Personal Finance Articles

Numbers matter in economics, but only as much as the method behind them. For years, India's national savings data, the kind that feeds into GDP calculations and shapes public policy was built partly on estimates. SEBI, in consultation with the Reserv

The Annual Information Statement (AIS) is a statement of consolidated financial information released by the Income Tax Department. It gives a detailed summary of financial transactions reported to the taxpayer against his Permanent Account Number (PA

Tax-saving investments often serve two purposes: reducing taxable income and building long-term wealth. Two commonly used options under Section 80C of the Income Tax Act are the National Pension System (NPS) and the Public Provident Fund (PPF). While

If you have an NPS account, there is a fair chance you have not been tracking every regulatory update PFRDA(Pension Fund Regulatory and Development Authority) has been pushing out. Most people don't. But between October 2025 and now, there have been

A demat account enables investors to buy and sell securities, including stocks, exchange-traded funds (ETFs), bonds and mutual funds in electronic format. Apart from the individual demat accounts, Hindu Undivided Family (HUF) demat accounts are also

In India, a Hindu Undivided Family (HUF) is a legal and tax entity that is separate from the individual members. It enables some Hindu families to own property and generate income together, but be taxed separately from each member of the family. In e

Online payment of income tax has become a regular practice for paying taxes for salaried people, freelancers, businesses and investors. The Income tax Challan 280 is utilised for various types of direct tax, such as advance tax, self-assessment tax a

A Hindu Undivided Family (HUF) is a legal and tax entity that is recognised by Indian law. It enables the family members of a Hindu, Sikh, Jain and Buddhist community to share assets together and share income in a joint manner. The primary purpose of

Indian investors have always compared the equity markets with gold before making any financial decision. Both of the asset classes are said to hold financial and emotional value in the country. Gold investment demand in the country witnessed an incre

For many people approaching retirement, the bulk of their wealth is tied up in one place: their home. Savings may be limited, pension income may not stretch far enough, and the idea of selling the family home feels uncomfortable. Here, a reverse mort

Most people who have heard the term "family office" assume it is just another name for a wealth manager or a private bank. It is not. A family office is a different concept altogether, and understanding what it actually does helps explain why more we

Over the past year, many credit card users in India have started noticing a clear shift. The rewards and benefits they once enjoyed are slowly being reduced. Well-established and popular banks like HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Sta