Paisabazaar Targets ₹100 Crore Monthly Run-Rate for Bonds and Mutual Funds by March 2027

Key Takeaways:

• Paisabazaar is targeting a ₹100 crore monthly investment run-rate across its bonds and mutual fund offerings by March 2027. 
• The company launched its mutual fund offering around the first week of August 2026, after entering bonds and fixed deposits in May 2025. 
• Paisabazaar expects non-credit products to contribute around 30% of its revenue within two years, according to its management. 

Paisabazaar is looking beyond its established lending and credit-card business as it builds a larger investment-distribution platform covering mutual funds, bonds and other financial products. 

The PB Fintech subsidiary expects investments routed through its bonds and mutual fund offerings to reach a combined monthly run-rate of ₹100 crore by March 2027, chief executive Santosh Agarwal told Moneycontrol. 

The target is for the two investment categories together; it is not a ₹100 crore mutual-fund-only projection. 

Paisabazaar entered the bonds and fixed-deposit segment in May 2025, while its mutual fund offering went live around the first week of August 2026. Its bond platform was seeing investments of approximately ₹20 crore in its second month of operations, according to the company. 

The expansion forms part of a broader push to reduce the company's reliance on credit-originating products. Management expects non-credit products to contribute 30% of revenue over the next two years. 

Paisabazaar is also working on a digitally delivered advisory layer that would use artificial intelligence to help customers select investments based on financial goals and investment horizons. 

The company has additionally introduced features aimed at customers with less predictable income patterns, including daily SIPs that can be paused. Paisabazaar said around 35% of its own customer base is self-employed, compared with a lower share in the broader mutual fund investor population. 

The March 2027 figure remains a company target rather than achieved transaction volume. Its progress will depend on actual customer adoption across both mutual funds and bonds over the coming months.