick a fund, decide on ₹5,000 or ₹10,000 a month, sign the mandate, and forget about it. For years, sometimes decades, that number sits frozen on your bank statement—same amount, same

How much should you invest every month?" It's the most common question new investors ask. Most people get some version of "start with whatever you can" or "invest at least ₹5,000 a month," advice that's either too vague to act on or too generic to