Personal Finance Articles

Most salaried people know that a small part of their EPF contribution goes towards pension, but very few actually understand how to calculate EPF pension in a practical way. When retirement planning becomes a serious thought, the first question that

Many people hear about simple interest in school or during small financial transactions, but when it comes to recalling what the formula actually is, most pause for a moment. So if you’ve ever wondered what is the formula for calculating simple int

Dividend yield is one of the first ratios investors look at when analysing a dividend paying stock. It tells you how much return you’re earning right now from dividends compared to the current market price of the share. Once you understand how to c

Most salaried people regularly check their PF balance but still wonder how to calculate EPF interest in a way that makes sense. The balance grows every year, yet the actual interest credit always shows up at once, which often confuses people. Underst

People often hear about simple interest in school or while dealing with banks, but when the moment comes to actually use it, many still pause and wonder how to calculate simple interest correctly. The funny thing is, it’s one of the easiest money c

For anyone active in the stock market, understanding how to calculate average stock price is essential. Many investors purchase shares at different times and prices, so looking only at the current market rate doesn’t reveal the real investment cost

Dividend per share is one of those numbers investors often see in annual reports but don’t always stop to decode. Yet, it’s actually one of the clearest indicators of how much a company rewards its shareholders for holding its stock. Knowing how

Stock investing generally means purchasing equities at various intervals and with different costs. As a result, it becomes difficult to determine your actual expense or to measure your profits correctly. Knowing the method of computing the average in

For most salaried people, their EPF balance is one of the quietest but most reliable aspects of long term savings. But very few actually know how EPF is calculated, even though a good portion of their monthly income flows into it. When you u

“Never invest in a business you cannot understand”. An oft repeated quote from Warren Buffet, but one that perhaps takes different interpretations now as Indian investors warm up to investment opportunities outside the country – the USA, in par

Our aim is to make investing in the US stock market simple for investors from India for which we have now partnered with Vested to give our customers more options to diversify their portfolio. For investors in India, there are two types of t

If you’ve ever sold an old property, mutual fund, or even a piece of inherited jewellery, you already know the confusion that comes with figuring out the tax. This is exactly where understanding how to calculate the Cost Inflation Index (CII) becom