Personal Finance Articles

Retirement feels like a distant concern when you are in your 20s. With a first salary, new expenses, student loans, and an entire career ahead, putting money away for something 35 years away rarely feels urgent. Your 20s feel like it's too early to t

1. Is ₹10 Crore Enough for Retirement A retirement corpus 10 crore sounds like a very large amount of money. For many people across India, this sum can provide a comfortable lifestyle. However, the actual answer depends entirely on your lif

On Tuesday, May 19, 2026, the yield on the 30-year US Treasury bond surged to 5.198%; its highest level since July 2007, nearly 19 years ago. The 10-year Treasury, the key benchmark that shapes the cost of mortgages, auto loans, and credit card debt,

Numbers matter in economics, but only as much as the method behind them. For years, India's national savings data, the kind that feeds into GDP calculations and shapes public policy was built partly on estimates. SEBI, in consultation with the Reserv

The Annual Information Statement (AIS) is a statement of consolidated financial information released by the Income Tax Department. It gives a detailed summary of financial transactions reported to the taxpayer against his Permanent Account Number (PA

Tax-saving investments often serve two purposes: reducing taxable income and building long-term wealth. Two commonly used options under Section 80C of the Income Tax Act are the National Pension System (NPS) and the Public Provident Fund (PPF). While

If you have an NPS account, there is a fair chance you have not been tracking every regulatory update PFRDA(Pension Fund Regulatory and Development Authority) has been pushing out. Most people don't. But between October 2025 and now, there have been

A demat account enables investors to buy and sell securities, including stocks, exchange-traded funds (ETFs), bonds and mutual funds in electronic format. Apart from the individual demat accounts, Hindu Undivided Family (HUF) demat accounts are also

In India, a Hindu Undivided Family (HUF) is a legal and tax entity that is separate from the individual members. It enables some Hindu families to own property and generate income together, but be taxed separately from each member of the family. In e

Online payment of income tax has become a regular practice for paying taxes for salaried people, freelancers, businesses and investors. The Income tax Challan 280 is utilised for various types of direct tax, such as advance tax, self-assessment tax a

A Hindu Undivided Family (HUF) is a legal and tax entity that is recognised by Indian law. It enables the family members of a Hindu, Sikh, Jain and Buddhist community to share assets together and share income in a joint manner. The primary purpose of

Indian investors have always compared the equity markets with gold before making any financial decision. Both of the asset classes are said to hold financial and emotional value in the country. Gold investment demand in the country witnessed an incre