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Motilal Oswal vs Mirae Asset Mutual Fund: Which Mutual Fund House is Better for You?
Motilal Oswal Mutual Fund and Mirae Asset Mutual Fund are two of India's most reputable AMCs (Asset Management Companies), with a diverse suite of schemes to meet different investor requirements. Motilal Oswal Mutual Fund is famous for its "Buy Right, Sit Tight" approach, centered on long-term creation of wealth through equities, whereas Mirae Asset Mutual Fund has established itself as a consistent performer with a robust SIP book.
As of June 2025, Motilal Oswal Mutual Fund AUM is ₹1.09 lakh crore, whereas Mirae Asset Mutual Fund AUM is at ₹2.02 lakh crore, establishing both AMCs as major players in India's rapidly growing mutual fund market. With products in equity funds, debt funds, hybrid schemes, ELSS, ETFs, and SIP plans, both the fund houses offer choices for conservative, moderate, and aggressive investors.
About the AMCs
| Particulars | Motilal Oswal Mutual Fund | Mirae Asset Mutual Fund |
| Overview | Established in 2008, a subsidiary of Motilal Oswal Financial Services. | Operated in India since 2008, a subsidiary of Mirae Asset Global Investments based in South Korea. |
| Product Range | AUM: ₹1.09 lakh crore (June 2025). | AUM: ₹2.02 lakh crore (June 2025). |
| Market Presence | Renowned for equity-oriented strategies and thematic offerings. | Renowned for SIP-friendly schemes and stable returns in large-cap and flexi-cap space. |
| Investor Appeal | Powerful portfolio management supported by research-based stock selection. | Economically diversified AMC with Indian operations providing robust growth. |
Fund Categories Offered
Motilal Oswal Mutual Fund
- Equity Funds (large-cap, mid-cap, small-cap, thematic, and sectoral).
- Debt Funds (liquid, ultra-short, corporate bond funds).
- Hybrid Funds.
- ELSS (Motilal Oswal Long Term Equity Fund).
- Index Funds and ETFs.
- International Fund of Funds.
- Motilal Oswal SIP ₹500 per month and above.
- Portfolio Management Services.
Mirae Asset Mutual Fund
- Equity Funds (large-cap, flexi-cap, mid-cap, emerging bluechip).
- Debt Funds (liquid, low-duration, short-term bond funds).
- Hybrid Funds.
- ELSS (Mirae Asset Tax Saver Fund).
- Index Funds and ETFs.
- Global investment schemes (China, US equities, etc.).
- Mirae Asset SIP ₹500 per month and above.
- Portfolio Management and advisory services.
Top 10 Funds of Each AMC
These funds are widely regarded as the top AMC mutual funds for 2025 in their respective categories.
Heading to our page helps you compare mutual funds and decide which option is the most suitable for you.
Motilal Oswal Mutual Fund Strengths
- Breakthrough Global Exposure: Provides international index fund and ETF options such as Nasdaq 100 and S&P 500 for diversification.
- Equity-Focused AMC: Excellent reputation in equity funds with widely popular schemes such as Motilal Oswal Flexi Cap Fund and Midcap 30 Fund.
- Research-Driven Philosophy: "Buy Right, Sit Tight" strategy with thorough research and portfolio management.
- SIP-Friendly Choices: Motilal Oswal SIP is available at ₹500 per month, which is affordable for retail investors.
- Online-First AMC: Simple to purchase Motilal Oswal Mutual Fund online or invest via platforms such as 5paisa.
- Tax Saving Solutions: Motilal Oswal Long Term Equity Fund (ELSS) is one of the top Motilal Oswal mutual funds for tax saving
Mirae Asset Mutual Fund Strengths
- Strong SIP Book: Mirae Asset SIPs are extremely popular among retail investors for disciplined wealth creation.
- Stable Performance: Renowned for its stable long-term returns, particularly in large-cap and flexi-cap categories.
- International Reach: Supported by Mirae Asset Global Investments, providing international expertise and exposure.
- Highest Rated Equity Funds: Mirae Asset Emerging Bluechip Fund and Mirae Asset Flexi Cap Fund are top Mirae Asset equity mutual funds for long-term investment.
- Reliable Retail AMC: The first choice for first-time investors and experienced SIP investors.
- Tax-Saving Benefits: Mirae Asset Tax Saver Fund is a top ELSS choice for Section 80C benefits.
Who Should Invest?
The choice between Motilal Oswal Mutual Fund and Mirae Asset Mutual Fund depends on your investment personality, goals, and risk appetite.
Choose Motilal Oswal Mutual Fund if you:
- Want aggressive equity-focused growth.
- Are interested in global diversification through Nasdaq 100 or S&P 500 index funds.
- Prefer a research-driven AMC with thematic and focused funds.
- Want to invest in ELSS through Motilal Oswal Long Term Equity Fund.
- Wish to start a Motilal Oswal SIP ₹500 per month for equity exposure.
Choose Mirae Asset Mutual Fund if you:
- Want consistent, SIP-friendly wealth creation strategies.
- Seek stability in large-cap and flexi-cap categories.
- Are looking for the best Mirae Asset equity mutual funds for long-term growth.
- Need tax-saving options like Mirae Asset Tax Saver Fund.
- Prefer global expertise and a trusted AMC with ₹2.02 lakh crore AUM.
Conclusion
Both Motilal Oswal Mutual Fund and Mirae Asset Mutual Fund have established their space in India's AMC space. Motilal Oswal MF is distinctive for its aggressive equity strategy, international ETFs, and research-oriented philosophy and thus best-suited for investors willing to accept higher risk in hope of higher returns. Mirae Asset MF, with its stable SIP book, retail-oriented equity schemes, and global know-how, would be best for investors who prioritize long-term stability and disciplined investing.
Finally, the correct AMC is a matter of whether you prefer Motilal Oswal's aggressive equity strategies or Mirae Asset's conservative and SIP-oriented strategy.
Explore our options in mutual fund and find one that aligns with your financial goals.
Frequently Asked Questions
Which Mirae Asset Mutual Fund is suitable for SIP in 2025?
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Which AMC is suitable for ELSS and tax saving?
What is the AUM of Motilal Oswal and Mirae Asset Mutual Fund in 2025?
Is Motilal Oswal Mutual Fund suitable for SIPs?
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