For as long as most of us can remember, fixed deposits have been the default home for spare money in India. When a bonus arrives, when an old FD matures, or when a parent advises a young earner on what to do with savings, the answer is almost always
Most of us start our investing journey the same way. A colleague mentions a mutual fund that has done well. A cousin recommends an app. We start a SIP, feel proud that we have begun, and assume the hard part is behind us. Over the next few
If you have ever looked at a mutual fund factsheet or opened an investment app, you have almost certainly seen the Riskometer. It is that small speedometer-style dial with a needle pointing somewhere between "Low" and "Very High." SEBI has
Somewhere between the moment you set up a SIP and the moment it actually starts building real wealth, life happens. A bad month at work. A market crash. A big expense. A promotion that changes your priorities. And sitting on your mutual fund app is a
Most SIP conversations end the moment the SIP is set up. You pick a fund, decide on ₹5,000 or ₹10,000 a month, sign the mandate, and forget about it. For years, sometimes decades, that number sits frozen on your bank statement—same amount, same
How much should you invest every month?" It's the most common question new investors ask. Most people get some version of "start with whatever you can" or "invest at least ₹5,000 a month," advice that's either too vague to act on or too generic to
Walk into any conversation about mutual funds and you'll hear the same three words thrown around like they mean something obvious. Large cap, mid cap, small cap. Most investors nod along, pick whichever one is topping the charts that quarter, and hop
Every mutual fund investor eventually asks the same question: should I invest a fixed amount every month through an SIP, or deploy my surplus in one shot as a lumpsum? India's monthly SIP inflows in June is ₹31,781 Cr. And India has over
There's a debate that quietly runs in the background of every mutual fund investor's life. Should you buy an index fund, the boring one that just copies the Nifty 50 or the Sensex? Or should you pay a fund manager to try and beat the market?
Every time the market falls hard, the same conversation begins. Someone on the news says the world is ending. A friend forwards a chart with a lot of red on it. Your phone buzzes with a WhatsApp message from a well-meaning uncle: pause your SIP, book
Investors looking to put money into overseas mutual funds are running into an old problem once again. Over the past few weeks, several fund houses have either stopped accepting fresh investments or introduced strict limits on international schemes.&
Pick up any mutual fund fact sheet, scroll through any fund listing on a broker app, or open any scheme-related document, somewhere on that page, you will find a small dial. It looks a bit like a speedometer, with colours running from green to red. T
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